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HDFC Bank Millennia Credit Card Apply Now
Joining Fee Rs. 1,000 + GST
Rewards and Benefits
Welcome Benefits 1,000 CashPoints as a Welcome Benefit.
Rewards Rate 5% cashback (as CashPoints) at select partner online merchants and 1% cashback (as CashPoints) on all other spends (except fuel, rental, and govt. related transactions)
Movie & Dining Up to 20% discount at partner restaurants with complimentary Swiggy Dineout
Reward Redemption Rewards processed as CashPoints, 1 CP = Re. 1 while redeeming against statement balance of credit card and 1 CP = Rs. 0.30 while redeeming against products and vouchers in the product catalogue, and against flight/hotel booking.
Travel 4 complimentary airport lounge access every year, 1 per quarter
Golf N/A
Domestic Lounge 1 Domestic Airport Lounge Access Every Quarter (4 Each Year)
International Lounge N/A
Insurance Benefits N/A
Zero Liability Protection Zero liability of the credit cardholder in case of fraudulent transactions after you have reported about the loss or theft of the card to the bank.
Fees & Charges

Renewal Fee Rs. 1,000 + GST
Spend Based Waiver The renewal fee is waived off if the cardholder spends Rs. 1 Lakh or more in the previous year.
Rewards Redemption Fee Rs. 99 per redemption request (plus applicable taxes)
Foreign Currency Markup 3.5% (plus applicable taxes)
Interest Rates 3.6% per month (or 43.2% per annum)
Fuel Surcharge 1% Fuel surcharge which is waived if you spend minimum Rs 400 in single transaction. The maximum CashBack is capped at Rs. 250 per payment cycle.
Cash Advance Charges 2.5% of the transaction amount, subject to a minimum fee of Rs. 500
Add-on Card Fee Nil

HDFC Bank Millennia Credit Card

Rewards and Benefits

Fees & Charges

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