Axis Bank Magnus Credit Card

Axis Bank Magnus Credit Card

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HDFC Bank INFINIA Credit Card Metal Edition

HDFC Bank INFINIA Credit Card Metal Edition

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Joining Fee

Rs. 10,000 + GST

Joining Fee

Rs. 12,500 + applicable taxes

Rewards and Benefits

Welcome Benefits

Choose any one of these- Tata Cliq voucher or a free domestic flight ticket worth Rs. 10,000.

Welcome Benefits

Welcome bonus of 12,500 Reward Points and complimentary Club Marriott membership for the first year offering 20% discounts on dining and stay in the Asia-Pacific region.

Rewards Rate

12 Axis EDGE REWARDS Points for every Rs. 200 spent with the card, 5X EDGE REWARDS on travel spends via TRAVEL EDGE.

Rewards Rate

5 Reward Points on every retail spend of Rs. 150,  reward rate of up to 3.3%

Movie & Dining

Buy one and get up to Rs. 500 off on the next movie/non-movie ticket on BookMyShow (max 5 times a month), 20% discount at 4,000+ restaurants across India under the Axis Bank Dining Delights program.

Movie & Dining

Exclusive dining privileges with the Good Food Trail Program and free Club Marriott membership, 1 + 1 complimentary buffet at ITC hotels.

Reward Redemption

Axis EDGE REWARDS Points can be redeemed on the EDGE REWARDS portal at a value of 1 Edge Reward = Re. 0.20 or Transfer to Partner Airlines/Hotels Rewards Program.

For New customers, the monthly milestone benefit will be applicable from the 1st of the upcoming month post the card issuance date.

Reward Redemption

RPs can be redeemed for flight and hotel bookings via SmartBuy (1 RP = Re. 1), Airmiles through net banking (1 RP = 1 Airmile), products and vouchers via net banking or SmartBuy (1 RP = Rs. 0.50), Apple and Tanishq vouchers (1 RP = Re. 1) cashback (1 RP = Rs. 0.30)

Travel

Complimentary international as well as domestic airport lounge access, airport concierge service and discounts on stays at Oberoi Hotels.

Travel

Complimentary Priority Pass membership with unlimited free access to airport lounges and with Infinia Credit Card Lounge Access Program along with complimentary Club Marriott membership for 1 year, complimentary 2 + 1 night stay at several premium ITC hotels

Golf

Golf

Unlimited complimentary golf games at leading golf courses across India and abroad. Unlimited golf coaching at multiple golf courses across India

Domestic Lounge

Unlimited domestic airport lounge access

Domestic Lounge

Unlimited complimentary access to domestic lounges with the Priority Pass membership for primary as well as add-on Infinia cardholders, unlimited free domestic lounge visits per quarter with Visa/MasterCard domestic lounge program

International Lounge

Unlimited complimentary international airport lounge access for primary cardholders and 8 complimentary visits for the guests every year with Priority Pass

International Lounge

Unlimited free access to international lounges across the globe for the primary cardmember and all add-on cardholders.

Insurance Benefits

Credit shield protection worth Rs. 5 lakh (in case the card is lost) and a purchase protection worth Rs. 2 lakh.

Insurance Benefits

Insurance cover worth Rs. 3 crore against accidental air death (applicable only in case of death due to an air accident), a cover worth Rs. 50 lakh against medical emergencies during international air travel, Credit shield cover worth Rs. 9 lakh (the outstanding amount on the card is covered in case of accidental death or permanent disability of the primary cardholder).

Zero Liability Protection

Credit shield cover worth Rs. 5 lakh, liability protection up to the card’s credit limit.

Zero Liability Protection

In case the card is lost, if you report the same within 24 hours, you have zero cost liability on any fraudulent transaction made with your credit card. Bank not liable for any fraudulent transaction made prior to the time of reporting.

Fees & Charges

Joining Fees

Rs. 10,000 + GST

Joining Fees

Rs. 12,500 + applicable taxes

Renewal Fee

Rs. 10,000 + GST

Renewal Fee

Rs. 12,500 + applicable taxes

Spend based Waiver

Annual fee waived off on an expenditure of Rs. 15 lakhs in the preceding year.

Spend based Waiver

Get renewal fee waived by spending Rs. 10 lakh in the previous year.

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

2% + GST

Foreign Currency Markup

2% of the total transaction amount + taxes

Interest Rates

3.0% per month (42.58% annually)

Interest Rates

1.99% per month or 23.8% annualized

Fuel Surcharge

1% fuel surcharge waived off at all fuel stations across India

Fuel Surcharge

1% fuel surcharge waiver up to Rs. 1,000 each month

Cash Advance Charge

Nil

Cash Advance Charge

NIL (Interests charges applicable)

Add-on Card Fee

Nil

Add-on Card Fee

Nil

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