HDFC Bank Millennia Credit Card

HDFC Bank Millennia Credit Card

Apply Now
Joining Fee

Rs. 1,000 (plus applicable taxes)

Rewards and Benefits
Welcome Benefits

1,000 CashPoints as a Welcome Benefit.

Rewards Rate

5% cashback (as CashPoints) at select partner online merchants and 1% cashback (as CashPoints) on all other spends (except fuel)

Movie & Dining

Up to 20% discount at partner restaurants with complimentary Dineout Passport membership

Reward Redemption

Rewards processed as CashPoints, 1 CP = Re. 1 while redeeming against statement balance of credit card and 1 CP = Rs. 0.30 while redeeming against products and vouchers in the product catalogue, and against flight/hotel booking.

Travel

Complimentary airport lounge access every year.

Golf

N/A

Domestic Lounge

2 complimentary visits per quarter. (8 in a year)

International Lounge

N/A

Insurance Benefits

N/A

Zero Liability Protection

Zero liability of the credit cardholder in case of fraudulent transactions after you have reported about the loss or theft of the card to the bank.

Fees & Charges
Joining Fees

Rs. 1,000 (plus taxes)

Renewal Fee

Rs. 1,000 (plus taxes).

Spend based Waiver

The renewal fee is waived off if the cardholder spends Rs. 1 Lakh or more in the previous year.

Rewards Redemption Fee

Rs. 99 per redemption request (plus applicable taxes)

Foreign Currency Markup

3.5% (plus applicable taxes)

Interest Rates

3.6% per month (or 43.2% per annum)

Fuel Surcharge

1% Fuel surcharge which is waived if you spend minimum Rs 400 in single transaction. The maximum CashBack is capped at Rs. 250 per payment cycle.

Cash Advance Charge

2.5% of the transaction amount, subject to a minimum fee of Rs. 500

Add-on Card Fee

Nil

Sign up for the Card Insider Weekly Newsletter!

By providing my email address, I agree to cardinsider.com’s  Privacy Policy

Thanks For Subscribing!

Please confirm the email address

Please verify your email address

Add cards to start comparing

Compare Cards