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PNB RuPay Platinum Credit Card Apply Now
Joining Fee Nil
Rewards and Benefits
Welcome Benefits 300 Reward Points
Rewards Rate 1 Reward Points per Rs. 100 spent
Movie & Dining NA
Reward Redemption You can redeem your earned Reward Points by logging in to the PNB Rewardz website. 1 Reward Point = Rs. 0.50.
Travel Complimentary airport lounge access every year
Golf NA
Domestic Lounge Up to 2 complimentary domestic lounge access every quarter
International Lounge Up to 2 complimentary international lounge access every quarter
Insurance Benefits Insurance cover for the personal accident is provided
Zero Liability Protection The cardholder will not be liable for any unauthorized transactions made on the card once the loss is reported to the bank through the 24*7 helpline number.
Fees & Charges

Renewal Fee Nil
Spend Based Waiver The renewal fee is waived off if the PNB RuPay Platinum Credit card is used once every quarter.
Rewards Redemption Fee Nil
Foreign Currency Markup 3.5% on all foreign currency transactions
Interest Rates 2.95% per month
Fuel Surcharge 1% fuel surcharge is waived off for all fuel transactions between Rs. 500 and Rs. 3,000.
Cash Advance Charges 2% of the amount withdrawn or Rs. 100 (whichever is higher) at PNB ATMs. 2% of the amount withdrawn or Rs. 150 (whichever is higher) at Other ATMs. 2% of the amount withdrawn or Rs. 250 (whichever is higher) at Overseas
Add-on Card Fee Nil