Compare Cards India - Apply Right Credit Card For You

Citi Rewards Credit Card Apply Now	IndianOil Citi Credit Card Apply Now	YES Prosperity Rewards Plus/ACE Credit Card Apply Now	YES Prosperity Rewards Credit Card
Joining Fee Rs. 1,000 plus applicable taxes (complimentary for Citibank Suvidha account holders)	Joining Fee Rs. 1,000 + GST	Joining Fee Rs. 399 + GST	Joining Fee Rs. 399 + GST
Rewards and Benefits
Welcome Benefits Up to 2,500 Reward Points	Welcome Benefits 250 Turbo Points on card activation	Welcome Benefits Rs. 500 Amazon Voucher on a Spend of Rs. 1000 Within 30 Days of Card Issuance	Welcome Benefits NA
Rewards Rate 1 Reward point for spending Rs. 125 and 10 Reward Points on Rs. 125 you spend on departmental stores.	Rewards Rate 1 Turbo Point for every Rs. 150 spent, 2 Turbo Points for every Rs. 150 spent at supermarkets, and 4 Turbo Points on every time you spend Rs. 150 on fuel.	Rewards Rate For Online Spends of Rs. 200, You Get 8 Reward Points and for Offline Spends you Would Get 4 RPs. Also, Earn 2 Reward Points on Select Categories	Rewards Rate 2 Reward Points on every Rs 200 spent on all categories other than select categories1 Reward Point for every Rs. 200 on Select categories4 Reward Points for every Rs. 200 spent on dining and travel
Movie & Dining A discount of up to 20% on dining at partnered restaurants.	Movie & Dining Up to a 20% discount on dining across several participating restaurants.	Movie & Dining N/A	Movie & Dining 4 Reward Points per Rs. 200 spent on dining
Reward Redemption The Reward Points are redeemable against Air Miles, product catalog, or cash back whenever you want with a rate of 1 RP = up to Re. 0.30.	Reward Redemption For redemption against fuel, 1 TP = Re.1, for other categories 1 TP = Re. 0.25 to Re. 0.35, and for AirMiles, 1 TP = 0.75 Airmile/Intermile.	Reward Redemption The reward points can be redeemed against a variety of products and vouchers available on the website.	Reward Redemption You can redeem your reward points from the product catalog at the YESREWARDZ portal . These reward points can also be redeemed for Air miles. You can use 10 Reward Points to redeem 1 InterMile or 1 Club Vistara. 1 RP = Rs. 0.10 (e-vouchers, recharges, movies and more). RP 1 = Rs. 0.25 for hotel and flight booking.
Travel N/A	Travel N/A	Travel N/A	Travel NA
Golf N/A	Golf N/A	Golf N/A	Golf NA
Domestic Lounge N/A	Domestic Lounge N/A	Domestic Lounge N/A	Domestic Lounge NA
International Lounge N/A	International Lounge N/A	International Lounge N/A	International Lounge NA
Insurance Benefits N/A	Insurance Benefits N/A	Insurance Benefits Purchase Protection is Provided	Insurance Benefits NA
Zero Liability Protection The card member will not be liable for any unauthorized transactions made on the card once the card is reported lost/stolen to the bank.	Zero Liability Protection On reporting the lost card to the Bank, the cardholder will not be liable for any fraudulent transaction.	Zero Liability Protection Zero liability of the cardholder against any inappropriate transaction that takes place if the card is lost or stolen and the same is reported to the bank within the prescribed time frame.	Zero Liability Protection The protection is provided to the cardholder in case of any fraudulent charges if reported within the stipulated time period
Fees & Charges

Renewal Fee Rs. 1,000 plus applicable taxes (complimentary for Citibank Suvidha account holders)	Renewal Fee Rs. 1,000 + GST	Renewal Fee Rs. 399 + GST	Renewal Fee Rs. 299 + GST
Spend Based Waiver Get the renewal fee waiver on spending Rs. 30,000 or more in the previous year.	Spend Based Waiver On spending Rs. 30,000 or more in the last year, the annual fee would be wavied off.	Spend Based Waiver Waiver of joining and renewal fee on the basis of the amount spent using the credit card.	Spend Based Waiver Annual fee waiver on spend of Rs 5000/- within first 90 days of the card issuance. On annual spend of Rs 25,000/- get the annual fee waived off
Rewards Redemption Fee Nil	Rewards Redemption Fee Nil	Rewards Redemption Fee Rs. 100 on every redemption request.	Rewards Redemption Fee Rs 100 per redemption request
Foreign Currency Markup 3.5% on all foreign currency spends	Foreign Currency Markup 3.5% on all foreign currency transactions.	Foreign Currency Markup 2.75% of the transaction amount	Foreign Currency Markup 3.40 % of the conversion rate
Interest Rates 3.75% per month (45% per month)	Interest Rates 3.75% per month	Interest Rates 3.8% per month	Interest Rates 3.8% per month
Fuel Surcharge 1% fuel surcharge is waived off at all Indian Oil outlets for a minimum fuel transaction of Rs. 10.	Fuel Surcharge 1% fuel surcharge waiver at all IndianOil outlets.	Fuel Surcharge 1% fuel surcharge is waived off across all fuel stations in India.	Fuel Surcharge 1% surcharge waiver on fuel transactions across all fuel stations for transactions between Rs 400 to Rs 5000
Cash Advance Charges 2.5% of the amount withdrawn or Rs. 500 (whichever is higher)	Cash Advance Charges 2.5% of the amount withdrawn or a minimum of Rs. 500.	Cash Advance Charges 2.5% or Rs. 300 (whichever is higher)	Cash Advance Charges 2.5% of the transaction amount subject to a minimum charge of Rs 300.
Add-on Card Fee Nil	Add-on Card Fee Nil	Add-on Card Fee Nil	Add-on Card Fee Nil

Citi Rewards Credit Card

IndianOil Citi Credit Card

YES Prosperity Rewards Plus/ACE Credit Card

YES Prosperity Rewards Credit Card

Rewards and Benefits

Fees & Charges

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