![]() Standard Chartered Smart Credit CardApply Now | ![]() Standard Chartered Manhattan Credit CardApply Now | ![]() Standard Chartered Super Value Titanium Credit CardApply Now | |
---|---|---|---|
Joining Fee Rs. 499 + GST | Joining Fee Rs. 999 plus applicable taxes | Joining Fee Rs. 750 plus applicable taxes | |
Rewards and Benefits | |||
Welcome Benefits Extended 90 days interest period from the date of the card issuance date. | Welcome Benefits 5,000 Bonus Reward Points | Welcome Benefits Up to 1,500 cashback on fuel transactions within the first three months. | |
Rewards Rate Cashback of 2% on online spends and 1% on offline spends | Rewards Rate 3 Reward Points per Rs. 150 you spend, and 5% cashback on departmental stores, groceries, and supermarkets. | Rewards Rate You get up to 5% cashback on fuel purchases, utility bills payments, telephone bills and 1 RP on every Rs 150 spent on other categories | |
Movie & Dining NA | Movie & Dining NA | Movie & Dining Enjoy exclusive discounts and 0ffers with Standard Chartered Good Life programme | |
Reward Redemption The earned cashback is automatically credited to your account. | Reward Redemption The earned reward points are redeemable on the 360-degree Rewards portal. Here, 1 RP = Rs. 0.25. | Reward Redemption You redeem these reward points by the Standard Chartered 360 reward program. 1 Reward Point = Re. 0.25. | |
Travel NA | Travel NA | Travel Complimentary Priority Pass membership (for premium banking customers only) | |
Golf NA | Golf NA | Golf NA | |
Domestic Lounge NA | Domestic Lounge NA | Domestic Lounge NA | |
International Lounge NA | International Lounge NA | International Lounge NA | |
Insurance Benefits NA | Insurance Benefits NA | Insurance Benefits NA | |
Zero Liability Protection Zero liability of cardholders in case of any deceitful transaction that takes place through your lost or stolen credit card if the same is reported to the bank in a timely manner. | Zero Liability Protection Zero liability protection in case the card is stolen or lost and the same is reported to the bank. | Zero Liability Protection The cardholder will not be liable for any fraudulent transactions once the card is reported lost to the bank. | |
Fees & Charges | |||
Joining Fees Rs. 499 + GST | Joining Fees Rs. 999 plus applicable taxes | Joining Fees Rs. 750 plus applicable taxes | |
Renewal Fee Rs. 499 + GST | Renewal Fee Rs. 999 plus applicable taxes | Renewal Fee Rs. 750 plus applicable taxes | |
Spend Based Waiver Waiver of renewal fee on the basis of the amount spent using this credit card. | Spend Based Waiver The renewal fee can be waived if you spend Rs. 1,20,000 or more in the preceeding year. | Spend Based Waiver You get a spend-based waiver on annual spending of Rs 90,000 in the previous year. | |
Rewards Redemption Fee Nil | Rewards Redemption Fee Rs 99 per redemption request | Rewards Redemption Fee Rs 99 per redemption request | |
Foreign Currency Markup 3.5% on all international transactions. | Foreign Currency Markup 3.5% on all overseas transactions | Foreign Currency Markup 3.5% on the conversion amount | |
Interest Rates 3.75% per month | Interest Rates 3.75% per month (45% per annum) | Interest Rates 1.99% per month ( 23.88% per annum) | |
Fuel Surcharge A 1% fuel surcharge or Rs. 10, higher of the two, will be granted as fuel surcharge waiver. | Fuel Surcharge 1% fuel surcharge is applicable subject to a minimum of Rs. 10. | Fuel Surcharge 1% fuel surcharge is applicable at all fuel stations. | |
Cash Advance Charges 3% of the cash withdrawn, subject to a minimum of Rs. 300. | Cash Advance Charges 3% of the amount withdrawn or Rs. 300 (whichever is higher) | Cash Advance Charges 3% on the transaction amount subject to the minimum amount of Rs. 300. | |
Add-on Card Fee Nil | Add-on Card Fee Nil | Add-on Card Fee Nil |