We cannot classify any single credit card to be the best by Axis Bank because the bank issues cards across a range of categories and there are great options in every category. Every card has its own minimum income, eligibility requirements, and other parameters. A credit card which is perfect for a high net-worth individual may not be the right choice for someone who just started working and is new to the credit scene.
Before an individual gets a credit card, it is best to determine if he is eligible for the card and whether the card offers benefits and privileges that match his requirements, needs, and spending habits. Let’s take a look at which Axis Bank credit card is the best among different categories –
Super Premium – These cards are meant for businessmen and high net-worth people who cannot compromise at all with their luxury lifestyle. The Axis Bank Reserve credit card is the best super-premium offering by the bank. It has a quite high Rs. 50,000 joining fee but gives you 50,000 bonus Reward Points on joining. You even get complimentary lounge access, golf rounds, hotel loyalty program memberships, movie and dining benefits, etc.
Lifestyle – The Axis Bank Magnus is the best choice when it comes to the lifestyle category as it provides benefits in almost every category. Along with Rs. 10,000 worth welcome benefits, you get entertainment, travel, dining, movie, health and wellness, reward points, and other privileges. The card has everything a person desires and more. The best part is that it offers all these benefits at a joining fee of Rs. 10,000 which is quite less than other super premium credit cards. The Axis Bank Select is another good choice for those who need a lifestyle credit card.
Travel – The Axis Bank Atlas credit card is the best choice for those who are looking for a travel credit card. You will get 5000 Edge Miles as a welcome benefit when you make your first transaction inside 30 days of card issuance. The card has three tiers namely - Silver, Gold, and Platinum, with exclusive privileges across all tiers. Edge Miles received through the card can be redeemed for hotels and flight tickets with the bank’s loyalty program partners. The Axis Bank Vistara card is also great for frequent travellers offering unique travel benefits.
Shopping – Axis Bank has shopping-based credit cards for individuals who wish to make savings every time they go shopping. In this category, the co-branded Flipkart Axis Bank credit card is the top choice and is very beneficial for loyal Flipkart customers. The card provides welcome vouchers worth Rs. 1100 and offers 5% cashback on all spends on Flipkart, Myntra, and other popular merchants. The Axis Bak Ace credit card is another good shopping credit card.
Fuel – Some people have to drive around a lot and regularly refuel their vehicles. For them, fuel-based cards are recommended and the IndianOil Axis Bank card is the best choice for them. You get maximum Rs. 250 cashback on fuel spends within 30 days of card activation and can make 4% more savings through Reward Points. It even offers other dining, movie, and other all-around benefits.
These were the best credit cards offered by Axis Bank across all categories. Go for the one which suits your requirements and make sure you are eligible for the card before proceeding with your application.