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InterMiles ICICI Bank Coral Credit Card is a co-branded credit card that is issued by the bank in partnership with intermiles.com. Best suited for travel, this card rewards its customers in the form of InterMiles. You can earn up to 7.5 InterMiles on every Rs. 100 you spend with this card. With a joining fee of Rs. 1,250, the card welcomes you with 2,500 bonus InterMiles and travel-related vouchers worth Rs. 750. Along with the InterMiles, you also get exclusive complimentary airport lounge access every quarter. The benefits of this card are not only limited to travel, but you also get exciting discount offers on movies and dining. Other than all this, there are several exclusive features of the card that you must know. Keep reading to get all the details about the card:

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Fees

Joining Fee

Rs. 1,250 + GST

Renewal Fee

Rs. 1,250 + GST

Best Suited For

Travel |

Reward Type

Reward Points

Welcome Benefits

You get exclusive flights and hotels discount vouchers on booking from partner brand, www.intermiles.com, as a welcome benefit. You also get 2,500 bonus InterMiles on joining.

Movie & Dining

25% discount up to Rs. 100 on purchase of movie tickets twice a month from BookMyShow, exclusive and exciting benefits on dining under ICICI Bank Culinary Treats Program.

Rewards Rate

3 Intermiles on Rs. 100 spent on the American Express variant and 2 Intermiles per Rs. 100 spent on the VISA variant, 6 InterMiles on every Rs. 100 spent on booking revenue airline tickets at intermiles.com on American Express variant and 5 InterMiles per Rs. 100 on VISA variant.

Reward Redemption

The accumulated InterMiles can be further redeemed for booking flights and hotels through www.intermiles.com, for purchasing gift vouchers, fuel, etc. 4 InterMiles are equivalent to Re. 1 (only applicable for fuel purchase).

Travel

Complimentary domestic lounge access.

Golf

N/A

Domestic Lounge Access

You get 2 complimentary access to domestic lounges per quarter ( 1 each on VISA and American Express Variant).

International Lounge Access

N/A

Insurance Benefits

N/A

Zero Liability Protection

N/A

Spend Based Waiver

N/A

Rewards Redemption Fee

Rs 99 (plus applicable taxes) per redemption request

Rewards Redemption Fee

Rs 99 (plus applicable taxes) per redemption request

Foreign Currency Markup

3.5% of transaction amount

Interest Rates

3.4% per month (40.8% per annum)

Fuel Surcharge

Avail waiver of 1% fuel surcharge on the purchase of fuel up to Rs 4000 from HPCL pumps when swiping on ICICI Bank machines.

Cash Advance Charges

2.5% ( subject to a minimum of Rs. 300)

Add-on Card Fee

Nil

  • Get 2,500 bonus InterMiles and flight & hotel discount vouchers worth Rs. 750 as welcome benefits.
  • Get 1,250 bonus InterMiles every year as a renewal benefit.
  • Earn up to 7.5 InterMiles on a minimum spend of Rs. 100 for booking Etihad flight tickets through www.intermiles.com.
  • Earn accelerated InterMiles on flight and hotel booking from www.intermiles.com.
  • Get complimentary access to a domestic airport lounge every quarter.
  • A discount of up to Rs. 100 on movies on BookMyShow.
  • 15% or more discount on dining.
  • 1% fuel surcharge waiver.

InterMiles ICICI Bank Coral Credit Card Rewards

Spend Category InterMiles on every Rs. 100 spent on AmEx Variant InterMiles on every Rs. 100 spent on Visa Variant
Domestic* 3 2
International 3 2
Spends on www.intermiles.com (*applicable only on revenue airline tickets at intermiles.com) 6 4
Spends on Etihad Airways revenue Ticket booking through www.intermiles.com 7.5 5

*Fuel: No InterMiles
Insurance and Utilities: 1 InterMile per INR 100 spent.

  • You can earn up to 40,000 InterMiles every year on transactions done through this card.
  • To earn InterMiles after reaching the maximum cap, you will have to pay an uncapping fee of Rs. 7,500.

Welcome benefits:

  • You get a welcome bonus of 2,500 InterMiles.
  • Avail flight discount voucher of Rs. 250 and hotel discount voucher worth Rs. 500 as welcome benefits only on booking flights through www.intermiles.com.
  • Get 1,250 bonus InterMiles as a renewal benefit.

Reward redemption

  • Accumulated InterMiles can be redeemed for booking flights and hotels through www.intermiles.com.
  • You can redeem your InterMiles for purchasing gift vouchers, fuel, etc.
  • 4 InterMiles are equivalent to Re. 1 (only applicable for fuel purchase).

Travel Benefits

You can avail of 2 complimentary access to the domestic airport lounges per quarter by spending Rs. 5,000 in the previous quarter. (*1 each on American Express and VISA variant).

Movie & Dining benefits

  • Earn a discount of Rs. 100 or 25% off on purchasing a minimum of two movie tickets on www.bookmyshow.com. This offer can be availed two times every month.
  • Under ICICI Bank Culinary Treats Program, you can get exclusive discount offers on dining and food.

Conclusion

With all these exclusive features and benefits, the InterMiles ICICI Bank Coral Credit Card can be considered best for frequent travelers. You earn InterMiles on every purchase you make and these InterMiles can later be used in travel-related bookings. Hence, you can save a lot on booking flights/hotels. However, travel benefits are not the only advantage of this card but it also provides you with exciting entertainment & dining benefits. You can save up to Rs. 2,400 every year on movies with this card. If you are a person who is looking for a card with benefits over multiple categories, you should undoubtedly go with the InterMiles ICICI Bank Coral Credit Card.

FAQs:

Rs. 7,500 is levied as an uncapping fee when the cap is reached to the card limit.
Within 45 days post joining you will get the welcome benefits.
You will receive the renewal privileges within 45 days after the annual fee payment.
3.40% p.m. is levied as interest on this card.
Both the annual and joining of this card is Rs. 1250 each.
The foreign currency mark-up charges on this card are 3.50%.

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