Axis Bank is among the most trustworthy and respected financial institutions in India and have a sought-after collection of credit cards ranging from super-premium to entry-level. Provided, you meet the minimum income, eligibility criteria, and have a high CIBIL score, you can easily apply for an Axis Bank credit card both online and offline.
It is recommended that you go through the list of Axis credit cards and choose the one that fits your income and meets your requirements and spending habits. The bank offers credit cards in the super-premium, lifestyle, E-Commerce and shopping, dining, travel, fuel, cashback, secured, and entry-level categories. No matter your preference, income, and needs, there is an Axis Bank credit card that will be ideal for you.
Here is what makes Axis Bank credit cards good and popular among Indians –
Welcome Benefits – Most credit cards by Axis Bank provide you with great welcome benefits as soon as you activate your card or pay the annual fees. These can include bonus reward points, complimentary flight tickets, gift vouchers for popular brands or merchants, membership to partner brands programs, etc.
Milestone Benefits – Upon reaching pre-defined spending milestones with credit cards, you receive exclusive gifts and rewards. For some cards, the annual or renewal fee is waived off after reaching the milestone spend. Make sure to spend the milestone amount within the specified time period to avail these benefits.
Reward Points or Cashback – Almost every Axis credit card offers Edge Reward Points when you make transactions with the card. You even get accelerated reward points on spending money on particular categories or merchants. Also, some cards offer you cashback which can be redeemed against your credit card bill. The Edge Reward Points can be redeemed for products or vouchers on the rewards catalogue, booking hotel/flight tickets on the Travel Edge portal, or the points can be transferred to AirMiles with partner airlines’ program.
Travel Benefits – Axis Bank credit cards provide exceptional travel benefits to cardholders like complimentary domestic and international lounge access, airport concierge service, airport pickup, assistance with check-in, immigration, porter services, etc. You also get great offers on hotels, flights, and other experiences.
Movie & Dining Benefits – Those who want lifestyle privileges from their card, you can get great dining and movie benefits. Get BOGO offer on movie tickets through partner portals. Get exclusive offers on over 4000+ partner restaurants with the EazyDiner program and discounts on placing orders through Swiggy, Zomato, and other platforms.
Insurance Benefits – Axis Bank credit cards offer insurance cover on travel, purchase protection, and lost card liability to individuals. You also get a credit shield and cover for delay or loss of check-in baggage, loss of personal documents, etc.
Other Privileges – Cardholders get exclusive privileges like fuel surcharge waivers, health and wellness benefits, low cash withdrawal charges, decent credit limit, low forex markup fees, low interest rates, etc. with their credit cards.
Thus, Axis Bank credits are great and offer all-rounder benefits to individuals. Before you apply for a card, make sure you go through all the cards and choose the one that falls within your income range.
Ensure you have all the required documents, decent CIBIL score and good credit history to boost your chances of getting approved by Axis Bank for the credit card.