IndusInd Bank has a variety of credit cards that have been designed to meet the needs of businesses, whether small or large. With competitive rewards, cashback options, and a variety of benefits, these business credit cards can help manage expenses while offering attractive perks. Whether you’re looking for a card that gives you cashback, reward points, or exclusive lounge access, IndusInd Bank has a solution. Explore some of the best business credit cards from IndusInd Bank, detailing their features, fees, and benefits to help you make an informed choice for your business needs.

Table of Contents
Top IndusInd Business Credit Cards
Here is a list of some of the best IndusInd Business credit cards
- Joining FeeRs. 10,000 + GST
- Annual FeeRs. 4,999 + GST
- Best Suited ForBusiness Expenses
- Rewards TypeReward Points
Rewards Rate
2 RPs for Every Rs. 100, 4 RPs on Rs. 100 Spent Internationally & Early Payment Benefit of 100 RPs
Welcome Benefits
Vouchers Worth Rs. 10,000
Card Details +
IndusInd Bank’s Vriddhi Business Card has a joining fee of ₹10,000 + GST and a renewal fee of ₹4,999 + GST annually. It offers ₹10,000 in vouchers as a welcome bonus, effectively offsetting the joining fee. The reward structure includes 2 Reward Points for every ₹100 spent, 4 Reward Points for international spends of ₹100, 1,000 Reward Points for six utility bill payments in the first six months, and 100 Reward Points for early credit card bill payments. This is a competitive rewards system for a business credit card, with spend-based annual fee waivers.
- Joining Fee₹0 – ₹10,000 + GST
- Annual Fee₹0 – ₹10,000 + GST
- Best Suited ForShopping
- Rewards TypeCashback
Rewards Rate
1.10% cashback on MCC spends
Welcome Benefits
N/A
Card Details +
The IndusInd Fortuna AdvantEdge Credit Card has a joining fee that can range from ₹0 to ₹10,000 + GST, but the renewal fee is waived. It offers a reward rate of 1.10% cashback on MCC expenditures, which is automatically credited to the cardholder’s account. To earn cashback, a minimum spend of ₹1 lakh in a single billing cycle is required, and only transactions over ₹100 qualify. Cardholders receive access to 2 domestic airport lounges each year.
- Joining FeeNIL
- Annual FeeRs. 999 (plus applicable taxes)
- Best Suited ForTravel
- Rewards TypeN/A
Rewards Rate
NIL
Welcome Benefits
N/A
Card Details +
The card is absolutely free for the first year, and from the second year onwards, it has a renewal fee of ₹999 + GST. With the Visa Lounge program, users can avail of two complimentary domestic lounge visits per quarter. However, the card does not offer reward points or cashback.
- Joining Fee₹0 – ₹10,000 + GST
- Annual Fee₹0 – ₹10,000 + GST
- Best Suited ForBusiness Expenses
- Rewards TypeCashback
Rewards Rate
0.40% cash back on regular MCC spends
Welcome Benefits
N/A
Card Details +
The bank determines the card’s joining fee, which varies for each customer and can be anywhere from ₹0 to 10,000 plus GST. Additionally, the bank has waived the renewal fee. Cardholders enjoy a reward rate of 0.40% cash back on standard MCC spending and receive two complimentary visits annually.
- Joining Fee2,500 + GST
- Annual Fee1,499 + GST
- Best Suited ForBusiness Expenses
- Rewards TypeReward Points
Rewards Rate
1 RP on Rs. 100 Spent, 2 RP for Rs. 100 Spent Internationally & 50 RPs on Early Payment
Welcome Benefits
Brand Vouchers Worth Rs. 2,500
Card Details +
The card requires a joining fee of ₹2,500 plus GST and an annual fee of ₹1,499 every year. It provides 1 reward point for every ₹100 spent, 2 reward points for every ₹100 spent internationally, and 50 reward points as a benefit for early payments. You can redeem Reward Points at IndusMoments for vouchers, Air Miles, and other rewards. Additionally, cardholders receive 2 complimentary domestic lounge accesses per quarter throughout India.
Which IndusInd Credit Card is Right for Your Business?
Selecting the ideal business credit card can be an important decision for increasing your company’s financial management. Each credit card from IndusInd Bank offers a unique set of features, rewards, and benefits that can maximise the potential of your business depending on its spending patterns and preferences.
For instance, if you are a business that values rewards and would like a high-value welcome bonus, The Vrddhi Business Card offers a competitive rewards structure. With the ability to earn 2 Reward Points for every ₹100 spent, businesses can quickly accumulate points that can be redeemed for vouchers, air miles, and other rewards. The ₹10,000 voucher welcome bonus offsets the joining fee, making it an attractive option for businesses looking to earn rewards while managing their spending.
If your business doesn’t require complex reward systems, the IndusInd Contactless Corporate Credit Card offers an excellent solution. The card is free for the first year, making it risk-free for new cardholders. Although it doesn’t provide rewards like cashback or points, it compensates by offering two complimentary domestic lounge visits each quarter through the Visa Lounge program. This feature can be beneficial for businesses with frequent travel needs, offering a comfortable travel experience without any additional costs.
Bottom Line
When making a decision about which IndusInd Bank business credit card is right for your business, consider the business spending patterns, rewards and cashback needs, travel needs, annual fees and renewals. By evaluating your business’s specific needs, you can decide the best IndusInd Bank business credit card that suits your company’s financial management. However, it’s also worth noting that while IndusInd Bank provides excellent credit card options, other business credit cards from different banks that you can take a look at. Comparing these options ensures that you choose the card that best aligns with your business goals.