Flipkart Axis Bank Credit CardApply Now |
Axis Bank My Zone Credit CardApply Now |
Axis Bank ACE Credit CardApply Now |
Axis Bank Pride Signature Credit CardApply Now |
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Joining Fee Rs. 500 + GST | Joining Fee Rs. 500 + GST | Joining Fee Rs. 499 + GST | Joining Fee Nil |
Rewards and Benefits |
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Welcome Benefits Introductory Benefits Worth Rs. 600 on Card Issuance | Welcome Benefits Free SonyLiv annual subscription worth Rs. 999. | Welcome Benefits N/A | Welcome Benefits N/A |
Rewards Rate 5% cashback on Flipkart, 4% cashback on preferred partners (Swiggy, Uber, PVR, and cult.fit), and 1% cashback on all other spends. | Rewards Rate 4 EDGE Points for every Rs 200 spent with the card (reward rate of 0.4%) | Rewards Rate 5% cashback on paying bills & on mobile recharges via GPay and 4% cashback on Swiggy, Ola, Zomato, with a combined capping of Rs. 500 cashback per month.2% cashback elsewhere on other merchants. | Rewards Rate For every Rs. 200 spent, you will get 8 EDGE REWARD Points. |
Movie & Dining Up to 15% off at partner restaurants under Axis Bank's exclusive Dining Delights program | Movie & Dining BOGO offer on movie ticket bookings via Paytm Movies, up to 15% off at partner restaurants with Dining Delights & flat Rs 120 off on food orders with Swiggy. | Movie & Dining A discount of up to 20% on dining at 4,000+ restaurants under the Axis Bank Dining Delights program. | Movie & Dining A discount of 15% or more on dining at partner restaurants. |
Reward Redemption | Reward Redemption EDGE Points earned on the card are redeemable against shopping/travel vouchers or for purchasing products on the Axis Bank EDGE Rewards Portal | Reward Redemption Your earned cashback is automatically credited to the cardholders' accounts. | Reward Redemption EDGE REWARD Points can be redeemed at the EDGE REWARDS Portal. 1 EDGE REWARD Point = Rs. 0.20. |
Travel Accelerated Cashback (4%) on Uber Rides | Travel Complimentary domestic airport lounge access | Travel Complimentary lounge access per year at domestic airports, accelerated (4%) cashback on Ola rides with Axis Bank Ace Card. | Travel Complimentary visits to domestic lounges. |
Golf | Golf N/A | Golf NA | Golf N/A |
Domestic Lounge 1 Free Domestic Airport Lounge Access Every Quarter (4 Each Year) | Domestic Lounge 1 Complimentary Lounge Access Every Quarter (4 Each Year) | Domestic Lounge 4 complimentary airport lounge visits to domestic airport lounges per year | Domestic Lounge In every calendar quarter, you will get 2 complimentary domestic lounge access. |
International Lounge | International Lounge N/A | International Lounge NA | International Lounge N/A |
Insurance Benefits | Insurance Benefits N/A | Insurance Benefits NA | Insurance Benefits N/A |
Zero Liability Protection Cardmembers are not liable for any unauthorized spends made on their card if loss of card reported within 3 days. | Zero Liability Protection Cardholder not liable for any fraudulent transaction made with the card post reporting the loss of card to the bank. | Zero Liability Protection Cardmembers won't be liable for any unauthorized/fraudulent transactions if the loss of the card is reported within 3 days. | Zero Liability Protection For any fraudulent transaction that takes place through the credit card in case of loss or theft, the cardholder will not be held responsible if the same is reported to the bank within the prescribed time frame. |
Fees & Charges |
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Renewal Fee Rs. 500 + GST | Renewal Fee Rs. 500 + GST | Renewal Fee Rs. 499 + GST | Renewal Fee Rs. 500 + GST |
Spend Based Waiver Annual fee waived on spends of Rs. 3.5 lakhs | Spend Based Waiver N/A | Spend Based Waiver Joining fee is waived on spends of Rs. 10,000 within 45 days of card issuance, and annual fee (2nd year onwards) is waived on total annual spends of Rs. 2,00,000. | Spend Based Waiver The renewal fee is waived off on exceeding spends of Rs. 40,000 or more in the preceding year |
Rewards Redemption Fee NA | Rewards Redemption Fee Nil | Rewards Redemption Fee Nil | Rewards Redemption Fee Nil |
Foreign Currency Markup 3.5% of the total amount | Foreign Currency Markup 3.5% of the transaction amount | Foreign Currency Markup 3.5% of the transaction amount | Foreign Currency Markup 3.5% of the forex transactions. |
Interest Rates 3.6% per month (52.86% annually) | Interest Rates 3.6% per month (52.86% per annum) | Interest Rates 3.6% per month or 52.86% annualized | Interest Rates 2.95% per month (or 41.75% annually) |
Fuel Surcharge 1% surcharge for fuel purchases between Rs. 400 & Rs. 4,000 (max waiver capped at Rs. 400/month). | Fuel Surcharge 1% fuel surcharge waived off at all filling stations across India for transactions between Rs. 400 and Rs. 4,000 (max waiver capped at Rs. 400 per month) | Fuel Surcharge 1% fuel surcharge is waived for purchases worth between Rs. 400 and Rs. 4,000 (maximum waiver of Rs. 500/month). | Fuel Surcharge 1% fuel surcharge is waived off on all transactions between Rs. 400 & Rs. 4,000 (max waiver capped at Rs. 400 per month) |
Cash Advance Charges 2.5% (Min. Rs. 500) of the withdrawn amount. | Cash Advance Charges 2.5% of the withdrawal amount subject to a minimum charge of Rs. 500 | Cash Advance Charges 2.5% of the withdrawn amount, subject to a minimum amount of Rs. 500. | Cash Advance Charges 2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500) |
Add-on Card Fee Nil | Add-on Card Fee Nil | Add-on Card Fee Nil | Add-on Card Fee Nil |