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Rs. 500 (plus applicable taxes)

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5% of spends as Fuel Points at IndianOil outlets, groceries, and bill payments, 1 Fuel Point on every Rs. 150 spent on all other purchases, reward rate of up to 4.8%

Save 2.5% on your dining bills.

Fuel Points redeemable for Free Fuel using the complimentary IndianOil XTRAREWARDS Program (IXRP) membership at IndianOil outlets (1 FP = 96 Paise), through net-banking towards catalog products (1 FP = 20 Paise) and as cashback on the credit card (1 FP = 20 Paise)

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Zero liability of credit cardholders against any unauthorized transaction if the loss or theft is reported to the bank within 24 hours post-loss or theft.

Rs 500 (plus applicable taxes)

Rs 500 (plus applicable taxes)

The renewal fee will be waived off on the basis of the amount spent using the credit card.

Rs 99 per redemption request

3.5% of the amount transacted

3.6% per month (or 43.2% per annum)

On a minimum fuel transaction of Rs. 400, you will get a fuel surcharge waiver of 1%.

2.5% of the amount withdrawn subject to a minimum charge of Rs 500.

Nil