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Rs. 500 (plus applicable taxes)

Rs 500 (plus applicable taxes)

Rs. 500 (plus applicable taxes)

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Get 500 Cash Points.

500 Cash Points as a welcome benefit

5% of spends as Fuel Points at IndianOil outlets, groceries, and bill payments, 1 Fuel Point on every Rs. 150 spent on all other purchases, reward rate of up to 4.8%

4 Reward Points on every Rs 150 spent online and 2 Reward Points on every other spent, reward rate of up to 0.67%.

1 CashPoint per Rs. 150 spent on all categories, 5x Cash points on EMI transactions at merchant outlets, 10x Cash Points on Big Basket, Swiggy, BookMyShow, etc.

Save 2.5% on your dining bills.

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Up to 15% off on dining at over 2,000 restaurants.

Fuel Points redeemable for Free Fuel using the complimentary IndianOil XTRAREWARDS Program (IXRP) membership at IndianOil outlets (1 FP = 96 Paise), through net-banking towards catalog products (1 FP = 20 Paise) and as cashback on the credit card (1 FP = 20 Paise)

1 Reward Point = Rs 0.20 for redemption against the statement balance. 1 Reward Point = Rs. 0.25  for redemption through Smartbuy Rewards portal

1 CashPoint = Re. 0.15 for redemption against product catalog, SmartBuy, and cashback.

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Zero liability of credit cardholders against any unauthorized transaction if the loss or theft is reported to the bank within 24 hours post-loss or theft.

Zero Liability Protection cover is provided by the HDFC bank against fraudulent transactions on your credit card if the loss is reported immediately within a stipulated time to the 24-hour HDFC Customer helpline

Cardholders shall not be liable for any fraudulent transaction made with the card post reporting the loss of the card to the bank.

Rs 500 (plus applicable taxes)

Rs 500 (plus applicable taxes)

Rs. 500 (plus applicable taxes)

Rs 500 (plus applicable taxes)

Rs 500 (plus applicable taxes)

Rs. 500 (plus applicable taxes)

The renewal fee will be waived off on the basis of the amount spent using the credit card.

The joining fee is waived off on spending Rs. 20,000 or more within the first 90 days and the renewal fee is waived off on spending Rs. 50,000 in the previous year.

Renewal fee waived off if a minimum of Rs. 50,000 were spent in the previous year

Rs 99 per redemption request

Rs. 99 per redemption request (plus applicable taxes)

Rs. 99 per redemption request (plus applicable taxes)

3.5% of the amount transacted

3.5% per currency conversion (plus applicable taxes)

3.5% on the conversion amount (plus applicable taxes)

3.6% per month (or 43.2% per annum)

3.6% per month (43.2% per annum)

3.6% per month (or 43.2% per annum), 0.99% for the first 90 days.

On a minimum fuel transaction of Rs. 400, you will get a fuel surcharge waiver of 1%.

1% fuel surcharge waiver on all your fuel transactions using this credit card at all petrol pumps across India

1% fuel surcharge waived off at all filling stations across India for transactions between Rs. 400 and Rs. 5,000 (max waiver capped at Rs. 250 per month)

2.5% of the amount withdrawn subject to a minimum charge of Rs 500.

2.5% of the withdrawal amount subject to a minimum charge of Rs 500

2.50% of the withdrawn amount (subject to a minimum charge of Rs. 500)

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