Axis Bank MY ZONE Credit Card

Axis Bank MY ZONE Credit Card

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Axis Bank ACE Credit Card

Axis Bank ACE Credit Card

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Flipkart Axis Bank Credit Card

Flipkart Axis Bank Credit Card

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Joining Fee

Rs 500/- plus Applicable Taxes

Rs. 499 (plus applicable taxes)

Rs. 500 (plus applicable taxes)

Rewards and Benefits
Welcome Benefits

Complimentary SonyLiv Premium annual subscription worth Rs. 999

N/A

Introductory benefits worth Rs. 1,100 on card issuance, benefit of up to Rs. 500 worth Flipkart vouchers, 15% cashback up to Rs. 500 on your first transaction on Myntra and 50% discount up to Rs. 100 on your first transaction for new to Swiggy customers.

Rewards Rate

4 EDGE Points for every Rs 200 spent with the card (reward rate of 0.4%)

5% cashback on paying bills & on mobile recharges via GPay, 4% cashback on Swiggy, Ola7 Zomato, and 2% cashback elsewhere.

5% cashback on Flipkart and Myntra, 4% cashback on prefered partners (Swiggy, Uber, PVR and cure.fit) and 1.5% cashback on all other spends.

Movie & Dining

Buy One Get One offer on movie ticket bookings via Paytm Movies, up to 20% off at partner restaurants with Dining Delights

A discount of up to 20% on dining at 4,000+ restaurants under the Axis Bank Dining Delights program.

Up to 20% off at partner restaurants under Axis bank’s exclusive Dining Delights program, accelerated cashback (4%) on PVR cinemas.

Reward Redemption

EDGE Points earned on the card are redeemable against shopping/travel vouchers or for purchasing products on the Axis Bank EDGE Rewards Portal

Your earned cashback is automatically credited to the cardholders’ accounts.

Travel

Complimentary domestic airport lounge access

Complimentary lounge access per year at domestic airports, accelerated (4%) cashback on Ola rides with Axis Bank Ace Card.

4 complimentary domestic lounge visits annually, accelerated cashback (4%) on Uber rides.

Golf

N/A

NA

Domestic Lounge

1 Complimentary domestic airport  lounge access every quarter

4 complimentary airport lounge visits to domestic airport lounges per year

4 free domestic airport lounge access per year

International Lounge

N/A

NA

Insurance Benefits

N/A

NA

Zero Liability Protection

Cardholder not liable for any fraudulent transaction made with the card post reporting the loss of card to the bank.

Cardmembers won’t be liable for any unauthorized/fraudulent transactions if the loss of the card is reported within 3 days.

Cardmembers are not liable for any unauthorized spends made on their card if loss of card reported within 3 days.

Fees & Charges
Joining Fees

Rs. 500 (plus applicable taxes)

Rs. 499 + taxes

Rs. 500 + applicable taxes

Renewal Fee

Rs. 500 (plus applicable taxes)

Rs. 499 + taxes

Rs. 500 + applicable taxes

Spend based Waiver

N/A

Joining fee is waived on spends of Rs. 10,000 within 45 days of card issuance, and annual fee (2nd year onwards) is waived on total annual spends of Rs. 2,00,000.

The renewal fee is waived upon achieving a minimum annual spend of Rs. 2 lacs

Rewards Redemption Fee

Nil

Nil

NA

Foreign Currency Markup

3.5% of the transaction amount

3.5% of the transaction amount

3.5% of the total conversion amount

Interest Rates

3.4% per month (49.36% per annum)

3.4% per month or 49.36% annualized

3.4% per month (49.36% annually)

Fuel Surcharge

1% fuel surcharge waived off at all filling stations across India for transactions between Rs. 400 and Rs. 4,000 (max waiver capped at Rs. 400 per month)

1% fuel surcharge is waived for purchases worth between Rs. 400 and Rs. 4,000 (maximum waiver of Rs. 500/month).

Avoid 1% fuel surcharge for fuel purchases between Rs. 400 & Rs. 4,000 (max waiver capped at Rs. 500/month).

Cash Advance Charge

2.5% of the withdrawal amount subject to a minimum charge of Rs. 500

2.5% of the withdrawn amount, subject to a minimum amount of Rs. 500.

2.5% (Min. Rs. 500) of the withdrawn amount.

Add-on Card Fee

Nil

Nil

Nil

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