SBI SimplySAVE UPI Rupay Credit Card

SBI SimplySAVE UPI Rupay Credit Card

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BPCL SBI Credit Card

BPCL SBI Credit Card

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Joining Fee

Rs. 499 + GST

Joining Fee

Rs. 499 + GST
Rewards and Benefits

Welcome Benefits

Receive 2,000 Reward Points on the expenditure of the same amount within the first 60 days of card issuance.

Welcome Benefits

2,000 Activation Bonus Reward Points worth Rs.500 on payment of joining fee (credited after 20 days of the payment of joining fee).

Rewards Rate

1 Reward Point for Rs. 150 spent (reward rate = 0.25%), 10X RPs for spends made in movies, grocery, dining, & departmental stores (reward rate = 2.5%)

Rewards Rate

1 Reward Point per Rs. 100 (reward rate = 0.25%), 5x RPs on dining, movies, departmental stores, and groceries (reward rate = 1.25%), 13X RPs at BPCL pumps (reward rate = 3.25%)

Movie & Dining

10X Reward Points on movie and dining spends

Movie & Dining

5X Reward Points on movie and dining spends

Reward Redemption

Redeem points earned for gift vouchers on sbicard.com or SBI mobile app. Also, for paying the card’s outstanding balance. (1 Reward Point = Rs. 0.25)

Reward Redemption

Reward Points are redeemable against gift vouchers on sbicard.com or on the SBI mobile app, for purchases at BPCL petrol stations and against cash (card’s statement balance). 4 Reward Points = Re. 1.

Travel

N/A

Travel

N/A

Golf

N/A

Golf

N/A

Domestic Lounge

N/A

Domestic Lounge

N/A

International Lounge

N/A

International Lounge

N/A

Insurance Benefits

N/A

Insurance Benefits

N/A

Zero Liability Protection

On reporting the loss of the card to the bank within the stipulated time, the card holder will not be liable for any transaction done on the card.

Zero Liability Protection

Cardholder shall not be liable for any fraudulent transaction made on the card post reporting the loss of card to the bank.
Fees & Charges

Renewal Fee

Rs. 499 + GST

Renewal Fee

Rs. 499 + GST

Spend-Based Waiver

Renewal fee can be waived by spending Rs. 1 lakh in a card anniversary year

Spend-Based Waiver

Renewal fee is waived off on a minimum spend of Rs. 50,000 in an anniversary year.

Rewards Redemption Fee

Rs. 99 (plus applicable taxes) per redemption request

Rewards Redemption Fee

Rs. 99 (plus applicable taxes) per redemption request

Foreign Currency Markup

3.5% of the transaction amount

Foreign Currency Markup

3.5% of the transaction amount

Interest Rates

3.50% per month (or 42% annually)

Interest Rates

3.5% per month (42% per annum)

Fuel Surcharge

1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000 (capped at Rs. 100 per month)

Fuel Surcharge

1% fuel surcharge waived off at all fuel stations across India for transactions up to Rs. 4,000 (max waiver capped at Rs. 100 per month)

Cash Advance Charges

2.5% of the amount withdrawn or Rs. 500 (whichever is higher)

Cash Advance Charges

2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)

Add-on Card Fee

Nil

Add-on Card Fee

Nil

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