HDFC Business Regalia Credit CardApply Now |
Axis Bank Executive Corporate Credit CardApply Now |
American Express Platinum Corporate CardApply Now |
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Joining Fee Rs. 2,500 (plus applicable taxes) | Joining Fee Rs. 3,500 (plus applicable taxes) | Joining Fee NIL | |
Rewards and Benefits |
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Welcome Benefits NA | Welcome Benefits NA | Welcome Benefits Complimentary Rs. 25,000 worth Amazon Pay Gift Card or Rs. 29,000 worth Taj Gift Voucher until 31st December 2023 | |
Rewards Rate 4 reward points on every spend of Rs. 150. | Rewards Rate Get 4 Reward points on domestic spends of Rs. 200 and 8 Reward points on international spends of Rs. 200. | Rewards Rate 1 Membership Rewards Point for every Rs. 100 spent on telecommunications, insurance, fuel and other utility services and 1 Membership Rewards Point for every Rs. 40 spent on all other spending. | |
Movie & Dining Save upto 20% on dining bills paid through DineoutPAY | Movie & Dining Get up to 20% discount at over 4,000 restaurants all over India. | Movie & Dining Get complimentary Epicure membership and enjoy savings with a range of discounts on indulgent stays at iconic hotels, dining at award-winning restaurants and much more.Enjoy elite-level privileges with the world's leading airlines through the Platinum Airlines Program. | |
Reward Redemption Choose to redeem your Reward Points instantly against Airline ticket booking and Hotel bookings. | Reward Redemption Redeem Reward points on exclusive reward redemption catalogue. | Reward Redemption NA | |
Travel Complimentary access to domestic and international terminals using the HDFC Bank Business Regalia Credit Card with Travel insurance cover as well. | Travel Get complimentary access to international lounges and domestic lounges in India. 3 complimentary Airport Concierge services in a year. | Travel NA | |
Golf NA | Golf Up to 4 complimentary golf rounds or lessons in a year. | Golf NA | |
Domestic Lounge 12 complimentary lounge access per calendar year within India at domestic terminals using the HDFC Bank Business Regalia Credit Card. | Domestic Lounge 4 complimentary access to domestic lounges in India. | Domestic Lounge NA | |
International Lounge 12 complimentary lounge access per calendar year within India at international terminals using the HDFC Bank Business Regalia Credit Card. | International Lounge 8 complimentary access to International lounges. | International Lounge Get unlimited access to 1200+ Airport lounges across the globe with the American Express Global Lounge Collection. | |
Insurance Benefits Insurance coverage worth Rs. 1 Crore on accidental air death and coverage worth Rs. 15 lakhs for emergency hospitalization for overseas treatment and much more. | Insurance Benefits Insurance covers on personal accident (air), Lost Card Liability, Baggage Delay, Emergency Hospitalization and much more. | Insurance Benefits Air accident insurance cover of Rs. 5 Crore and overseas medical insurance cover of $50,000 | |
Zero Liability Protection Zero Liability Protection is provided by the HDFC bank against fraudulent transactions on your HDFC Bank Business Regalia Credit Card, if the loss is reported immediately within a stipulated time to the 24-hour HDFC Customer helpline. | Zero Liability Protection In case of misuse, Bank's liability will be limited to the amount covered under Lost Card Liability (Rs. 2,00,000), subject to fulfillment of policy terms and conditions. Protection against fraudulent purchase transactions is available, covering 30 days prior to the reporting period from the moment the loss of Card is reported to Axis Bank by the Cardholder. | Zero Liability Protection Cardholder not liable for any fraudulent transaction if loss of card is reported within 3 working days. Maximum liability of up to Rs. 1,000 on reporting after 3 days. | |
Fees & Charges |
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Renewal Fee Rs. 2,500 (plus applicable taxes) | Renewal Fee Rs. 3,500 (plus applicable taxes) | Renewal Fee Rs. 29,000 (plus applicable taxes) | |
Spend Based Waiver The renewal fee is waived off on spends of more than Rs. 3 lakh in the previous year. | Spend Based Waiver NA | Spend Based Waiver NA | |
Rewards Redemption Fee Rs. 99 (plus applicable taxes) | Rewards Redemption Fee Nil | Rewards Redemption Fee Nil | |
Foreign Currency Markup 2% on all foreign currency spends. | Foreign Currency Markup 2% of the transaction value | Foreign Currency Markup 3.5% of the transaction amount | |
Interest Rates 3.6% per month (43.2% per annum) | Interest Rates 3% of the Total Amount Due or a minimum charge of Rs. 350 | Interest Rates 3.5% of the outstanding, subject to a minimum of Rs. 100 (Delinquency Fee) | |
Fuel Surcharge 1% fuel surcharge waiver at all fuel stations in India on a minimum of Rs. 400 transaction and a maximum of Rs. 5000 transaction. | Fuel Surcharge 1% of transaction amount is refunded for fuel transactions between Rs. 400 and Rs. 4000 (Max. Rs. 400 per month) | Fuel Surcharge 1% (2.5% for private fuel) of transaction amount per transaction subject to a minimum of Rs. 10. | |
Cash Advance Charges 2.5% of the transaction amount or Rs. 500 (whichever is higher) | Cash Advance Charges 2.5% of the amount withdrawn or Rs. 250 (whichever is higher) | Cash Advance Charges 3.5% of the withdrawal amount | |
Add-on Card Fee Nil | Add-on Card Fee Nil | Add-on Card Fee Nil |