SBI SimplyCLICK Credit Card

SBI SimplyCLICK Credit Card

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Joining Fee

Rs. 499 (plus applicable taxes)

Rewards and Benefits
Welcome Benefits

Get an Amazon e-voucher worth Rs. 500 as welcome benefits after paying the annual fees.

Rewards Rate

1 Reward Point every Rs. 100 spent on offline spends (reward rate is 0.25%), 10X RPs on online spends at partner merchants (BookMyShow, Apollo24x7, etc.) (reward rate is 2.5%), 5X RPs on other online spends (reward rate = 1.25%)

Movie & Dining


Reward Redemption

Reward Points can be redeemed for gift vouchers on or via the SBI mobile app, as well as for paying the card’s outstanding balance, 1 RP = Rs. 0.25





Domestic Lounge


International Lounge


Insurance Benefits


Zero Liability Protection

The cardholders get a zero liability protection against a lost/stolen card if the loss is informed to the bank officials timely.

Fees & Charges
Joining Fees

Rs. 499 + GST

Renewal Fee

Rs. 499 + GST

Spend based Waiver

Get a renewal fee waiver on achieving total annual spends of Rs. 1 lakh in previous year.

Rewards Redemption Fee

Rs. 99 (plus taxes) on each redemption request

Foreign Currency Markup

3.5% of the total transaction amount

Interest Rates

3.5% per month or 42% annualized

Fuel Surcharge

1% fuel surcharge waived on fuel transactions from Rs. 500 to Rs. 3,000 (max waiver capped at Rs. 100 per month)

Cash Advance Charge

2.5% of the withdrawal amount or a minimum fee of Rs. 500

Add-on Card Fee


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