By Bharti Bisht
Updated On October 15, 2021

The ICICI Bank Rubyx Visa Credit Card is the Visa variant of ICICI Bank Rubyx Credit Card, the other two variants being: ICICI Bank Rubyx Mastercard Credit Card & ICICI Bank Rubyx American Express Credit Card. This card comes with a joining fee of Rs. 3,000 and welcomes its customers with complimentary Sennheiser HD219 Headphones to give a great start to their journey with the card. You can earn up to 4 Hand-picked rewards on every spend of Rs. 100 and redeem these rewards against an array of options through internet banking.

Moreover, the card gets you up to 2 complimentary movie tickets every month worth Rs. 300 each. To make your travel experiences more rewarding, it provides you with 2 complimentary domestic railway lounge access and 2 airport lounge access every quarter. Under the milestone benefits of the card, you can earn up to 15,000 bonus hand-picked rewards every year and hence you can save a lot in the form of reward points. To know more about the features of the ICICI Bank Rubyx Visa Credit Card, read the full details given below:

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Best Suited For

Movies | Travel |

Joining Fee

Rs. 3,000

Reward Type

Reward Points |

Product Details

  • Welcome gift of complimentary Sennheiser HD219 Headphones.
  • Up to 4 Hand-picked Reward on every spend of Rs. 100 with your ICICI Bank Rubyx Visa Credit Card.
  • An opportunity to earn up to 15,000 bonus rewards every year.
  • 2 complimentary railway lounge access every quarter.
  • 2 complimentary domestic airport lounge access every quarter.
  • Up to 2 complimentary Golf rounds each month.
  • Up to 2 complimentary movie tickets every calendar month.
  • A discount of 15% or more on dining.
  • Spend-based annual fee waiver.
  • 1% fuel surcharge waiver.

Rewards and Benefits

Welcome Benefits

Complimentary Sennheiser HD219 Headphones.

Movie & Dining

Buy 1 Get 1 Free offer on movies twice every month & a minimum of 15% discount on dining.

Rewards Rate

2 hand-picked rewards on every domestic spend of Rs. 100, 4 hand-picked rewards on every international spend of Rs. 100.

Reward Redemption

The earned hand-picked rewards can be redeemed at the ICICI Bank hand-picked rewards portal

Travel

Complimentary domestic railway and airport lounge access every quarter.

Golf

Up to 2 complimentary golf rounds every month.

Domestic Lounge Access

2 complimentary domestic lounge access every quarter.

International Lounge Access

NA

Insurance Benefits

NA

Zero Liability Protection

You will not be liable for any fraudulent transactions made on your card post reporting the loss of the card to the bank (if reported in a timely manner).

Fees & Charges

Joining Fee

Rs. 3,000

Renewal Fee

Rs. 2,000

Spend based Waiver

Annual fee waiver on spending Rs. 2.5 lakhs or more in the previous year.

Rewards Redemption Fee

Rs. 99 per redemption request.

Rewards Redemption Fee

Rs. 99 per redemption request.

Foreign Currency Markup

3.5% on all international transactions

Interest Rates

3.4% per month

Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions worth up to Rs. 4,000.

Cash Advance Charge

2.5% of the cash amount or a minimum of Rs. 300.

Add-on Card Fee

Nil

ICICI Bank Rubyx Visa Credit Card Welcome Benefits

The ICICI Bank Rubyx Visa Credit card welcomes its customers on board with exclusive complimentary Sennheiser HD219 Headphones with the following features:

  • Foldable headband.
  • Dual-sided OFC cable.
  • On-ear design to reduce outside noise.

ICICI Bank Rubyx Visa Credit Card Rewards

  • You get 2 Hand-picked Rewards on every spend of Rs. 100 on domestic purchases.
  • You get 4 Hand-picked Rewards on every spend of Rs. 100 on international purchases.
  • 1 Hand-picked reward on every Rs. 100 spent on utility and insurance-based spends.
  • You don’t earn any rewards on fuel transactions.

Reward Redemption

The Hand-picked rewards you earn can be redeemed against various shopping and product vouchers through internet banking or at the hand-picked rewards portal.

Milestone Benefits

You earn 3,000 bonus Hand-picked rewards on achieving a spend of Rs. 3 lakhs within a year and you get 1,500 bonus rewards on every Rs. 1 lakh you spend thereafter within that year. The maximum bonus rewards you can earn in a year are capped at 15,000 Hand-picked rewards.

Travel Benefits

  • You get 2 complimentary railway lounge access every calendar quarter.
  • You get 2 complimentary domestic airport lounge access every quarter.

Movie & Dining Benefits

  • You get 1 complimentary ticket worth up to Rs. 300 every time you buy 1 ticket on BookMyShow.
  • You can avail of up to 2 complimentary movie tickets every month with this card.
  • Enjoy a minimum discount of 15% on dining across more than 2,500 premium restaurants in India.

Golf Benefits

  • You can enjoy a complimentary golf round for every Rs. 50,000 you spent in the previous month.
  • A maximum of 2 complimentary golf rounds can be availed each month.

Fuel Surcharge Waiver

You get a 1% fuel surcharge waiver for every fuel transaction worth up to Rs. 4,000 at HPCL petrol pumps.

Spend-based Renewal Fee Waiver

The renewal fee of Rs. 2,000 is waived off if you spend Rs. 2,50,000 or more in the previous anniversary year.

Conclusion

The ICICI Bank Rubyx Visa Credit Card comes with benefits over different categories and rewards you for almost everything you do using this card. You can save more on international spends as you earn 2X rewards on them. Moreover, you can save up to Rs. 7,200 annually on movies under the movie benefits provided by this card. Keeping the travel requirements of its customers in mind, the card comes with complimentary domestic railway as well as airport lounge access. Moreover, the welcome and milestone benefits provided by the card are among its most significant and attractive features. So, the ICICI Bank Rubyx Visa Credit Card can be considered a decent choice for people who believe in having maximum benefits with minimum charges.

FAQs:

No, you can avail of a maximum of 2 complimentary golf rounds every month with the ICICI Bank Rubyx Visa Credit card.

No, with the ICICI Bank Rubyx Visa Credit card, you get a 1% fuel surcharge waiver at HPCL fuel stations only.

The annual fee of this card is Rs. 2,000 (2nd year onwards, and the joining fee (1st year only) is Rs. 3,000.

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