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IRCTC Rupay SBI Credit CardApply Now |
IRCTC SBI Platinum Credit CardApply Now |
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Joining Fee Rs. 500 + GST | Joining Fee Rs. 500 + GST | ||
Rewards and Benefits |
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Welcome Benefits You get 350 reward points on a minimum transaction of Rs. 500 within 45 days after receiving the card. You also get Rs 100 cashback on your first ATM withdrawal within 30 days of card issuance. | Welcome Benefits Earn 350 activation bonus on a single transaction of Rs 500 or more within 45 days of the activation of the credit card. Earn Rs 100 cashback on ATM cash Withdrawal for the first time. | ||
Rewards Rate 1 Reward Point on every spend of Rs. 125. | Rewards Rate Earn up to 10% Value Back as Reward Points while you book Railway Tickets on IRCTC. Earn 1 Reward Point for every Rs 125 spent. 1 Reward Point= Re. 1 | ||
Movie & Dining NA | Movie & Dining NA | ||
Reward Redemption The RPs you earn are credited to your IRCTC Rupay SBI credit card. | Reward Redemption Redeem your RPs against booking railway tickets on IRCTC ‘s Website. | ||
Travel You get complimentary railway lounge access every year through the Railway Lounge Program and accommodation at more than 5000 hotels across 350+ cities in India. | Travel Save 1% transactions charges on railway tickets booking on IRCTC’s website. Avail accommodation offers at more than 5000 hotels spread across 350 cities in India. Avail custom made packages from adventure, wildlife to leisure and pilgrimage across India from IRCTC Website. | ||
Golf NA | Golf NA | ||
Domestic Lounge 4 complimentary domestic railway lounge access every year (1 per quarter). | Domestic Lounge 4 complimentary railway lounge access per year, maximum 1 per quarter | ||
International Lounge NA | International Lounge NA | ||
Insurance Benefits NA | Insurance Benefits NA | ||
Zero Liability Protection The cardholder will not be liable for any fraudulent transaction done through their card once the card is reported lost/stolen. | Zero Liability Protection NA | ||
Fees & Charges |
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Renewal Fee Rs. 300 + GST | Renewal Fee Rs. 300 + GST | ||
Spend Based Waiver Nil | Spend Based Waiver Nil | ||
Rewards Redemption Fee Rs. 99 | Rewards Redemption Fee Rs 99 | ||
Foreign Currency Markup 3.5% per foriegn conversion | Foreign Currency Markup 3.5% of the total transaction value. | ||
Interest Rates 3.5% per month (42% per annum) | Interest Rates 3.5% per month or 42% per annum | ||
Fuel Surcharge 1% fuel surcharge waiver across all petrol pumps in India for all transactions between Rs. 500 to Rs. 3,000. You can get a maximum waiver of Rs. 100 in a statement cycle. | Fuel Surcharge 1% of Fuel Surcharge Waiver (Maximum waiver of Rs 100 per statement cycle) at all fuel stations across India. | ||
Cash Advance Charges 2.5% or Rs. 500 (whichever is higher) | Cash Advance Charges 2.5% of the total transaction amount (Minimum Rs. 500) | ||
Add-on Card Fee Nil | Add-on Card Fee Nil | ||
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Contact Info
SCO 208, 1st Floor, Sector 14, Panchkula, Haryana 134109
