Standard Chartered Smart Credit Card

Standard Chartered Smart Credit Card

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Standard Chartered Manhattan Credit Card

Standard Chartered Manhattan Credit Card

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Standard Chartered Super Value Titanium Credit Card

Standard Chartered Super Value Titanium Credit Card

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Joining Fee

Rs. 499 + GST

Joining Fee

Rs. 999 + GST

Joining Fee

Rs. 750 + GST
Rewards and Benefits

Welcome Benefits

Extended 90 days interest period from the date of the card issuance date.

Welcome Benefits

5,000 Bonus Reward Points

Welcome Benefits

Up to 1,500 cashback on fuel transactions within the first three months.

Rewards Rate

Cashback of 2% on online spends and 1% on offline spends

Rewards Rate

3 Reward Points per Rs. 150 you spend, and 5% cashback on departmental stores, groceries, and supermarkets.

Rewards Rate

You get up to 5% cashback on fuel purchases, utility bills payments, telephone bills and 1 RP on every Rs 150 spent on other categories

Movie & Dining

NA

Movie & Dining

NA

Movie & Dining

Enjoy exclusive discounts and offers with the Standard Chartered Good Life programme

Reward Redemption

The earned cashback is automatically credited to your account.

Reward Redemption

The earned reward points are redeemable on the 360-degree Rewards portal. Here, 1 RP = Rs. 0.25.

Reward Redemption

You redeem these reward points by the Standard Chartered 360 reward program. 1 Reward Point = Re. 0.25.

Travel

NA

Travel

NA

Travel

Complimentary Priority Pass membership (for premium banking customers only)

Golf

NA

Golf

NA

Golf

NA

Domestic Lounge

NA

Domestic Lounge

NA

Domestic Lounge

NA

International Lounge

NA

International Lounge

NA

International Lounge

NA

Insurance Benefits

NA

Insurance Benefits

NA

Insurance Benefits

NA

Zero Liability Protection

Zero liability of cardholders in case of any deceitful transaction that takes place through your lost or stolen credit card if the same is reported to the bank in a timely manner.

Zero Liability Protection

Zero liability protection in case the card is stolen or lost and the same is reported to the bank.

Zero Liability Protection

The cardholder will not be liable for any fraudulent transactions once the card is reported lost to the bank.
Fees & Charges

Renewal Fee

Rs. 499 + GST

Renewal Fee

Rs. 999 + GST

Renewal Fee

Rs. 750 + GST

Spend Based Waiver

Waiver of renewal fee on the basis of the amount spent using this credit card.

Spend Based Waiver

The renewal fee can be waived if you spend Rs. 1,20,000 or more in the preceeding year.

Spend Based Waiver

You get a spend-based waiver on annual spending of Rs 90,000 in the previous year.

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Rs 99 per redemption request

Rewards Redemption Fee

Rs 99 per redemption request

Foreign Currency Markup

3.5% on all international transactions.

Foreign Currency Markup

3.5% on all overseas transactions

Foreign Currency Markup

3.5% on the conversion amount

Interest Rates

3.75% per month

Interest Rates

3.75% per month (45% per annum)

Interest Rates

1.99% per month ( 23.88% per annum)

Fuel Surcharge

A 1% fuel surcharge or Rs. 10, higher of the two, will be granted as fuel surcharge waiver.

Fuel Surcharge

1% fuel surcharge is applicable subject to a minimum of Rs. 10.

Fuel Surcharge

1% fuel surcharge is applicable at all fuel stations.

Cash Advance Charges

3% of the cash withdrawn, subject to a minimum of Rs. 300.

Cash Advance Charges

3% of the amount withdrawn or Rs. 300 (whichever is higher)

Cash Advance Charges

3% on the transaction amount subject to the minimum amount of Rs. 300.

Add-on Card Fee

Nil

Add-on Card Fee

Nil

Add-on Card Fee

Nil

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