HDFC Bank Regalia ForexPlus CardApply Now |
HDFC Bank Multicurrency Platinum ForexPlus Chip CardApply Now |
State Bank Multi-Currency Foreign Travel CardApply Now |
ICICI Bank Sapphiro Forex Prepaid CardApply Now |
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Joining Fee Rs. 1,000 (plus applicable taxes) | Joining Fee Rs. 500 (plus applicable taxes) | Joining Fee Rs. 100 (plus applicable taxes) | Joining Fee Rs. 2,999 (plus applicable taxes) |
Rewards and Benefits |
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Welcome Benefits N/A | Welcome Benefits Issuance fee waiver on the first loading of a minimum of USD 1,000 (or its currency equivalent) | Welcome Benefits N/A | Welcome Benefits Central shopping voucher worth Rs. 500 and Uber vouchers worth Rs. 1,000 |
Rewards Rate N/A | Rewards Rate N/A | Rewards Rate N/A | Rewards Rate N/A |
Movie & Dining N/A | Movie & Dining N/A | Movie & Dining N/A | Movie & Dining N/A |
Reward Redemption N/A | Reward Redemption N/A | Reward Redemption N/A | Reward Redemption N/A |
Travel Complimentary lounge access at international airports in India, complimentary lounge access in case of delay of flight | Travel Can be loaded in 22 different currencies, comprehensive insurance plan with multiple travel-related insurance benefits, Rs. 0.20 cheaper forex rate on loading via online channels | Travel The card can be loaded in 7 foreign currencies and no mark-up fee applicable on transactions made in the currency loaded on the card. | Travel 2 complimentary airport lounge access per annum with Dragon Pass, no cross-currency usage fee, comprehensive travel insurance policy, 5% cashback on hotel and flight bookings |
Golf N/A | Golf N/A | Golf N/A | Golf N/A |
Domestic Lounge 2 complimentary lounge access per quarter at international airports in India | Domestic Lounge N/A | Domestic Lounge N/A | Domestic Lounge N/A |
International Lounge N/A | International Lounge N/A | International Lounge N/A | International Lounge 2 complimentary access every year |
Insurance Benefits Complimentary comprehensive insurance cover against misuse of card, loss/damage of card, loss/damage of check-in baggage, air/rail/bus accident, loss of cash in transit, etc. | Insurance Benefits Comprehensive insurance plan including insurance covers against air/rail/road accidents, loss of baggage/documents/cash, and misuse of card. | Insurance Benefits N/A | Insurance Benefits Comprehensive insurance policy including an air accident cover worth Rs. 10 lakh and a lost card liability cover worth Rs. 5 lakh |
Zero Liability Protection Cardholder not liable for any fraudulent transaction on the card post reporting the loss of card to the bank | Zero Liability Protection Cardholder not liable for any fraudulent transaction on the card post reporting the loss of card to the bank | Zero Liability Protection Cardholder not liable for any unauthorized transaction made with the card post reporting the loss of card to the bank | Zero Liability Protection Cardholder not liable for any fraudulent transaction on the card post reporting the loss of card to the bank and a cover of Rs. 2 lakh against lost card liability |
Fees & Charges |
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Renewal Fee N/A | Renewal Fee N/A | Renewal Fee N/A | Renewal Fee Rs. 999 (plus applicable taxes) |
Spend Based Waiver The issuance fee is waived on loading USD 1,000 or more in your card. | Spend Based Waiver N/A | Spend Based Waiver N/A | Spend Based Waiver N/A |
Rewards Redemption Fee N/A | Rewards Redemption Fee N/A | Rewards Redemption Fee N/A | Rewards Redemption Fee N/A |
Foreign Currency Markup Nil | Foreign Currency Markup No mark-up fee on transactions made in the currency loaded on the card, a cross-currency mark-up fee of 2% of the transaction amount applicable on transactions made in a currency other than the one loaded on the card | Foreign Currency Markup Cross currency usage fee of 3% of the transaction amount on transactions made in a currency other than the one loaded on the card | Foreign Currency Markup Nil (no foreign currency mark-up fee and no-cross currency usage charges) |
Interest Rates N/A | Interest Rates N/A | Interest Rates N/A | Interest Rates N/A |
Fuel Surcharge N/A | Fuel Surcharge N/A | Fuel Surcharge N/A | Fuel Surcharge N/A |
Cash Advance Charges USD 4 | Cash Advance Charges USD 2 on ATM withdrawals | Cash Advance Charges USD 1.75 on every transaction (or its currency equivalent) | Cash Advance Charges USD 2 (or currency equivalent) on cash withdrawals from ATMs, 0.5% of the transaction amount on cash withdrawals from POS |
Add-on Card Fee Nil | Add-on Card Fee N/A | Add-on Card Fee N/A | Add-on Card Fee N/A |