HDFC Bank is the largest private sector bank in India and issues credit cards that cater to every segment of people. There is a credit card for everyone whether they are high net-worth individuals or beginners to the credit scene. Also, every person uses their for different purpose and expects different rewards and benefits from it.
To satisfy all their customers, HDFC Bank has various types of credit cards so that people can choose the one that suits their needs and requirements.
Here are the different types of credit cards issued by HDFC Bank –
Super Premium – High net-worth individuals and wealthy businessmen who want the best luxury benefits and rewards go for super premium credit cards. These cards come with a high joining fee but offer the best in-class privileges across every category. You get exciting welcome benefits, travel benefits, complimentary lounge access, golf rounds, subscription to popular services, insurance benefits, low forex markup charges, fuel surcharge waivers, and much more. The Infinia Metal Edition and Diners Club Black are super premium credit cards by HDFC.
Lifestyle – For people who are not eligible or cannot afford the super-premium cards but still want lavish benefits across every category should opt for lifestyle credit cards. These cards come at a lower annual fee yet provide attractive benefits across all major categories. You can avail dining, travel, health and wellness, shopping, reward points, forex transactions, and other benefits with lifestyle credit cards. The Regalia and Diners Club Privilege are the most recommended lifestyle credit cards by HDFC Bank.
Travel – Travel-based credit cards are best for those who regularly travel both domestically or internationally. Cardholders get exclusive offers on flight and hotel bookings, airport concierge service, complimentary lounge access, air accident insurance, meet and greet, etc. Travel credit cards also offer reward points that can be redeemed as Airmiles with partner airlines or to book flight tickets, hotels, etc. The Indigo 6E Rewards XL and InterMiles HDFC Bank Platinum Credit Cards are HDFC Bank’s top travel credit cards.
Cashback – For individuals who regularly go shopping and wish to save money on their purchases, cashback credit cards are a good choice. You can get accelerated cashback on many popular online merchants and select partner brands along with normal cashback on all spends. Other than cashback, you can even use your reward points to purchase products, book flights or hotels, or transfer them to AirMiles. The Millenia and MoneyBack Plus credit cards are the top cashback based options offered by HDFC Bank.
Entertainment – This category of cards is ideal for those who are social and love to hang out with their friends or family. You will get the best offers on dining, movie tickets, health and wellness, etc. These cards have a decent annual fee and also offer great reward points on your spends with the card. The HDFC Platinum Times credit card is a great entertainment card by the bank offering discounts on BookMyShow bookings and accelerated reward points on weekend dining.
Fuel – You should go for a fuel credit card if you drive your vehicle a lot on a daily basis and regularly need to refuel it. You will get exclusive benefits on fuel transactions and special reward points that can be redeemed for fuel across select fuel stations. The IndianOil HDFC Bank card can let you earn around 50 litres of free fuel every year and fuel points on almost every spend made with the card. This is definitely the best choice for those who spent a lot of time on road driving their vehicle.
These were the major types of credit cards issued by HDFC Bank and you should go through them thoroughly before applying for a credit card. Make sure you choose the right category and credit card that fits your budget and meets your requirements and expectations.