In order to be eligible for a Credit Card, you need to fulfill a few criteria by the Credit Card Issuer. These criteria can certainly be different from one another depending on the card and the bank. There are very basic things such as age, income, credit score, etc. All these factors together determine whether or not you are eligible for a Credit Card.
Being eligible for an SBI Credit Card is not that hard and if you earn at least 15K per month, you might be able to choose from a few Credit Card in an entry-level category. If you are earning Rs. 15,000 per month, you might be able to get a few options from the bank which can differ in features and prices. You would most likely to get an entry-level credit card, best suited for shopping or fuel. There are lifetime free credit cards as well such as SBI Unnati Credit Card.
Although there will not be many options with the SBI Bank, the features are still worth it if you go a little deeper to know the card. Entry-level credit cards are usually a very good option for individuals such as students, housewives, and also people who have just started to earn.
Entry-level credit cards are very useful and easy to use for beginners. These types of credit cards can provide a good start to your financial journey.