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Axis Bank My Zone Credit Card Apply Now	Axis Bank ACE Credit Card Apply Now	Flipkart Axis Bank Credit Card Apply Now	Bank of Baroda Premier Credit Card Apply Now	Bank of Baroda (BoB) Select Credit Card Apply Now
Joining Fee Rs. 500 + GST	Joining Fee Rs. 499 + GST	Joining Fee Rs. 500 + GST	Joining Fee Rs. 1,000 + GST	Joining Fee Rs. 750 + GST
Rewards and Benefits
Welcome Benefits Free SonyLiv annual subscription worth Rs. 999.	Welcome Benefits N/A	Welcome Benefits Introductory Benefits Worth Rs. 600 on Card Issuance	Welcome Benefits NA	Welcome Benefits NA
Rewards Rate 4 EDGE Points for every Rs 200 spent with the card (reward rate of 0.4%)	Rewards Rate 5% cashback on paying bills & on mobile recharges via GPay and 4% cashback on Swiggy, Ola, Zomato, with a combined capping of Rs. 500 cashback per month.2% cashback elsewhere on other merchants.	Rewards Rate 5% cashback on Flipkart, 4% cashback on preferred partners (Swiggy, Uber, PVR, and cult.fit), and 1% cashback on all other spends.	Rewards Rate For every Rs. 100 spent on dining, travel, and international transactions, you will get 10 Reward Points, 2 Reward Points on all other spends.	Rewards Rate 1 Reward Point per retail spend of Rs. 100 & 5 Reward Points per Rs. 100 you spend on utility bills, dining, and online purchases.
Movie & Dining BOGO offer on movie ticket bookings via Paytm Movies, up to 15% off at partner restaurants with Dining Delights & flat Rs 120 off on food orders with Swiggy.	Movie & Dining A discount of up to 20% on dining at 4,000+ restaurants under the Axis Bank Dining Delights program.	Movie & Dining Up to 15% off at partner restaurants under Axis Bank's exclusive Dining Delights program	Movie & Dining NA	Movie & Dining NA
Reward Redemption EDGE Points earned on the card are redeemable against shopping/travel vouchers or for purchasing products on the Axis Bank EDGE Rewards Portal	Reward Redemption Your earned cashback is automatically credited to the cardholders' accounts.	Reward Redemption	Reward Redemption You can redeem these rewards by logging into your Bank of Baroda net banking account and choose from multiple redemption options. 1 Reward Point = Re. 0.25.	Reward Redemption The earned reward points are redeemable against cash or various other options.
Travel Complimentary domestic airport lounge access	Travel Complimentary lounge access per year at domestic airports, accelerated (4%) cashback on Ola rides with Axis Bank Ace Card.	Travel Accelerated Cashback (4%) on Uber Rides	Travel N/A	Travel NA
Golf N/A	Golf NA	Golf	Golf NA	Golf NA
Domestic Lounge 1 Complimentary Lounge Access Every Quarter (4 Each Year)	Domestic Lounge 4 complimentary airport lounge visits to domestic airport lounges per year	Domestic Lounge 1 Free Domestic Airport Lounge Access Every Quarter (4 Each Year)	Domestic Lounge 1 Complimentary Domestic Airport Lounge Access Every Quarter	Domestic Lounge NA
International Lounge N/A	International Lounge NA	International Lounge	International Lounge NA	International Lounge NA
Insurance Benefits N/A	Insurance Benefits NA	Insurance Benefits	Insurance Benefits You get a personal accidental death cover with this credit card	Insurance Benefits An accidental death cover is provided.
Zero Liability Protection Cardholder not liable for any fraudulent transaction made with the card post reporting the loss of card to the bank.	Zero Liability Protection Cardmembers won't be liable for any unauthorized/fraudulent transactions if the loss of the card is reported within 3 days.	Zero Liability Protection Cardmembers are not liable for any unauthorized spends made on their card if loss of card reported within 3 days.	Zero Liability Protection Protection against fraudulent transactions in case of loss or theft of the card, if informed to the bank within the specified time frame.	Zero Liability Protection The cardholder will not be liable for any unauthorized transactions made on the card if the loss is notified to the bank in a timely manner.
Fees & Charges

Renewal Fee Rs. 500 + GST	Renewal Fee Rs. 499 + GST	Renewal Fee Rs. 500 + GST	Renewal Fee Rs. 1,000 + GST	Renewal Fee Rs. 750 + GST
Spend Based Waiver N/A	Spend Based Waiver Joining fee is waived on spends of Rs. 10,000 within 45 days of card issuance, and annual fee (2nd year onwards) is waived on total annual spends of Rs. 2,00,000.	Spend Based Waiver Annual fee waived on spends of Rs. 3.5 lakhs	Spend Based Waiver Fee waiver on spends of Rs. 1,20,000 in a year	Spend Based Waiver Spend Rs. 7500 within 60 days of card issuance for joining fee waiver and spend Rs. 70,000 for the annual fee waiver
Rewards Redemption Fee Nil	Rewards Redemption Fee Nil	Rewards Redemption Fee NA	Rewards Redemption Fee Nil	Rewards Redemption Fee Nil
Foreign Currency Markup 3.5% of the transaction amount	Foreign Currency Markup 3.5% of the transaction amount	Foreign Currency Markup 3.5% of the total amount	Foreign Currency Markup 3.5% on the transaction amount	Foreign Currency Markup 3.5% for all foreign currency transactions
Interest Rates 3.6% per month (52.86% per annum)	Interest Rates 3.6% per month or 52.86% annualized	Interest Rates 3.6% per month (52.86% annually)	Interest Rates 3.25% per month (39% per annum)	Interest Rates 3.25% per month
Fuel Surcharge 1% fuel surcharge waived off at all filling stations across India for transactions between Rs. 400 and Rs. 4,000 (max waiver capped at Rs. 400 per month)	Fuel Surcharge 1% fuel surcharge is waived for purchases worth between Rs. 400 and Rs. 4,000 (maximum waiver of Rs. 500/month).	Fuel Surcharge 1% surcharge for fuel purchases between Rs. 400 & Rs. 4,000 (max waiver capped at Rs. 400/month).	Fuel Surcharge 1% waiver on fuel transactions between Rs. 400 and Rs. 5,000.	Fuel Surcharge 1% fuel surcharge waiver for fuel transactions between Rs. 400 & Rs. 5,000.
Cash Advance Charges 2.5% of the withdrawal amount subject to a minimum charge of Rs. 500	Cash Advance Charges 2.5% of the withdrawn amount, subject to a minimum amount of Rs. 500.	Cash Advance Charges 2.5% (Min. Rs. 500) of the withdrawn amount.	Cash Advance Charges 2.5% of the amount withdrawn subject to a minimum charge of Rs. 300.	Cash Advance Charges 2.5% of the amount withdrawn or Rs. 300 (whichever is higher)
Add-on Card Fee Nil	Add-on Card Fee Nil	Add-on Card Fee Nil	Add-on Card Fee Nil	Add-on Card Fee Nil

Axis Bank My Zone Credit Card

Axis Bank ACE Credit Card

Flipkart Axis Bank Credit Card

Bank of Baroda Premier Credit Card

Bank of Baroda (BoB) Select Credit Card

Rewards and Benefits

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