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Bank of Baroda Swavlamban Credit CardApply Now |
BoB Renaissance Credit CardApply Now |
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Joining Fee NilRs. 250 (for non-delinquent cardmembers) | Joining Fee Nil | ||
Rewards and Benefits |
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Welcome Benefits NA | Welcome Benefits NA | ||
Rewards Rate 1 Reward Point on every retail spend of Rs. 100. | Rewards Rate 1 RP on every spend of Rs. 100 and 5x Rewards on groceries, movies, and departmental stores. | ||
Movie & Dining NA | Movie & Dining NA | ||
Reward Redemption The Reward Points earned using this credit card can be redeemed against cashback at a rate of 1 Reward Point = Re. 0.25. | Reward Redemption Reward Points redeemable against cashback and various other options. 1 Reward Point = Re. 0.25. | ||
Travel NA | Travel NA | ||
Golf NA | Golf NA | ||
Domestic Lounge NA | Domestic Lounge NA | ||
International Lounge NA | International Lounge NA | ||
Insurance Benefits The cardholders get an insurance coverage against personal accidental death. | Insurance Benefits Get an air accidental cover worth Rs. 15 lakhs and non-air accident cover worth Rs. 5 lakhs. | ||
Zero Liability Protection The cardholders won't be liable for fraudulent transactions against a lost/stolen card if the loss is reported to the bank in a timely manner. | Zero Liability Protection Get a zero liability protection against a lost/stolen card if you report the loss of the card to the bank in a timely manner. | ||
Fees & Charges |
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Renewal Fee NilRs. 250 (for non-delinquent cardmembers) | Renewal Fee Rs. 250 + GST | ||
Spend Based Waiver The joining fee (if applicable) would be waived off on spending Rs. 2,500 within 60 days, and the annual fee (if applicable) would be waived off on spending Rs. 12,000 in the previous year. | Spend Based Waiver The renewal fee is waived on spending Rs. 25,000 or more in the previous year. | ||
Rewards Redemption Fee Nil | Rewards Redemption Fee Nil | ||
Foreign Currency Markup 3.5% of the transaction amount | Foreign Currency Markup 3.5% of the transaction amount | ||
Interest Rates 3.49% per month | Interest Rates 3.49% per month | ||
Fuel Surcharge 1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000. The maximum waiver is capped at Rs. 250. | Fuel Surcharge 1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000 | ||
Cash Advance Charges 2.5% of the withdrawal amount subject to a minimum of Rs. 500. | Cash Advance Charges 2.5% of the cash amount subject to a minimum of Rs. 300 (3% at international ATMs). | ||
Add-on Card Fee Nil | Add-on Card Fee Nil | ||
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Contact Info
SCO 208, 1st Floor, Sector 14, Panchkula, Haryana 134109
