Citi Rewards Credit Card

Citi Rewards Credit Card

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IndianOil Citi Credit Card

IndianOil Citi Credit Card

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YES Prosperity Rewards Plus Credit Card

YES Prosperity Rewards Plus Credit Card

Apply Now
YES Prosperity Rewards Credit Card

YES Prosperity Rewards Credit Card

Apply Now
Joining Fee

Rs. 1,000 plus applicable taxes (complimentary for Citibank Suvidha account holders)

Rs. 1,000 (plus applicable taxes)

Rs. 399 (plus applicable taxes)

Rs. 399 plus applicable taxes

Rewards and Benefits
Welcome Benefits

Up to 2,500 Reward Points

250 Turbo Points on card activation

N/A

NA

Rewards Rate

1 Reward point for spending Rs. 125 and 10 Reward Points on Rs. 125 you spend on departmental stores.

1 Turbo Point for every Rs. 150 spent, 2 Turbo Points for every Rs. 150 spent at supermarkets, and 4 Turbo Points on every time you spend Rs. 150 on fuel.

On every retail spend of Rs. 200, cardholders will get Reward Points, and 2 Reward Points on every Rs. 100 spent on tax payments, utilities, postal services, etc.

2 Reward Points on every Rs 200 spent on all categories other than select categories
1 Reward Point for every INR 200 on Select categories

Movie & Dining

A discount of up to 20% on dining at partnered restaurants.

Up to a 20% discount on dining across several participating restaurants.

N/A

NA

Reward Redemption

The Reward Points are redeemable against Air Miles, product catalog, or cash back whenever you want with a rate of 1 RP = up to Re. 0.30.

For redemption against fuel, 1 TP = Re.1, for other categories 1 TP = Re. 0.25 to Re. 0.35, and for AirMiles, 1 TP = 0.75 Airmile/Intermile.

The reward points can be redeemed against a variety of products and vouchers available on the website.

You can redeem your reward points from the product catalog at the YESREWARDZ portal. These reward points can also be redeemed for Air miles. You can use 10 Reward Points to redeem 1 InterMile or 1 Club Vistara. 1 RP = Rs. 0.10 (e-vouchers, recharges, movies and more). RP 1 = Rs. 0.25 for hotel and flight booking.

Travel

N/A

N/A

N/A

NA

Golf

N/A

N/A

N/A

NA

Domestic Lounge

N/A

N/A

N/A

NA

International Lounge

N/A

N/A

N/A

NA

Insurance Benefits

N/A

N/A

In case of the accidental death of the primary cardholder, a credit shield cover is provided.

NA

Zero Liability Protection

The card member will not be liable for any unauthorized transactions made on the card once the card is reported lost/stolen to the bank.

On reporting the lost card to the Bank, the cardholder will not be liable for any fraudulent transaction.

Zero liability of the cardholder against any inappropriate transaction that takes place if the card is lost or stolen and the same is reported to the bank within the prescribed time frame.

The protection is provided to the cardholder in case of any fraudulent charges if reported within the stipulated time period

Fees & Charges
Joining Fees

Rs. 1,000 plus applicable taxes (complimentary for Citibank Suvidha account holders)

Rs. 1,000 (plus applicable taxes)

Rs. 399 (plus applicable taxes)

Rs 299 plus applicable taxes

Renewal Fee

Rs. 1,000 plus applicable taxes (complimentary for Citibank Suvidha account holders)

Rs. 1,000 (plus applicable taxes)

Rs. 399 (plus applicable taxes)

Rs 299 plus applicable taxes

Spend based Waiver

Get the renewal fee waiver on spending Rs. 30,000 or more in the previous year.

On spending Rs. 30,000 or more in the last year, the annual fee would be wavied off.

Waiver of joining and renewal fee on the basis of the amount spent using the credit card.

Annual fee waiver on spend of Rs 5000/- within first 90 days of the card issuance.  On annual spend of Rs 25,000/- get the annual fee waived off

Rewards Redemption Fee

Nil

Nil

Rs. 100 on every redemption request.

Rs 100 per redemption request

Foreign Currency Markup

3.5% on all foreign currency spends

3.5% on all foreign currency transactions.

2.75% only

3.40 % of the conversion rate

Interest Rates

3.75% per month (45% per month)

3.75% per month

3.6% per month

3.6% per month (43.2% per annum)

Fuel Surcharge

1% fuel surcharge is waived off at all Indian Oil outlets for a minimum fuel transaction of Rs. 10.

1% fuel surcharge waiver at all IndianOil outlets.

1% fuel surcharge is waived off across all fuel stations in India.

1% surcharge waiver on fuel transactions across all fuel stations for transactions between Rs 400 to Rs 5000/

Cash Advance Charge

2.5% of the amount withdrawn or Rs. 500 (whichever is higher)

2.5% of the amount withdrawn or a minimum of Rs. 500.

2.5% or Rs. 300 (whichever is higher)

2.5% of the transaction amount subject to a minimum charge of Rs 300.

Add-on Card Fee

Nil

Nil

Nil

Nil

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