IDFC FIRST Bank Golf Credit Cards are a good choice for people who enjoy golfing and also want their daily spending to give them extra value. Instead of just using a credit card for payments, you also get access to special golf benefits that can make the experience more enjoyable and affordable. This includes things like complimentary golf rounds or practice sessions at select courses, which can help you save on what is usually an expensive hobby.
Along with golf privileges, these cards also come with regular benefits that most people look for in a credit card. You can earn reward points on your everyday purchases, such as shopping, dining, fuel, and travel bookings. There are often discounts on restaurant bills, deals on flight or hotel bookings, and access to airport lounges, which can make your travel more comfortable.
Another advantage is that these cards are not limited only to people who play golf regularly. Even if you go for a game once in a while, you can still make good use of the other features and offers. Over time, the combination of golf benefits and everyday savings can add up and make the card useful for both lifestyle and financial convenience.
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10X Reward Points/₹150 on Incremental Spends Above ₹20,000 Per Statement Cycle. 5X Reward Points/₹150 on Spends Upto ₹20,000. 3X RPs Are Also Awarded for Rent, Wallet Load, Education, and Government Transactions
Up to 7,500 Reward Points
Card Details +
The IDFC FIRST Bank Ashva Metal Credit Card is a premium card for people who travel frequently and spend regularly. It has a joining and annual fee of ₹2,999 + GST. The card offers good reward points, especially on higher spending and on travel bookings like flights and hotels. It also gives travel benefits like low forex markup, airport lounge access, railway lounge visits, and travel insurance. Apart from that, you get movie ticket offers, roadside assistance, milestone rewards for high yearly spending, and a fuel surcharge waiver.
Earn 10X Reward Points Per ₹200 on Dining, Travel & International Spends, 3X on Regular and UPI Spends Above ₹2,000, and 1X on Insurance, Utilities, Railways, FASTag and UPI Spends Up to ₹2,000
₹500 Voucher from Uber, Amazon, and Bigbasket on Spending ₹5,000 Within 30 Days of Card Issuance. 5% Cashback Upto ₹1,000 on the First EMI Transaction
Card Details +
The IDFC FIRST Wealth Credit Card comes with no joining or annual fee, which means it is lifetime free. It offers reward points on every spend, including up to 10X rewards on all incremental spends above ₹20,000. Cardholders get complimentary airport lounge access, both domestic and international, along with golf benefits and movie ticket offers. The card also has a low forex markup of around 1.5%, making it good for international use.
Up to 22 BluChips/₹100 for Flight Bookings Via the IndiGo Website/App. 0.5 BluChips/₹100 for UPI, Rent, Utility, Insurance, and Wallet Spends, and 3 BluChips/₹100 for Other Eligible Spends
5,000 IndiGo BluChips, Meal Voucher, 3-Month EazyDiner Prime Membership, and Postcard Hotel Voucher Worth ₹3,000 (Paid Variant Only). 3,000 IndiGo BluChips Voucher on Spending ₹1 Lakh Within 90 Days (Both Paid and Secured Variant)
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The IndiGo IDFC FIRST Credit Card is a travel-focused card designed mainly for people who fly with IndiGo often. It comes with a joining and annual fee of around ₹4,999 + GST. You earn IndiGo BluChips on every spend, with very high rewards on IndiGo flight bookings, which can be used to book tickets. It also offers benefits like BluChips as welcome benefits, milestone rewards, golf benefits, and low forex charges of around 1.49%. However, it does not offer airport lounge access, which is a drawback for a travel card.
10X Reward Points/₹150 on Incremental Spends Above ₹20,000 Per Statement Cycle. 5X Reward Points/₹150 on Spends Upto ₹20,000. 3X RPs Are Also Awarded for Rent, Wallet Load, Education, and Government Transactions
Up to 12,000 Reward Points
Card Details +
The IDFC FIRST Mayura Credit Card is for people who want travel and lifestyle benefits. It comes with a joining and annual fee of around ₹5,999 + GST. You can earn reward points on all spending, with higher rewards up to 10X on higher monthly spending and travel bookings. This card offers zero forex markup, which makes it good for international spending. It also provides airport lounge access, both domestic and international, and railway lounge access. Other benefits include movie offers, golf rounds, and reward points, even on categories like rent and education.
3 Reward Points/₹150 Spent on Incremental Spends Up to ₹20,000. 10 Reward Points/₹150 Spent on Incremental Spends Above ₹20,000
Gift Voucher Worth ₹500 on Spending ₹5,000 Within 30 Days of Card Activation
Card Details +
The IDFC FIRST Bank Diamond Reserve Credit Card is a premium card mainly suited for people who travel internationally. It has a joining and annual fee of ₹3,000 plus GST, which can be waived if you spend around ₹6 lakh in a year. The card gives basic reward points on spending, but a drawback is that you don’t earn rewards on international transactions, even though it offers zero forex markup. It provides good travel benefits like complimentary airport lounge access, railway lounge visits, and travel insurance. You also get lifestyle benefits like movie ticket offers, golf benefits, roadside assistance, and a fuel surcharge waiver.
| Credit Card | Joining/Annual Fee | Golf Benefits |
| IDFC First Bank Ashva Metal Credit Card | ₹2,999 + GST | 2 Free Golf Rounds/Lessons on Spends of ₹20,000 Each in a Statement Cycle |
| IDFC FIRST Wealth Credit Card | N/A | 1 Complimentary Golf Round/Lesson Every Quarter |
| IndiGo IDFC FIRST Credit Card | ₹4,999 + GST | 4 Complimentary Golf Rounds and 12 Complimentary Golf Lessons Annually (Mastercard World Benefit) |
| IDFC First Bank Mayura Credit Card | ₹5,999 + GST | 2 Free Golf Rounds/Golf Lessons Each Month |
| IDFC FIRST Diamond Reserve Credit Card | ₹3,000 + GST | 2 Golf Lessons/Games Each Month |
IDFC FIRST Bank golf credit cards are best suited for people who enjoy playing golf regularly or want to experience it as part of a premium lifestyle. If you are a working professional, business owner, or someone who often entertains clients on the golf course, this card can be very useful. It is also a good choice for high spenders who like travel and luxury benefits, as these cards usually come with lounge access and reward points, along with golf privileges. Even beginners who are interested in trying golf occasionally can benefit, as the complimentary sessions help reduce the overall cost.
Golf lessons with an IDFC FIRST Credit Card are quite easy to use and don’t require much effort from your side.
To begin with, you need to book a lesson through the platform or service provided with the card. You just choose a date, time, and location that works for you. Once the booking is done, you’ll receive a confirmation email with all the details like timing, venue, and anything you should know before going.
One of the best parts is that you don’t need to carry any equipment. Everything you need, like golf clubs and balls, is already available at the venue. This makes it very convenient, especially if you’re trying golf for the first time. At the lesson, a trainer will guide you through the basics. They usually start with simple things like how to hold the club, your stance, and how to swing. The session is easy to follow, even if you’ve never played before.
Choosing the right IDFC FIRST Bank golf credit card depends on how you spend, travel, and use golf benefits. Since these cards offer a mix of golf access, rewards, and travel perks, the “best” option varies from person to person.
The IDFC FIRST Wealth Credit Card is an excellent option for those new to golf or who play occasionally. It comes with no annual fees, making it a lifetime free card. You’ll enjoy complimentary golf rounds or lessons, lounge access, and rewards, making it a low-risk choice to explore golf benefits.
IDFC FIRST Bank Ashva Metal Credit Card is ideal for individuals with regular monthly spending. This card allows you to unlock golf rounds based on spending milestones, catering to professionals who frequently use their card. Additionally, it offers robust rewards, travel perks, and lifestyle benefits, making it a well-rounded premium option.
IDFC FIRST Mayura Credit Card is an excellent option for frequent travelers, especially those who travel internationally, thanks to its zero forex markup and lounge access. Additionally, the card offers golf rounds or lessons upon meeting certain spending criteria, making it an ideal choice for those looking to blend travel with lifestyle benefits.
IndiGo IDFC FIRST Credit Card is ideal for frequent IndiGo flyers. With this card, you earn BluChips on your spending, allowing you to enjoy travel rewards. Additionally, there are golf benefits as a bonus. However, it’s primarily focused on travel rewards rather than offering a wide range of lifestyle perks.
If you’re a big spender looking for luxury perks, IDFC FIRST Private and cards like Mayura or Ashva offer special benefits. These premium cards give you better access to golf, higher rewards, and exclusive experiences, often including multiple golf rounds and concierge services.
IDFC FIRST Bank golf credit cards are worth it if you actually make use of the golf and lifestyle benefits that come with them. If you are someone who plays golf regularly, these cards can help you save a good amount of money through complimentary rounds, lessons, or access to premium golf courses. Along with that, you also get extra perks like reward points on spending, airport lounge access, and other travel benefits, which add to the overall value.
However, the value really depends on how you use it. In many cases, you need to spend a certain amount every month to unlock the golf benefits, so if you are not spending enough or not playing golf often, those perks may go unused. Also, some of the premium cards may come with higher fees, which only make sense if you are actively using the benefits.
In simple terms, this card is a good fit for regular golfers, frequent travelers, and people who enjoy premium experiences. But if you rarely play golf or just want a simple cashback or low-fee card, it might not be the best option for you.
IDFC FIRST Bank golf credit cards offer a good mix of lifestyle and everyday benefits, making them a strong option for people who want more than just basic rewards from their credit card. As we’ve seen, these cards not only give you access to golf rounds and lessons but also provide useful perks like reward points, travel benefits, and lounge access, which add overall value to your spending.
The key thing to keep in mind is that the value of these cards depends on how you use them. If you play golf regularly or can meet the spending requirements, the benefits can easily justify the cost. On the other hand, if golf is not something you use often, you might not fully take advantage of what these cards offer.
If you are someone who enjoys golf, travels frequently, or prefers premium lifestyle benefits, these cards can be a great choice. But if your focus is only on simple savings or cashback, you may be better off with a more basic credit card.
These are credit cards that offer golf-related benefits like complimentary rounds or lessons, along with regular features such as reward points, travel perks, and lounge access.
No, you don’t have to be a regular golfer. Even if you play occasionally, you can still benefit from other features like rewards, travel benefits, and lifestyle offers.
Golf benefits are usually complimentary, but in many cases, you need to meet a minimum spending requirement in a billing cycle to unlock them.
It depends on your needs. Premium cards like Ashva and Mayura offer more golf rounds, while lifetime free cards like Wealth provide basic benefits with no annual fee.