Compare Cards

Joining Fee

Rs. 4,999 (plus applicable taxes)

Joining Fee

Rs. 2,999 (plus applicable charges)

Joining Fee

Rs. 1,499 (plus applicable taxes)

Welcome Benefits

E-vouchers worth Rs. 5,000 from any one of the brands, including Yatra, Aditya Birla Fashion, Hush Puppies/Bata, Pantaloons, and Shoppers Stop.

Welcome Benefits

Gift voucher (worth Rs. 3,000) from any of these brands, Yatra, Aditya Birla Fashion, Bata/Hush Puppies, Shoppers Stop, and Pantaloons.

Welcome Benefits

A Noise ColorFit Pulse Smart Watch worth Rs. 5,000, complimentary Fitpass Pro membership, and complimentary Netmeds First membership.

Rewards Rate

2 Reward Points on every Rs. 100 you spend on retail purchases, 5X Reward Points on dining spends, departmental stores, and grocery purchases (reward rate of 2.5%)

Rewards Rate

10 Reward Points for every spend of Rs. 100 on groceries, dining, movie and departmental store, 2 RPs for every Rs. 100 spent on all other retail.

Rewards Rate

10 Reward Points per Rs. 100 spent on Pharmacy, Chemist, movie & dining and 2 RPs per Rs. 100 spent elsewhere.

Movie & Dining

Get free movie tickets every month (max benefit capped at Rs. 6,000 per year and Rs. 250 per ticket, offer valid for at least 2 tickets per bookings per month), dining offers with up to 25% discount at partner restaurants (with American Express variant only)

Movie & Dining

5X Reward Points (10 Reward Points) on dining and movie spends

Get up to 25% discount on dining bills at partner restaurants (only with AmEx variant)

Movie & Dining

NA

Reward Redemption

Reward Points are redeemable against gift vouchers on sbicard.com or SBI mobile app or for paying the outstanding balance of the card, 1 Reward Point = Rs. 0.25

Reward Redemption

Redeem reward points on Sbicard.com for gift vouchers or for settling the card’s statement balance.

1 RP = Rs. 0.25

Reward Redemption

The Reward points are redeemable against a host of options on the Rewards catalogue or against the statement balance (1 RP = Re. 0.25).

Travel

Complimentary CV (Club Vistara) Membership, complimentary Trident Privilege Red Tier membership, and free domestic and international airport lounge access.

Travel

Complimentary Trident Privilege Red Tier Membership, Complimentary Club Vistara Silver membership, & complimentary international and domestic airport lounge visits.

Travel

Get complimentary access to domestic lounges alon with Priority Pass membership.

Golf

4 complimentary rounds of green fees and up to 50% off on golf games along with 1 free lesson per month at selected golf courses across the country (you get it only with the MasterCard variant of the card)

Golf

Complimentary 4 rounds of green fee and 1 complimentary golf lesson every month and also up to 50% off on golf games (With MasterCard Variant only)

Golf

NA

Domestic Lounge

2 complimentary visits to domestic airport lounges every quarter

Domestic Lounge

8 complimentary domestic airport lounge visits per annum (max visits 2 per quarter)

Domestic Lounge

2 complimentary domestic lounge visits per quarter.

International Lounge

6 complimentary visits to international airport lounges per year (max 2 per quarter) with the Priority Pass program.

International Lounge

4 complimentary international airport lounge access every year with Priority Pass Membership (2 per quarter)

International Lounge

NA

Insurance Benefits

Zero liability protection against lost card worth Rs. 1 lakh applicable from 48 hours prior to 7 days post reporting the loss of card to the bank.

Insurance Benefits

Air accident cover (worth Rs. 50 lakhs), fraud liability cover (worth Rs. 1 lakh) applicable from 48 hours prior to 7 days post reporting about the loss of the card to the bank

Insurance Benefits

Get an air accident cover of Rs. 50 lakhs, zero liability cover of Rs. 1 lakh, and other travel insurance covers, including lost baggage, delayed baggage, loss of travel documents, etc.

Zero Liability Protection

Get an insurance cover worth Rs. 1 lakh that is applicable from 48 hours prior to 7 days post reporting the loss of card

Zero Liability Protection

Fraud liability cover (worth Rs. 1 lakh) applicable from 48 hours prior to 7 days post reporting the loss of card to the bank

Zero Liability Protection

The liability for a fraudulent transaction done on the lost or stolen card will not fall on the cardholder if he/she reports the same to the bank in a timely manner.

Joining Fees

Rs. 4,999 (plus taxes)

Joining Fees

Rs. 2,999 (plus applicable taxes)

Joining Fees

Rs. 1,499 (plus applicable taxes)

Renewal Fee

Rs. 4,999 (plus taxes)

Renewal Fee

Rs. 2,999 (plus applicable taxes)

Renewal Fee

Rs. 1,499 (plus applicable taxes)

Spend based Waiver

Renewal fee of Rs. 4,999 is waived on annual spends of Rs. 10 lakh or more in the preceding year

Spend based Waiver

Renewal fee is waived off if a minimum of Rs. 3 lakhs were spent in the previous year

Spend based Waiver

The renewal fee can be waived if you spend Rs. 2 lakhs or more in the previous year.

Rewards Redemption Fee

Rs. 99 (plus applicable taxes) per redemption request

Rewards Redemption Fee

Rs. 99 (plus applicable taxes) per redemption request

Rewards Redemption Fee

Rs. 100 on each redemption request

Foreign Currency Markup

1.99% of the transaction amount

Foreign Currency Markup

3.5% of the transaction amount

Foreign Currency Markup

3.5% of the transaction amount

Interest Rates

3.50% per month (42% per annum)

Interest Rates

3.5% per month (42% per annum)

Interest Rates

3.50% per month (42% per annum)

Fuel Surcharge

1% fuel surcharge waiver on transactions between  Rs. 500 and Rs. 4,000 at all fuel stations across India (max waiver capped at Rs. 250 per month)

Fuel Surcharge

1% fuel surcharge waiver applicable on every fuel transaction between Rs. 500 to Rs. 4,000 (maximum waiver of Rs. 250 in a month).

Fuel Surcharge

1% fuel surcharge waiver for all fuel transactions between Rs. 500 and Rs. 4,000.

Cash Advance Charge

2.5% of the transaction amount, subject to a minimum charge of Rs 500

Cash Advance Charge

2.5% of the amount withdrawn or Rs. 500 (whichever is higher)

Cash Advance Charge

2.5% of the cash amount subject to a minimum of Rs. 500

Add-on Card Fee

Nil

Add-on Card Fee

Nil

Add-on Card Fee

Nil