By Rajat Gaur
Updated On October 15, 2021

ICICI Bank Sapphiro Visa Credit Card is a sub-premium lifestyle credit card by ICICI Bank. You earn rewards as Hand-picked Points with this credit card. The card earns you 4 Hand-picked Points per Rs. 100 on international spends and 2 Hand-picked Points per Rs. 100 on domestic spends. You also get complimentary domestic lounge access and complimentary Dragon Pass membership as travel benefits. The card also offers discounts on movie tickets on BookMyShow. Read on to learn more about this sub-premium offering by ICICI Bank.

Best Suited For

Shopping |

Joining Fee

Rs. 6,000 (plus applicable taxes)

Reward Type

Reward Points |

Product Details

  • Reward Points as Hand-picked Points with ICICI Bank Visa Sapphiro Credit Card.
  • Bose IE2 headphones as a welcome benefit on the realization of the joining fee.
  • Accelerated Hand-picked Points on international spends.
  • Complimentary DragonPass membership with 2 international airport lounge access and 2 spa visits at domestic airports.
  • 4 complimentary domestic lounge visits per quarter with Visa domestic lounge program.
  • Up to 4 complimentary rounds/lessons of golf every month (1 per Rs. 50,000 spent in the previous month).
  • Up to Rs. 500 off second ticket onwards on BookMyShow (max 2 times in a month).

Rewards and Benefits

Welcome Benefits

Bose IE2 headphones on realization of the joining fee

Movie & Dining

Rs. 500 off second movie ticket onwards on BookMyShow

Rewards Rate

4 Hand-picked Points per Rs. 100 on international spends, 2 Hand-picked Points per Rs. 100 on domestic spends and 1 Hand-picked Point per Rs. 100 on fuel, utilities and insurance categories.

Reward Redemption

Hand-picked Points are redeemable on the Hand-picked Rewards catalog for gadgets, fashion, dining, travel related expenses

Travel

Complimentary domestic lounge access and complimentary Dragon Pass membership.

Golf

Up to 4 complimentary rounds/lessons of golf each month for every Rs. 50,000 spent in the previous month

Domestic Lounge Access

4 per quarter with Visa Domestic Lounge program

International Lounge Access

Complimentary Dragon Pass membership with 2 international lounge access and 2 domestic spa access every year

Insurance Benefits

N/A

Zero Liability Protection

Cardholder shall not be liable for any fraudulent transaction on the card post reporting the loss of card to the bank

Fees & Charges

Joining Fee

Rs. 6,000 (plus applicable taxes)

Renewal Fee

Rs. 3,500 (plus applicable taxes)

Spend based Waiver

Renewal fee waived on the expenditure of Rs. 5 lakh in the previous year

Rewards Redemption Fee

Rs. 99 (plus applicable taxes) per redemption request

Rewards Redemption Fee

Rs. 99 (plus applicable taxes) per redemption request

Foreign Currency Markup

3.50% of the transaction amount

Interest Rates

3.40% per month (or 40.80% annually)

Fuel Surcharge

Fuel surcharge waived off at all filling stations across India

Cash Advance Charge

2.50% of the advanced amount, subject to a minimum charge of Rs. 300

Add-on Card Fee

Nil

ICICI Bank Visa Sapphiro Credit Card Welcome Benefit:

You get Bose IE2 headphones as a welcome gift on the realization of the joining fee of the card.

ICICI Bank Visa Sapphiro Credit Card Rewards:

  • 4 Hand-picked Points per Rs. 100 on international spends.
  • 2 Hand-picked Points per Rs. 100 on domestic spends.
  • 1 Hand-picked Point per Rs. 100 on fuel, utilities and insurance transactions.

Reward Redemption:

Hand-picked Points can be redeemed on the Hand-picked Rewards catalog for spends on gadgets, fashion, travel, dining catagories.

ICICI Bank Visa Sapphiro Credit Card Travel Benefits:

  • 4 complimentary domestic airport lounge access per quarter under Visa domestic lounge program.
  • Complimentary DragonPass membership with 2 international lounge and 2 domestic spa visits.

ICICI Bank Visa Sapphiro Credit Card Movie and Dining Benefits:

You get Rs. 500 off on movie tickets on BookMyShow second ticket onwards. The benefit can be availed for a maximum of 2 times in a month.

Conclusion:

Considering the reward rate and the additional benefits that it offers, ICICI Bank Visa Sapphoro Credit Card can be considered a decent option in the lifestyle category. The card is in direct competition with the likes of HDFC Bank Regalia and Regalia First credit cards. ICICI Bank also offers MasterCard and American Express variants of the Sapphoro credit card. You must check out the benefits that the MasterCard and AmEx variants offer before making your mind.

FAQs:

You get complimentary Dragon Pass membership with the ICICI Visa Sapphiro Credit Card. The visits are however chargeable.

Yes, you get Rs. 500 off on second ticket onwards with ICICI Bank Visa Sapphiro Card.

Yes, you get 4 complimentary domestic lounge access per quarter with the ICICI Bank Sapphiro Credit Card.

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