By Ankur Mittal
Updated On September 18, 2021

HDFC Bank Diners Club Miles is a premium credit card with a best-in-class air miles program. Through the miles exchange program, points can be redeemed for air miles at a rate of 1 RP = 1 Airmile. However, Airmiles are not the only option to redeem your reward points for. You can also redeem them against various other categories, including flight/hotel bookings, products/vouchers, or cashback. The card comes with a joining fee of Rs. 1,000 and welcomes you with 1,000 bonus reward points. The customers can also avail of 10X reward points on partner brands capped at Rs. 5,000 per month.

This credit card also provides complimentary airport lounge access at both international & domestic airports. You can also avail of exclusive discount offers on dining at thousands of partner restaurants. More of the card’s benefits include insurance covers, fuel surcharge waiver, spend-based annual fee waiver, etc. Have a look at this article to know more details.

Best Suited For

Travel |

Joining Fee

Rs. 1,000 (plus applicable taxes)

Reward Type

Reward Points | AirMiles |

Product Details

  • HDFC Bank Diners Club Miles is offered at Rs. 1,000 + taxes.
  • Earn 1,000 Reward Points on paying the Annual Joining Fee.
  • Earn 4 Reward Points on every Rs. 150 spent on retail and other purchases.
  • Get 15% discounts and offers on Fine Dining and restaurants.
  • Complimentary Airport Lounge access worldwide.
  • Concierge benefits to cater to all your travel needs.
  • Air Accidental Insurance worth Rs. 1 Crore.
  • Credit Liability Cover worth up to Rs. 9 Lakhs.
  • Fuel Surcharge Waiver of 1% at all fuel stations across India.
  • Earn 1,000 bonus Reward Points on paying of Renewal Fee.

Rewards and Benefits

Welcome Benefits

1,000 Reward Points on paying the annual membership fee.

Movie & Dining

15% discount and other offers on the finest restaurants across India.

Rewards Rate

4 Reward Points on spending Rs. 150

Reward Redemption

1 Reward Points = 1 Airmile, 1 RP = Re. 0.50 for redemption against flight/hotel bookings on SmartBuy, 1 RP = Re. 0.35 for products/vouchers, and 1 RP = Re. 0.20 for cashback.

Travel

Complimentary domestic and international lounge access to over 1,000 leading lounges globally.

Golf

N/A

Domestic Lounge Access

Up to 6 complimentary domestic lounge access every year

International Lounge Access

Up to 6 complimentary international lounge access every year.

Insurance Benefits

Air accident Insurance worth Rs 1 Crore, travel insurance cover worth up to Rs 50,000, emergency medical expenses cover worth up to Rs 25 Lakhs. credit liability cover worth up to Rs 9 Lakhs.

Zero Liability Protection

N/A

Fees & Charges

Joining Fee

Rs. 1,000 (plus applicable taxes)

Renewal Fee

Rs. 1,000 (plus applicable taxes)

Spend based Waiver

Renewal fee waived off on annual spends of Rs. 1 Lakh.

Rewards Redemption Fee

Rs. 99 per redemption request (plus applicable taxes)

Rewards Redemption Fee

Rs. 99 per redemption request (plus applicable taxes)

Foreign Currency Markup

3.00% of the total transaction value (plus applicable taxes)

Interest Rates

3.6% per month (or 43.2% per annum)

Fuel Surcharge

1% of Fuel Surcharge Waiver (Maximum waiver of Rs 250 per billing cycle) at all fuel stations across India.

Cash Advance Charge

2.5% of the total transaction amount (Minimum Rs. 500)

Add-on Card Fee

Nil

HDFC Bank Diners Club Miles Welcome Benefits:

With HDFC Bank Diners Club Miles Credit Card, you earn 1,000 reward points as a welcome bonus, which will be credited once the Annual Membership fee is paid.

Rewards

  • You get 4 Reward Points on every Rs. 150 you spend.
  • 10X Reward Points on partner brands via HDFC Bank Diners Club 10x rewards program. The 10X reward points are capped at a maximum of 5,000 points per month.

Reward Redemption

  •  You can redeem your reward points for air miles with partners including InterMiles, Singapore Airlines, and Club Vistara.
  • These reward points can be redeemed against an array of categories at the following rate:
1 Reward Point Airmiles (1 air mile)
Cashback (Rs 0.20)
Smart Buy (Flights/ Hotels) Rs 0.50
Product catalogue (Gifts/Vouchers) Up to Rs 0.35

Dining:

With HDFC Bank Diners Club Miles Credit Card, you can avail a discount of 15% and around 1,400 other offers and privileges at some of the finest restaurants across the globe.

Travel Benefits

  • Get 6 complimentary Airport Lounge access per year to 25+ domestic lounges and 700+ lounges worldwide.

Insurance Benefits:

Avail complimentary insurance covers with your HDFC Bank Diners Club Miles Credit Card. These covers include:

Insurance Covers Insured Value
Air accident cover Rs 1 Crore
Emergency medical expenses cover Up to Rs.25 lakh
Travel Insurance cover In case of loss or delay of luggage Up to Rs.50,000.
Credit liability coverage Rs.9 Lakhs

Renewal Benefits

  • HDFC Bank Diners Club Miles Credit Card you can earn 1,000 reward points as a renewal bonus when you pay Annual renewal fees.
  • However, the bonus is not applicable if the Renewal fee is waived off on annual spending of Rs 1 Lakh.

Fuel Surcharge Waiver

You get a 1% fuel surcharge waiver at all fuel stations for all fuel transactions between Rs. 400 and Rs. 5,000.

Eligibility criteria for HDFC Bank Diners Club Miles Credit Card

For the issuance of HDFC Bank Diners Club Miles Credit Card, there are some basic eligibility criteria:

  • The applicant should be a resident of India.
  • The age of the cardholder should be in the range of 21-65 years.
  • Applicants should have a net income of Rs 3.6 Lakhs per annum.
  • One should have a decent credit score or credit history (Preferably above 700).
Criteria Salaried Class Self Employed
Age 21-60 21-65
Income Rs 3,60,000 P.A Rs 3,60,000 P.A

How to apply for HDFC Bank Diners Club Miles card Select?

To apply for HDFC Bank Diners Club Miles Credit Card, you would be needing the following documents:

  • Proof of Address- Aadhar Card, Driving License, Voter ID Card, Passport, Utility bills on the name of the person who wants to issue the credit card.
  • Proof of Identity- Aadhar Card, PAN Card (Form 16 in case you don’t have a PAN Card), Driving License, Voter ID Card.
  • Proof of Income- Salary slips for the last three months (In case the person issuing the card is salaried) or Bank Statement for the last three months. You can also submit ITR or Form 16 as proof.

Bottom Line

The HDFC Bank Diners Club Miles card is a premium credit card issued in collaboration with the Diners Club. It offers a few of the best-in-class benefits and features. With exciting welcome benefits, it gives a great start to your journey with the card and you can earn bonus reward points every year on card renewal. Along with that, the complimentary lounge access provided by the card is among its most significant features. Moreover, other benefits like insurance coverages, fuel surcharge waiver, renewal fee waiver, etc can not be ignored. Considering these facilities as a bonus, one can have a good time using this amazing credit card.

FAQs:

Yes, you get a complimentary Air Accidental Cover of Rs 1 crore with this card.

Travel Insurance covers Loss off or Delay in luggage.

You can access over more than 1000 airport lounges around the globe using this card.

The validity period of the accrued reward points is 2 years after which they get expired.

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