HDFC Bank Regalia ForexPlus Card

HDFC Bank Regalia ForexPlus Card

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HDFC Bank Multicurrency Platinum ForexPlus Chip Card

HDFC Bank Multicurrency Platinum ForexPlus Chip Card

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State Bank Multi-Currency Foreign Travel Card

State Bank Multi-Currency Foreign Travel Card

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ICICI Bank Sapphiro Forex Prepaid Card

ICICI Bank Sapphiro Forex Prepaid Card

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Joining Fee

Rs. 1,000 (plus applicable taxes)

Joining Fee

Rs. 500 (plus applicable taxes)

Joining Fee

Rs. 100 (plus applicable taxes)

Joining Fee

Rs. 2,999 (plus applicable taxes)
Rewards and Benefits

Welcome Benefits

N/A

Welcome Benefits

Issuance fee waiver on the first loading of a minimum of USD 1,000 (or its currency equivalent)

Welcome Benefits

N/A

Welcome Benefits

Central shopping voucher worth Rs. 500 and Uber vouchers worth Rs. 1,000

Rewards Rate

N/A

Rewards Rate

N/A

Rewards Rate

N/A

Rewards Rate

N/A

Movie & Dining

N/A

Movie & Dining

N/A

Movie & Dining

N/A

Movie & Dining

N/A

Reward Redemption

N/A

Reward Redemption

N/A

Reward Redemption

N/A

Reward Redemption

N/A

Travel

Complimentary lounge access at international airports in India, complimentary lounge access in case of delay of flight

Travel

Can be loaded in 22 different currencies, comprehensive insurance plan with multiple travel-related insurance benefits, Rs. 0.20 cheaper forex rate on loading via online channels

Travel

The card can be loaded in 7 foreign currencies and no mark-up fee applicable on transactions made in the currency loaded on the card.

Travel

2 complimentary airport lounge access per annum with Dragon Pass, no cross-currency usage fee, comprehensive travel insurance policy, 5% cashback on hotel and flight bookings

Golf

N/A

Golf

N/A

Golf

N/A

Golf

N/A

Domestic Lounge

2 complimentary lounge access per quarter at international airports in India

Domestic Lounge

N/A

Domestic Lounge

N/A

Domestic Lounge

N/A

International Lounge

N/A

International Lounge

N/A

International Lounge

N/A

International Lounge

2 complimentary access every year

Insurance Benefits

Complimentary comprehensive insurance cover against misuse of card, loss/damage of card, loss/damage of check-in baggage, air/rail/bus accident, loss of cash in transit, etc.

Insurance Benefits

Comprehensive insurance plan including insurance covers against air/rail/road accidents, loss of baggage/documents/cash, and misuse of card.

Insurance Benefits

N/A

Insurance Benefits

Comprehensive insurance policy including an air accident cover worth Rs. 10 lakh and a lost card liability cover worth Rs. 5 lakh

Zero Liability Protection

Cardholder not liable for any fraudulent transaction on the card post reporting the loss of card to the bank

Zero Liability Protection

Cardholder not liable for any fraudulent transaction on the card post reporting the loss of card to the bank

Zero Liability Protection

Cardholder not liable for any unauthorized transaction made with the card post reporting the loss of card to the bank

Zero Liability Protection

Cardholder not liable for any fraudulent transaction on the card post reporting the loss of card to the bank and a cover of Rs. 2 lakh against lost card liability
Fees & Charges

Renewal Fee

N/A

Renewal Fee

N/A

Renewal Fee

N/A

Renewal Fee

Rs. 999 (plus applicable taxes)

Spend Based Waiver

The issuance fee is waived on loading USD 1,000 or more in your card.

Spend Based Waiver

N/A

Spend Based Waiver

N/A

Spend Based Waiver

N/A

Rewards Redemption Fee

N/A

Rewards Redemption Fee

N/A

Rewards Redemption Fee

N/A

Rewards Redemption Fee

N/A

Foreign Currency Markup

Nil

Foreign Currency Markup

No mark-up fee on transactions made in the currency loaded on the card, a cross-currency mark-up fee of 2% of the transaction amount applicable on transactions made in a currency other than the one loaded on the card

Foreign Currency Markup

Cross currency usage fee of 3% of the transaction amount on transactions made in a currency other than the one loaded on the card

Foreign Currency Markup

Nil (no foreign currency mark-up fee and no-cross currency usage charges)

Interest Rates

N/A

Interest Rates

N/A

Interest Rates

N/A

Interest Rates

N/A

Fuel Surcharge

N/A

Fuel Surcharge

N/A

Fuel Surcharge

N/A

Fuel Surcharge

N/A

Cash Advance Charges

USD 4

Cash Advance Charges

USD 2 on ATM withdrawals

Cash Advance Charges

USD 1.75 on every transaction (or its currency equivalent)

Cash Advance Charges

USD 2 (or currency equivalent) on cash withdrawals from ATMs, 0.5% of the transaction amount on cash withdrawals from POS

Add-on Card Fee

Nil

Add-on Card Fee

N/A

Add-on Card Fee

N/A

Add-on Card Fee

N/A

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