By Shubham Sharma
Updated On September 20, 2021

HDFC Platinum Times Card is branded as the “Entertainment Card” by the HDFC Bank that comes with several benefits related to movies, dining, and shopping. This co-branded initiative with the Times Internet was created to meet the lifestyle needs of the youth by assisting them in saving more and earning rewards by HDFC Bank. You get 10 reward points for every weekday dining spends of Rs 150 and 3 reward points for every spend of Rs 150. These reward points get redeemed through the product catalog by logging in to your net banking account. There are several additional benefits as well that this card offers. Read below to get detailed information about HDFC Platinum Times Card.

Best Suited For

Movies | Shopping |

Joining Fee

Rs. 1,000 (plus applicable taxes)

Reward Type

Reward Points |

Product Details

  • Gift vouchers across shopping, dining and apparel, and many other categories.
  • 25% off on movie ticket bookings on BookMyShow (max discount of Rs. 350 per transaction).
  • Round the year offers and discounts on travel, shopping, dining and wellness categories at select partner merchants.
  • 3 Reward Points per Rs. 150 spent with the card.
  • Accelerated Reward Points (10 RPs per Rs. 150 spent) on dining spends on weekdays.

Rewards and Benefits

Welcome Benefits

Shopping, travel, dining, apparel gift vouchers

Movie & Dining

Great deals and discounts on movies and dining at participating locations every year and instant Reward Points on dining during weekdays. You can get up to a 20% discount on dining at partner restaurants. Moreover, you also get 25% off on Movie Tickets booking on BookMyShow, and 10 Reward Points on every ₹150 spent on Dining spends on weekdays

Rewards Rate

3 Reward Points on every spend of Rs 150

Reward Redemption

You can redeem rewards by logging into your HDFC Bank net banking account and clicking on the reward redemption link.

Travel

N/A

Golf

N/A

Domestic Lounge Access

N/A

International Lounge Access

N/A

Insurance Benefits

N/A

Zero Liability Protection

Cardholder not liable for any fraudulent transaction on the card post reporting the loss of card to the bank

Fees & Charges

Joining Fee

Rs. 1,000 (plus applicable taxes)

Renewal Fee

Rs. 1,000 (plus applicable taxes)

Spend based Waiver

Annual fee of Rs 1,000 waived off on annual spends of Rs. 2.5 lakhs or above.

Rewards Redemption Fee

Rs. 99 (plus applicable taxes) per redemption request

Rewards Redemption Fee

Rs. 99 (plus applicable taxes) per redemption request

Foreign Currency Markup

3.5% of the transaction amount (plus applicable taxes)

Interest Rates

3.6% per month (or 43.2% annually)

Fuel Surcharge

1% fuel surcharge waived off at all filling stations across India for transactions between Rs. 400 and Rs. 5,000 (max waiver of Rs. 500 per month)

Cash Advance Charge

2.5% of the transaction fee subject to a minimum charge of Rs 500

Add-on Card Fee

Nil

Welcome Benefit

As a welcome gift, you receive discount vouchers based on the participating location on Times Card WebApp using your HDFC Platinum Times card.

Entertainment Benefit

  • Get up to 25 percent discount on movie ticket booking on BookMyShow and you could save up to Rs 350 per transaction.
  • Maximum up to 4 movie tickets get discounted per month allowed on your HDFC Platinum Times card.

Reward Points

  • Earn 3 reward points on every Rs 150 spent with your HDFC Platinum Times Card
  • Earn 10 reward points on every weekday dining spent of Rs 150.
  • These reward points will be valid for 2 years from the date they were earned.

Fuel Surcharge Waiver

  • You get a 1% fuel surcharge waiver on fuel transactions between Rs 400 and up to Rs 5000 with your credit card
  • A maximum waiver of ₹ 500 per statement cycle.

Joining and Renewal Fee Waiver

The annual fee of Rs 1000/- is waived off in case the annual spend is more than Rs 2.5 lacs in the previous year.

Eligibility Criteria

Salaried Employees Self-Employed Individuals
Age 21 years to 60 years  21 years to 65 years
Income Minimum Rs. 4,20,000 per annum (as per ITR) Minimum Rs. 6,00,000 per annum (as per ITR)

Conclusion

HDFC Bank Platinum credit card is well suited for the young generation providing them with great offers and benefits on dining and entertainment. If you are a beginner and looking for a credit card then this card might just work for you. The card charges a nominal fee of Rs 1000. You get a reward rate of Rs 0.10 on redemptions and you also get accelerated reward points on weekday dinings. What do you think about credit cards? Do let us in the comments below.

FAQs:

Reward Points earned are valid for 2 years from the date of accumulation.

Your welcome benefits will be delivered to your registered card email address in the form of e-vouchers. These welcome benefits can also be accessed by visiting this website- www.hdfcbank.timescard.com.

Yes, a redemption fee of Rs 99 is charged for every redemption request made

A cardholder can buy a maximum of 4 discounted tickets per month with their card and cardholder can get a maximum discount of Rs 350 per transaction

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