Compare Cards India - Apply Right Credit Card For You

IDFC FIRST Wealth Credit Card Apply Now	IndusInd Legend Credit Card Apply Now
Joining Fee Nil	Joining Fee Nil
Rewards and Benefits
Welcome Benefits Gift vouchers worth Rs. 500 from popular brands on spending over Rs. 15,000 within 90 days and a 5% cashback on the first EMI transaction made within the first 30 days.	Welcome Benefits N/A
Rewards Rate 3 Reward Points on every Rs. 100 spent offline, 6 Reward Points on every Rs. 100 spent online, 10 Reward Points per Rs. 100 on spends above Rs. 30,000.	Rewards Rate 1 Reward Point per Rs. 100 spends on weekdays and 2 Reward Points for every Rs. 100 you spend on weekends.
Movie & Dining Buy One Get One offer on movie tickets up to Rs. 500 on the Paytm app, twice every month and up to 20% discount on over 1,500 restaurants.	Movie & Dining BOGO on 1 movie ticket every month up to Rs. 200.
Reward Redemption Reward Points redeemable on Poshvine redemption portal for shopping vouchers from many popular brands including at a rate of 1 Reward Point = Rs. 0.25. You have to pay a convenience fee of Rs. 99 plus taxes for reward redemption.	Reward Redemption 1 RP = 1 InterMiles for redemption against Intermile, 1 RP = Re. 1 for redemption against cash credit, and 1 RP = 1 CV Point for redemption against Club Vistara Points.
Travel You get 4 complimentary international as well as domestic lounge access and spa visits every year.	Travel Complimentary Priority Pass Membership
Golf Complimentary golf rounds each month for every Rs. 20,000 spent in the previous month (max 2 golf rounds in a month).	Golf N/A
Domestic Lounge Up to 4 free visits to domestic airport lounges per quarter.	Domestic Lounge 1 Free Domestic Airport Lounge Access Every Quarter (4 Each Year)
International Lounge Up to 4 complimentary international lounge visits per quarter.	International Lounge N/A
Insurance Benefits Travel-related insurance benefits including accidental air death insurance worth Rs. 1 crore, personal accident coverage worth Rs. 10 lakh, and lost card liability cover worth Rs. 50,000	Insurance Benefits Get a Complimentary Air Accidental cover of Rs 25 Lakhs. Complimentary Lost baggage Insurance of Rs 1 lakh and several other travel insurance covers.
Zero Liability Protection Bank not liable for any unauthorized transaction prior to the time of reporting the loss of card. However, you do get a lost card liability cover worth Rs. 50,000.	Zero Liability Protection Lost card liability is applicable from 2 days before reporting and till 7 days after informing the loss of card.
Fees & Charges

Renewal Fee Nil	Renewal Fee Nil
Spend Based Waiver Nil	Spend Based Waiver N/A
Rewards Redemption Fee Rs. 99 plus taxes	Rewards Redemption Fee Rs. 100
Foreign Currency Markup 1.5% + GST	Foreign Currency Markup 1.80% on all foreign currency transactions
Interest Rates 0.75% to 3.5% per month depending upon the credit history of the card member.	Interest Rates 3.83% per month (46% per annum)
Fuel Surcharge A 1% fuel surcharge is waived at all authorized fuel stations (max waived amount capped at Rs. 400/month).	Fuel Surcharge 1% of Fuel Surcharge Waiver applicable at all fuel stations across India.
Cash Advance Charges Rs. 199 per transaction	Cash Advance Charges 2.5% of the transaction amount (Minimum charge of Rs. 500)
Add-on Card Fee Nil	Add-on Card Fee Nil

IDFC FIRST Wealth Credit Card

IndusInd Legend Credit Card

Rewards and Benefits

Fees & Charges

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