HDFC Bank Millennia Credit CardApply Now |
Amazon Pay ICICI Bank Credit CardApply Now |
Flipkart Axis Bank Credit CardApply Now |
HDFC Bank Diners Club Rewardz Credit CardApply Now |
HDFC Bank Regalia First Credit CardApply Now |
HDFC Bank Diners Club Miles Credit CardApply Now |
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Joining Fee Rs. 1,000 + GST | Joining Fee Nil | Joining Fee Rs. 500 + GST | Joining Fee Rs. 1,000 + GST | Joining Fee Rs. 1,000 + GST | Joining Fee Rs. 1,000 + GST |
Rewards and Benefits |
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Welcome Benefits 1,000 CashPoints as a Welcome Benefit. | Welcome Benefits Cashback and Discounts Up to Rs. 2,000 and Free 3-Month Prime Membership | Welcome Benefits Introductory Benefits Worth Rs. 600 on Card Issuance | Welcome Benefits 1,000 Reward Points | Welcome Benefits 1,000 Reward Points on payment of the annual fee. | Welcome Benefits 1,000 Reward Points on settling the renewal membership fee. |
Rewards Rate 5% cashback (as CashPoints) at select partner online merchants and 1% cashback (as CashPoints) on all other spends (except fuel, rental, and govt. related transactions) | Rewards Rate 5% cashback on Amazon purchases for Prime members and 3% cashback for Non-Prime members, 2% cashback on partner brands & 1% cashback on all other payments except fuel purchases | Rewards Rate 5% cashback on Flipkart, 4% cashback on preferred partners (Swiggy, Uber, PVR, and cult.fit), and 1% cashback on all other spends. | Rewards Rate 3 RPs per Rs. 150 spent and 10x RPs on partner brands | Rewards Rate For every Rs. 150 spent, you will get 4 Reward Points. | Rewards Rate 4 Reward Points per Rs. 150 spent. |
Movie & Dining Up to 20% discount at partner restaurants with complimentary Swiggy Dineout | Movie & Dining A minimum of 15% discount on dining bills at restaurants participating in the Culinary Treats program | Movie & Dining Up to 15% off at partner restaurants under Axis Bank's exclusive Dining Delights program | Movie & Dining N/A | Movie & Dining Special offers at premium restaurants with the Good Food Trail dining program across top cities. | Movie & Dining 15% discount and other offers on the finest restaurants all over India. |
Reward Redemption Rewards processed as CashPoints, 1 CP = Re. 1 while redeeming against statement balance of credit card and 1 CP = Rs. 0.30 while redeeming against products and vouchers in the product catalogue, and against flight/hotel booking. | Reward Redemption Reward Points earned transferred to Amazon Pay balance at the end of the payment cycle. 1 Reward Point = Re. 1 | Reward Redemption | Reward Redemption For redemption against flight/hotel bookings on SmartBuy, 1 Reward Point = Rs. 0.30, 1 Reward Point = 0.30 Airmiles, 1 Reward Point = up to Rs. 0.25 for redemption against product catalogue, 1 Reward Point = Rs. 0.15 for redemption against cashback. | Reward Redemption 1 RP = Re. 0.30 for flight/hotel bookings via SmaryBuy, 1 RP = 0.3 Airmile, 1 RP = Re. 0.25 when redeemed against products and vouchers, 1 RP = Re. 0.15 for redemption against cashback. | Reward Redemption 1 Reward Points = 1 Airmile, 1 RP = Re. 0.50 when redeemed against flight or hotel bookings on SmartBuy, 1 RP = Re. 0.35 for products/vouchers, and 1 RP = Re. 0.20 for cashback. |
Travel 4 complimentary airport lounge access every year, 1 per quarter | Travel N/A | Travel Accelerated Cashback (4%) on Uber Rides | Travel You can use the Reward points to book hotel/flights bookings on Smartbuy. | Travel N/A | Travel Complimentary access to domestic as well as international lounges. |
Golf N/A | Golf N/A | Golf | Golf N/A | Golf N/A | Golf N/A |
Domestic Lounge 1 Domestic Airport Lounge Access Every Quarter (4 Each Year) | Domestic Lounge N/A | Domestic Lounge 1 Free Domestic Airport Lounge Access Every Quarter (4 Each Year) | Domestic Lounge N/A | Domestic Lounge N/A | Domestic Lounge Up to 6 complimentary access to domestic lounges annually |
International Lounge N/A | International Lounge N/A | International Lounge | International Lounge N/A | International Lounge N/A | International Lounge Up to 6 complimentary access to international lounges annually. |
Insurance Benefits N/A | Insurance Benefits N/A | Insurance Benefits | Insurance Benefits N/A | Insurance Benefits Air accidental cover amounting to Rs 50 lakh, emergency overseas hospitalization cover worth up to Rs 10 lakh, credit liability cover worth up to Rs 5 lakh | Insurance Benefits Air accident Insurance up to Rs. 1 Crore, travel insurance cover worth up to Rs 50,000, emergency medical expenses cover worth up to Rs 25 Lakhs. Credit liability protection worth up to Rs 9 Lakhs. |
Zero Liability Protection Zero liability of the credit cardholder in case of fraudulent transactions after you have reported about the loss or theft of the card to the bank. | Zero Liability Protection Cardholders won't be liable for any unauthorized transaction made with the card post reporting the loss of card to the bank | Zero Liability Protection Cardmembers are not liable for any unauthorized spends made on their card if loss of card reported within 3 days. | Zero Liability Protection The cardholder will not be liable for any transactions done on the card once the card is reported lost/stolen to the bank. | Zero Liability Protection No liability against any fraudulent transaction done after the loss or theft of the card is reported to the bank. | Zero Liability Protection N/A |
Fees & Charges |
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Renewal Fee Rs. 1,000 + GST | Renewal Fee Nil | Renewal Fee Rs. 500 + GST | Renewal Fee Rs. 1,000 + GST | Renewal Fee Rs. 1,000 + GST | Renewal Fee Rs. 1,000 + GST |
Spend Based Waiver The renewal fee is waived off if the cardholder spends Rs. 1 Lakh or more in the previous year. | Spend Based Waiver N/A | Spend Based Waiver Annual fee waived on spends of Rs. 3.5 lakhs | Spend Based Waiver Renewal fee waived off on spending Rs. 1 lakh or more in the previous year. | Spend Based Waiver Waived off if an amount exceeding Rs. 1 Lakh is spent using this credit card. | Spend Based Waiver The annual fee can be waived on spending Rs. 1 Lakh. |
Rewards Redemption Fee Rs. 99 per redemption request (plus applicable taxes) | Rewards Redemption Fee Nil | Rewards Redemption Fee NA | Rewards Redemption Fee Rs. 99 on every redemption request (plus applicable taxes) | Rewards Redemption Fee Rs. 99 | Rewards Redemption Fee Rs. 99 per redemption request (plus applicable taxes) |
Foreign Currency Markup 3.5% (plus applicable taxes) | Foreign Currency Markup 3.5% of the transaction amount | Foreign Currency Markup 3.5% of the total amount | Foreign Currency Markup 3% (plus applicable taxes) | Foreign Currency Markup 2% on all forex transactions | Foreign Currency Markup 3.00% of the total transaction value (plus applicable taxes) |
Interest Rates 3.6% per month (or 43.2% per annum) | Interest Rates 3.5% – 3.8% per month or 42% – 45.6% per annum | Interest Rates 3.6% per month (52.86% annually) | Interest Rates 3.6% per month (43.2% annually) | Interest Rates 3.6% monthly (or 43.2% annually) | Interest Rates 3.6% per month (or 43.2% per annum) |
Fuel Surcharge 1% Fuel surcharge which is waived if you spend minimum Rs 400 in single transaction. The maximum CashBack is capped at Rs. 250 per payment cycle. | Fuel Surcharge 1% fuel surcharge is waived at all petrol stations across India. | Fuel Surcharge 1% surcharge for fuel purchases between Rs. 400 & Rs. 4,000 (max waiver capped at Rs. 400/month). | Fuel Surcharge 1% fuel surcharge waived off for all transactions between Rs. 400 & Rs. 5,000. | Fuel Surcharge 1% fuel surcharge waiver on all fuel transactions | Fuel Surcharge 1% of Fuel Surcharge Waiver (waiver capped at Rs. 250 per billing cycle) at fuel stations all over India. |
Cash Advance Charges 2.5% of the transaction amount, subject to a minimum fee of Rs. 500 | Cash Advance Charges 2.5% of the withdrawn amount, subject to a minimum fees of Rs. 300. | Cash Advance Charges 2.5% (Min. Rs. 500) of the withdrawn amount. | Cash Advance Charges 2.5% of the amount transacted or a minimum of Rs. 500. | Cash Advance Charges 2.5% of the amount withdrawn or Rs. 500, higher of the two. | Cash Advance Charges 2.5% of the total transaction amount (Minimum Rs. 500) |
Add-on Card Fee Nil | Add-on Card Fee Nil | Add-on Card Fee Nil | Add-on Card Fee Nil | Add-on Card Fee Nil | Add-on Card Fee Nil |