By Shubham Sharma
Updated On August 10, 2022

Punjab National Bank provides its customers with several payment options to choose from to make your credit card bill payments. Some convenient and hassle-free payment methods to make your PNB credit card bill payment are mentioned below.

Punjab National Bank Credit Card Bill Payment

How to Make your PNB Credit Card Bill Payments Online?


Punjab National Bank customers can make payment of their credit card by logging into their netbanking account. The customers can simply need to register for the netbanking facility to make payments online. You can follow these instructions to pay your outstanding dues via netbanking.

Step 1: Get started by logging into your PNB netbanking account

Step 2: Provide your credit card details to link your credit card with your netbanking account

Step 3: Choose the‘ Pay credit bill’ option and confirm to complete the transaction

Step 4: Your account shall instantly be debited with the outstanding due amount.


The customers can also use the auto-debit feature to make their PNB credit card bill payment whereby they authorize the bank to deduct the necessary monthly bill amount from their account automatically. To avail of this service, the bank needs to fill and submit an authorization form to the bank. You can the below-mentioned steps to make bill payments via auto-debit service.

Step 1: Firstly, login into your netbanking account by entering your credentials.

Step 2: Set up the auto-debit feature through standing instruction.

Step 3: Select either the total amount due or the minimum amount due on your PNB credit card.

Step 4: Set a date for auto-debit.

Step 5: You shall receive a One-Time-Password on your registered mobile number.


Punjab National Bank customers can also use the Punjab National Bank billdesk feature to make their PNB credit card bill payments. Below are provided are ways in which you can make your bill payment using  Billdesk.

Step 1: Go to the Punjab National bank Billdesk page here

Step 2: Login into your Billdesk account using your username and password

Step 3: Enter your credit card details and the credit card amount payable provide your email and phone number.

Step 4: Select the payee bank account and complete the transactions

Payment via NEFT

Punjab National Bank customers can use the fund transfer facility to pay their credit card bills. Customers who do not have an account with the Punjab National bank can use this payment method. Below are mentioned steps in which you can make your credit card bill payment online.

Step 1: Login in your PNB netbanking account using your valid credentials

Step 2: Select the NEFT option under the fund transfer option.

Step 3: Add PNB as your Payee account by providing these below-mentioned details

Payee Name Punjab National Bank
IFSC Code PUNB0112000
Bank branch name ECE House, New Delhi
Bank account Current account
Account number 12-digit credit card number
Transaction code 52

Visa Money Transfer

Punjab National bank customers can their outstanding bills using the Visa Money Transfer facility. You need to log into your netbanking account to use this feature and transfer funds from your bank account.

How to Make your PNB Credit Card Bill Payment Offline?

Punjab National bank customers can make their credit card bill payments offline by visiting the nearest bank branch or ATM.

Cash Payment

Punjab National Bank customers make their outstanding bill payments by visiting the nearest bank branch or ATM. You can follow the below-mentioned steps to make a cash payment of your credit card bill

Step 1: Visit any nearest Punjab National Bank branch or ATM.

Step 2: Fill out a deposit slip with your necessary credit card details

Step 3: Provide your PNB credit card number, mobile number, and the amount

Step 4: Verify the mentioned details on the deposit slip

Cheque Payment

You can also make your outstanding bill payment by dropping a cheque in the drop box at a nearby Punjab National Bank branch. The cheque should be made payable to Card A/C and should include your Punjab National Bank credit card’s 16-digit number.


You do not get charged with any cash processing fee on cash payments for your Punjab national bank credit card.

Punjab National Bank bill payment IFSC Code is PUNB0112000

The 24/7 customer helpline number of Punjab National Bank is 1800 180 2222

You can pay your PNB credit card bill online using the following methods

  • NetBanking
  • Auto Debit
  • Billdesk
  • Electronic Clearing System
  • NEFT
  • Visa Money Transfer

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