ICICI HPCL Coral American Express Credit Card is a co-branded card launched by ICICI Bank in partnership with Hindustan Petroleum Corporation Limited (HPCL) and American Express. As an entry-level card, it carries a renewal fee of Rs. 199. The card earns you 2 Reward Points for every Rs. 100 you spend with the card and accelerated 3X Reward Points (6 Points) on every Rs. 100 you spend on fuel at HPCL filling stations. Although, other benefits like complimentary lounge access and insurance covers are missing, it can be a good choice in the entry-level segment if you travel by road a lot. Keep reading to learn more about this entry-level co-branded offering by ICICI Bank.
ICICI Bank HPCL Coral American Express Credit Card

Fee
Joining Fee
Rs. 199 (plus applicable taxes)
Renewal Fee
Rs. 199 (plus applicable taxes)
Best Suited For
Fuel |
Reward Type
Reward Points
Welcome Benefits
N/A
Movie & Dining
25% discount (max Rs. 100) on purchasing a minimum of two tickets for movie in a single transaction (max 2 times in a month), exclusive dining benefits under the ICICI Bank Culinary Treats Program.
Rewards Rate
2 Reward Points per Rs. 100 on all retail spends with the card, 3X (6) Reward Points on fuel transactions at HPCL filling stations, 2.5% cashback up to Rs.100 on fuel purchases at HPCL pumps.
Reward Redemption
The Reward Points earned are redeemable against cash back or gifts (1 Reward Point = Re. 0.25).
Travel
N/A
Golf
N/A
Domestic Lounge Access
N/A
International Lounge Access
N/A
Insurance Benefits
N/A
Zero Liability Protection
N/A
Spend based Waiver
The renewal fee can be waived if you spend Rs. 50,000 in the previous year.
Rewards Redemption Fee
Rs. 99 (plus applicable taxes) per redemption request
Rewards Redemption Fee
Rs. 99 (plus applicable taxes) per redemption request
Foreign Currency Markup
3.5% of the transaction amount
Interest Rates
3.40% per month (or 40.8% per annum)
Fuel Surcharge
1% fuel surcharge waived at all HPCL petrol pumps in India for fuel purchases below Rs. 4000.
Cash Advance Charge
2.50% or a minimum of Rs. 300
Add-on Card Fee
Nil
- 6 Reward Points for every Rs. 100 you spend on fuel purchases at HPCL pumps.
- 2 Reward Points per Rs. 100 on all other retail spendings.
- 2.5% cashback (up to Rs. 100) on fuel purchases at HPCL pumps. A minimum transaction of Rs 500 is required to avail of the benefit.
- Get a 25% discount (max Rs. 100) per transaction on a minimum purchase of two tickets.
- Exclusive dining offers with the ICICI Bank Culinary Treats program.
ICICI HPCL Coral American Express Credit Card is a co-branded card launched by ICICI Bank in partnership with Hindustan Petroleum Corporation Limited (HPCL) and American Express. As an entry-level card, it carries a renewal fee of Rs. 199. The card earns you 2 Reward Points for every Rs. 100 you spend with the card and accelerated 3X Reward Points (6 Points) on every Rs. 100 you spend on fuel at HPCL filling stations. Although, other benefits like complimentary lounge access and insurance covers are missing, it can be a good choice in the entry-level segment if you travel by road a lot. Keep reading to learn more about this entry-level co-branded offering by ICICI Bank.
ICICI Bank HPCL Coral American Express Credit Card Rewards:
- 6 (3X) Reward Points per Rs. 100 you spend on fuel at all HPCL filling stations across India.
- 2 Reward Points on every other retail spend of Rs. 100.
- 2.5% cashback (max Rs. 100) on a minimum fuel purchase of Rs. 500 at HPCL pumps.
Reward Redemption:
The Reward Points earned are redeeamble against many products, gifts, and statement balance (1 RP = Re. 0.25). Following are the redemption ways:
- For redemption against gifts, call on 1860-258-5000.
- For redemption against cash back, you can call on 080-40146444.
Milestone Benefits:
On spending Rs. 50,000 or more in a year get a waiver on the annual fee of HPCL Coral Amex Card.
ICICI Bank HPCL Coral American Express Credit Card Movies and Dining Benefits:
- 25% discount up to Rs. 100 when booking a minimum of 2 movie tickets per transactions via BookMyShow. This facility can be availed up to 2 times in a month.
- Exclusive dining benefits at partner restaurants under the ICICI Bank Culinary Treats Program.
Conclusion:
It must have become overwhelming to grasp all the above-given details in one go. Let us have a quick look to make it easier for you. The ICICI HPCL Coral American Express Credit Card is one of the most affordable ICICI credit cards that allows you to earn reward points and cash-backs on every fuel transaction at HPCL pumps across India. On this card, you can earn 6 reward points on Rs. 100 spent on fuel at all HPCL pumps. Also, you get a discount of 2.5% on minimum spending of Rs. 500 on fuel transactions. Other than this, you also earn 2 Reward points on all other retail shopping. Now comes the question of how you can redeem these reward points. This card enables you to redeem accumulated points towards purchasing fuel at HPCL pumps, 2000 Reward points are equivalent to fuel worth Rs. 500. Moreover, Reward points are redeemable for buying e-vouchers from 100+ brands like Myntra, Lifestyle, Shoppers Stop, Domino’s, KFC, and many others. You also get 25% off (up to Rs. 100) on booking movie tickets via BookMyShow twice a month.
FAQs:
No, ICICI Bank HPCL Coral American Express Credit Card does not offer any domestic/international lounge visits.
The ICICI Bank levies an interest charge of 3.40% p.m. on the ICICI Bank HPCL Coral American Express Credit Card.
ICICI Bank charges a fee of Rs. 199 plus GST for both joining and annual membership on the ICICI Bank Coral American Express Credit Card.
The foreign currency mark-up charges applicable on the card are 3.5%.