IDFC FIRST Wealth Credit Card

IDFC FIRST Wealth Credit Card

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IndusInd Legend Credit Card

IndusInd Legend Credit Card

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Joining Fee


Rs. 9,999 + Applicable Taxes

Rewards and Benefits
Welcome Benefits

Gift Vouchers worth Rs. 500 from premium brands and a 5% cashback on the first EMI transaction made within the first 90 days.

Choose one of these: a Luxe gift card, a complimentary stay at Oberoi Chain of Hotels, and gift vouchers from popular brands like Charles Keith, Yatra, Louis Philippe, etc.

Rewards Rate

3 Reward Points on every Rs. 100 spent offline, 6 Reward Points on every Rs. 100 spent online, 10 Reward Points per Rs. 100 on spends above Rs. 30,000.

1 Reward Point per Rs. 100 spends on weekdays and 2 Reward Points for every Rs. 100 you spend on weekends.

Movie & Dining

Rs. 500 off on the second movie ticket onwards on Paytm mobile app (max two free tickets can be availed in a month), up to 20% discount on over 1,500 restaurants.

Buy 1 get 1 free (BOGO) with up to 3 complimentary movie tickets every month.

Reward Redemption

Reward Points redeemable on Poshvine redemption portal for shopping vouchers from many popular brands including at a rate of 1 Reward Point = Rs. 0.25.

1 RP = 1 InterMiles for redemption against Intermile, 1 RP = Re. 1 for redemption against cash credit, and 1 RP = 1 CV Point for redemption against Club Vistara Points.


You get complimentary international as well as domestic lounge access and spa visits every year.

Complimentary domestic airport lounge access along with Priority Pass membership


Complimentary golf rounds each month for every Rs. 20,000 spent in the previous month (max 2 golf rounds in a month).

Get Complimentary golf lessons and sessions at some of India’s finest Golf courses.

Domestic Lounge

Up to 4 free visits to domestic airport lounges per quarter.

2 complimentary domestic lounge access every quarter

International Lounge

Up to 4 complimentary international lounge visits per quarter.


Insurance Benefits

Travel-related insurance benefits including accidental air death insurance worth Rs. 1 crore, personal accident coverage worth Rs. 10 lakh, and lost card liability cover worth Rs. 50,000

Get a Complimentary Air Accidental cover of Rs 25 Lakhs. Complimentary Lost baggage Insurance of Rs 1 lakh and several other travel insurance covers.

Zero Liability Protection

Bank not liable for any unauthorized transaction prior to the time of reporting the loss of card. However, you do get a lost card liability cover worth Rs. 50,000.

Lost card liability is applicable from 2 days before reporting and till 7 days after informing the loss of card.

Fees & Charges
Joining Fees


Rs. 9,999 + Applicable Taxes

Renewal Fee



Spend based Waiver



Rewards Redemption Fee


Rs. 100

Foreign Currency Markup

1.5% + GST

1.80% on all foreign currency transactions

Interest Rates

0.75% to 3.5% per month depending upon the credit history of the card member.

3.83% per month (46% per annum)

Fuel Surcharge

A 1% fuel surcharge is waived at all authorized fuel stations  (max waived amount capped at Rs. 400/month).

1% of Fuel Surcharge Waiver applicable at all fuel stations across India.

Cash Advance Charge

Rs. 250 per transaction

2.5% of the transaction amount (Minimum charge of Rs. 500)

Add-on Card Fee



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