Compare Cards

Joining Fee

Rs. 499 (plus applicable taxes)

Joining Fee

Rs. 300 (plus applicable taxes)

Joining Fee

Rs. 500 (plus applicable taxes)

Welcome Benefits

BookMyShow and Uber vouchers worth Rs. 500 each

Welcome Benefits

Rs. 150 discount of issuance fee on loading the card with a minimum amount equivalent to Rs. 50,000.

Welcome Benefits

1,000 Miles on loading the card for the first time.

Rewards Rate

N/A

Rewards Rate

N/A

Rewards Rate

5 Miles for every USD 5 spent with the card

Movie & Dining

BookMyShow voucher worth Rs. 500 as a joining benefit

Movie & Dining

N/A

Movie & Dining

N/A

Reward Redemption

N/A

Reward Redemption

N/A

Reward Redemption

Miles redeemable against flight bookings, hotel reservations, car rentals, shopping or for donations

Travel

Uber voucher worth Rs. 500 as a joining gift, comprehensive insurance plan with travel-related insurance covers

Travel

Comprehensive insurance cover with multiple travel benefits, free airport rides (up to Rs. 1,000), discount of up to Rs. 3,000 on experiences, sightseeing and activities

Travel

Acceptance of 16 widely used currencies, cashback of up to Rs. 1,000 on VI international roaming packs, 24×7 assistance during international travel by TripAssist

Golf

N/A

Golf

N/A

Golf

N/A

Domestic Lounge

N/A

Domestic Lounge

N/A

Domestic Lounge

N/A

International Lounge

N/A

International Lounge

N/A

International Lounge

N/A

Insurance Benefits

Comprehensive insurance plan with a lost card liability cover worth Rs. 5 lakh and multiple travel-related insurance benefits

Insurance Benefits

Air accident cover (Rs. 10 lakh), purchase protection cover (Rs. 1 lakh), fraudulent usage cover (Rs. 2 lakh), covers against loss of passport (Rs. 20,000), loss of checked baggage (Rs. 50,000) and ATM assault (Rs. 50,000)

Insurance Benefits

N/A

Zero Liability Protection

Cardholder not liable for any fraudulent transaction on the card post reporting the loss of card to the bank and a lost card liability cover worth Rs. 5 lakh.

Zero Liability Protection

Cardholder not liable for any fraudulent transaction on the card post reporting the loss of card to the bank

Zero Liability Protection

Cardholder not liable for any fraudulent transaction with the card pot reporting the loss of card to the bank

Joining Fees

Rs. 499 (plus applicable taxes)

Joining Fees

Rs. 300

Joining Fees

Rs. 500 (plus applicable taxes)

Renewal Fee

Rs. 299 (plus applicable taxes)

Renewal Fee

N/A

Renewal Fee

N/A

Spend Based Waiver

N/A

Spend Based Waiver

N/A

Spend Based Waiver

N/A

Rewards Redemption Fee

N/A

Rewards Redemption Fee

N/A

Rewards Redemption Fee

N/A

Foreign Currency Markup

No mark-up fee applicable on transactions made in the currency loaded on the card, a cross-currency usage fee of 3.5% of the transaction amount levied on transactions made in a currency other than the one loaded on the card.

Foreign Currency Markup

No mark-up fee on transactions made in the currency loaded on the card, a cross-currency mark-up of 3.5% of the transaction amount is applicable on transactions made in a currency other than the one loaded on the card

Foreign Currency Markup

3.50% of the transaction amount on cross-currency usage

Interest Rates

N/A

Interest Rates

N/A

Interest Rates

N/A

Fuel Surcharge

N/A

Fuel Surcharge

N/A

Fuel Surcharge

N/A

Cash Advance Charges

USD 2 (or currency equivalent) on cash withdrawals from ATMs, 0.5% of the transaction amount on cash withdrawals from POS

Cash Advance Charges

1% of the transaction amount and ATM withdrawal fee of USD 2

Cash Advance Charges

0.5% of the transaction amount (subject to a maximum charge of USD 75) or USD 2.25 on ATM withdrawals

Add-on Card Fee

N/A

Add-on Card Fee

N/A

Add-on Card Fee

N/A