Although you need to have a minimum monthly or annual income to get most Axis Bank credit cards, the bank has some Secured credit cards that you can get without showing a stable income proof. These secured credit cards are issued against a fixed deposit made to the bank.
The bank keeps the fixed deposit as a security amount in case the individual is unable to make his credit card bill payments. You have to make a fixed deposit of at least Rs. 20,000 to get these Secured credit cards and they have the same features as their unsecured card versions.
You can get the following Axis Bank secured credit cards, without any income proof, by making a fixed deposit of Rs. 20,000 or above –
Axis Bank My Zone Easy Credit Card – The My Zone Easy credit card offers multiple benefits across dining, travel, shopping, lifestyle, etc. The card offers reward points on almost all spends and you can save 40% on your Swiggy orders and more than Rs. 200 on your movie ticket bookings.
Flipkart Axis Bank Credit Card – One of the most sought-after and in-demand credit cards by Axis Bank, this card is perfect for those who love online shopping, especially on Flipkart. The card offers great cashback on Myntra and Flipkart along with other privileges like airport lounge access, movie and dining offers, etc.
Axis Bank Privilege Credit Card – The Privilege credit card provides individuals with great benefits across dining, shopping, travel, etc. On spending certain milestone amounts with the card, you earn reward points which can be redeemed for gift vouchers worth twice the value of your reward points. It is one of the most unique offerings by Axis Bank.
Indian Oil Axis Bank Credit Card – A co-branded credit card by Axis Bank and Indian Oil Corporation, this is a fuel-based card perfect for those who drive around a lot and regularly refuel their vehicles. Apart from fuel benefits, you get 20% discount on dining, 10% off on movie tickets, and many other rewards.
Even if you do not have an income proof, you can get one of the Secured credit cards by Axis Bank. Just make a fixed deposit of Rs. 20,000 or more with the bank and get one of the above credit cards based on your needs and requirements.
