Niyo Global Card by Equitas BankApply Now |
HDFC Bank Regalia ForexPlus CardApply Now |
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Joining Fee Nil | Joining Fee Rs. 1,000 (plus applicable taxes) | ||
Rewards and Benefits |
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Welcome Benefits NA | Welcome Benefits N/A | ||
Rewards Rate NA | Rewards Rate N/A | ||
Movie & Dining NA | Movie & Dining N/A | ||
Reward Redemption NA | Reward Redemption N/A | ||
Travel Load card in INR and make payments in more than 130 currencies worldwide at zero forex markup charges, global ATM locator, and Currency Converter for live forex rates | Travel Complimentary lounge access at international airports in India, complimentary lounge access in case of delay of flight | ||
Golf NA | Golf N/A | ||
Domestic Lounge Yes | Domestic Lounge 2 complimentary lounge access per quarter at international airports in India | ||
International Lounge No | International Lounge N/A | ||
Insurance Benefits Get insurance cover worth Rs. 5 Lakhs by Deposit Insurance & Credit Guarantee Corporation (DICGC), an RBI subsidiary | Insurance Benefits Complimentary comprehensive insurance cover against misuse of card, loss/damage of card, loss/damage of check-in baggage, air/rail/bus accident, loss of cash in transit, etc. | ||
Zero Liability Protection Cardholder not liable for any fraudulent transaction made on the card post reporting the loss of card to the bank | Zero Liability Protection Cardholder not liable for any fraudulent transaction on the card post reporting the loss of card to the bank | ||
Fees & Charges |
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Renewal Fee Nil | Renewal Fee N/A | ||
Spend Based Waiver NA | Spend Based Waiver The issuance fee is waived on loading USD 1,000 or more in your card. | ||
Rewards Redemption Fee NA | Rewards Redemption Fee N/A | ||
Foreign Currency Markup Nil | Foreign Currency Markup Nil | ||
Interest Rates Nil | Interest Rates N/A | ||
Fuel Surcharge NA | Fuel Surcharge N/A | ||
Cash Advance Charges Domestic ATM withdrawal charges - 3 free withdrawals per month and Rs. 21 plus taxes from the 4th withdrawal onwardsInternational ATM withdrawal charges - Rs. 110 plus taxes | Cash Advance Charges USD 4 | ||
Add-on Card Fee Rs. 235 | Add-on Card Fee Nil |