![]() Axis Bank Magnus Credit CardApply Now |
![]() HDFC Bank INFINIA Credit Card Metal EditionInvite Only |
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Joining Fee Rs. 10,000 + GST | Joining Fee Rs. 12,500 + applicable taxes | ||
Rewards and Benefits |
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Welcome Benefits Choose any one of these- Tata Cliq voucher or a free domestic flight ticket worth Rs. 10,000. | Welcome Benefits Welcome bonus of 12,500 Reward Points and complimentary Club Marriott membership for the first year offering 20% discounts on dining and stay in the Asia-Pacific region. | ||
Rewards Rate 12 Axis EDGE REWARDS Points for every Rs. 200 spent with the card, 5X EDGE REWARDS on travel spends via TRAVEL EDGE. | Rewards Rate 5 Reward Points on every retail spend of Rs. 150, reward rate of up to 3.3% | ||
Movie & Dining Buy one and get up to Rs. 500 off on the next movie/non-movie ticket on BookMyShow (max 5 times a month), 20% discount at 4,000+ restaurants across India under the Axis Bank Dining Delights program. | Movie & Dining Exclusive dining privileges with the Good Food Trail Program and free Club Marriott membership, 1 + 1 complimentary buffet at ITC hotels. | ||
Reward Redemption Axis EDGE REWARDS Points can be redeemed on the EDGE REWARDS portal at a value of 1 Edge Reward = Re. 0.20 or Transfer to Partner Airlines/Hotels Rewards Program. For New customers, the monthly milestone benefit will be applicable from the 1st of the upcoming month post the card issuance date. | Reward Redemption RPs can be redeemed for flight and hotel bookings via SmartBuy (1 RP = Re. 1), Airmiles through net banking (1 RP = 1 Airmile), products and vouchers via net banking or SmartBuy (1 RP = Rs. 0.50), Apple and Tanishq vouchers (1 RP = Re. 1) cashback (1 RP = Rs. 0.30) | ||
Travel Complimentary international as well as domestic airport lounge access, airport concierge service and discounts on stays at Oberoi Hotels. | Travel Complimentary Priority Pass membership with unlimited free access to airport lounges and with Infinia Credit Card Lounge Access Program along with complimentary Club Marriott membership for 1 year, complimentary 2 + 1 night stay at several premium ITC hotels | ||
Golf | Golf Unlimited complimentary golf games at leading golf courses across India and abroad. Unlimited golf coaching at multiple golf courses across India | ||
Domestic Lounge Unlimited domestic airport lounge access | Domestic Lounge Unlimited complimentary access to domestic lounges with the Priority Pass membership for primary as well as add-on Infinia cardholders, unlimited free domestic lounge visits per quarter with Visa/MasterCard domestic lounge program | ||
International Lounge Unlimited complimentary international airport lounge access for primary cardholders and 8 complimentary visits for the guests every year with Priority Pass | International Lounge Unlimited free access to international lounges across the globe for the primary cardmember and all add-on cardholders. | ||
Insurance Benefits Credit shield protection worth Rs. 5 lakh (in case the card is lost) and a purchase protection worth Rs. 2 lakh. | Insurance Benefits Insurance cover worth Rs. 3 crore against accidental air death (applicable only in case of death due to an air accident), a cover worth Rs. 50 lakh against medical emergencies during international air travel, Credit shield cover worth Rs. 9 lakh (the outstanding amount on the card is covered in case of accidental death or permanent disability of the primary cardholder). | ||
Zero Liability Protection Credit shield cover worth Rs. 5 lakh, liability protection up to the card’s credit limit. | Zero Liability Protection In case the card is lost, if you report the same within 24 hours, you have zero cost liability on any fraudulent transaction made with your credit card. Bank not liable for any fraudulent transaction made prior to the time of reporting. | ||
Fees & Charges |
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Joining Fees Rs. 10,000 + GST | Joining Fees Rs. 12,500 + applicable taxes | ||
Renewal Fee Rs. 10,000 + GST | Renewal Fee Rs. 12,500 + applicable taxes | ||
Spend based Waiver Annual fee waived off on an expenditure of Rs. 15 lakhs in the preceding year. | Spend based Waiver Get renewal fee waived by spending Rs. 10 lakh in the previous year. | ||
Rewards Redemption Fee Nil | Rewards Redemption Fee Nil | ||
Foreign Currency Markup 2% + GST | Foreign Currency Markup 2% of the total transaction amount + taxes | ||
Interest Rates 3.0% per month (42.58% annually) | Interest Rates 1.99% per month or 23.8% annualized | ||
Fuel Surcharge 1% fuel surcharge waived off at all fuel stations across India | Fuel Surcharge 1% fuel surcharge waiver up to Rs. 1,000 each month | ||
Cash Advance Charge Nil | Cash Advance Charge NIL (Interests charges applicable) | ||
Add-on Card Fee Nil | Add-on Card Fee Nil |