Axis My Zone Credit Card

Axis My Zone Credit Card

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Axis Bank ACE Credit Card

Axis Bank ACE Credit Card

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Flipkart Axis Bank Credit Card

Flipkart Axis Bank Credit Card

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Joining Fee

Rs. 500 + GST

Joining Fee

Rs. 499 + GST

Joining Fee

Rs. 500 + GST
Rewards and Benefits

Welcome Benefits

Free SonyLiv Subscription Worth Rs. 999

Welcome Benefits

N/A

Welcome Benefits

Introductory Benefits Worth Rs. 600 on Card Issuance

Rewards Rate

4 EDGE Points/₹200 (Reward Rate of 0.4%)

Rewards Rate

5% cashback on paying bills & on mobile recharges via GPay and 4% cashback on Swiggy, Ola, Zomato, with a combined capping of Rs. 500 cashback per month.2% cashback elsewhere on other merchants.

Rewards Rate

5% cashback on Flipkart, 4% cashback on preferred partners (Swiggy, Uber, PVR, and cult.fit), and 1% cashback on all other spends.

Movie & Dining

BOGO offer on movie ticket bookings via Paytm Movies, up to 15% off at partner restaurants with Dining Delights & flat Rs 120 off on food orders with Swiggy.

Movie & Dining

A discount of up to 20% on dining at 4,000+ restaurants under the Axis Bank Dining Delights program.

Movie & Dining

Up to 15% off at partner restaurants under Axis Bank's exclusive Dining Delights program

Reward Redemption

EDGE Points earned on the card are redeemable against shopping/travel vouchers or for purchasing products on the Axis Bank EDGE Rewards Portal

Reward Redemption

Your earned cashback is automatically credited to the cardholders' accounts.

Reward Redemption

Travel

N/A

Travel

Complimentary lounge access per year at domestic airports, accelerated (4%) cashback on Ola rides with Axis Bank Ace Card.

Travel

Accelerated Cashback (4%) on Uber Rides

Golf

N/A

Golf

NA

Golf

Domestic Lounge

1 Complimentary Lounge Access Every Quarter (4 Each Year)

Domestic Lounge

4 complimentary airport lounge visits to domestic airport lounges per year

Domestic Lounge

1 Free Domestic Airport Lounge Access Every Quarter (4 Each Year)

International Lounge

N/A

International Lounge

NA

International Lounge

Insurance Benefits

N/A

Insurance Benefits

NA

Insurance Benefits

Zero Liability Protection

Cardholder not liable for any fraudulent transaction made with the card post reporting the loss of card to the bank.

Zero Liability Protection

Cardmembers won't be liable for any unauthorized/fraudulent transactions if the loss of the card is reported within 3 days.

Zero Liability Protection

Cardmembers are not liable for any unauthorized spends made on their card if loss of card reported within 3 days.
Fees & Charges

Renewal Fee

Rs. 500 + GST

Renewal Fee

Rs. 499 + GST

Renewal Fee

Rs. 500 + GST

Spend Based Waiver

N/A

Spend Based Waiver

Joining fee is waived on spends of Rs. 10,000 within 45 days of card issuance, and annual fee (2nd year onwards) is waived on total annual spends of Rs. 2,00,000.

Spend Based Waiver

Annual fee waived on spends of Rs. 3.5 lakhs

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Rewards Redemption Fee

NA

Foreign Currency Markup

3.5% of the transaction amount

Foreign Currency Markup

3.5% of the transaction amount

Foreign Currency Markup

3.5% of the total amount

Interest Rates

3.6% per month (52.86% per annum)

Interest Rates

3.6% per month or 52.86% annualized 

Interest Rates

3.6% per month (52.86% annually)

Fuel Surcharge

1% fuel surcharge waived off at all filling stations across India for transactions between Rs. 400 and Rs. 4,000 (max waiver capped at Rs. 400 per month)

Fuel Surcharge

1% fuel surcharge is waived for purchases worth between Rs. 400 and Rs. 4,000 (maximum waiver of Rs. 500/month).

Fuel Surcharge

1% surcharge for fuel purchases between Rs. 400 & Rs. 4,000 (max waiver capped at Rs. 400/month).

Cash Advance Charges

2.5% of the withdrawal amount subject to a minimum charge of Rs. 500

Cash Advance Charges

2.5% of the withdrawn amount, subject to a minimum amount of Rs. 500.

Cash Advance Charges

2.5% (Min. Rs. 500) of the withdrawn amount.

Add-on Card Fee

Nil

Add-on Card Fee

Nil

Add-on Card Fee

Nil

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