Compare Cards India - Apply Right Credit Card For You

SBI ELITE Credit Card Apply Now	SBI Prime Credit Card Apply Now	SBI Card PULSE Apply Now
Joining Fee Rs. 4,999 + GST	Joining Fee Rs. 2,999 + GST	Joining Fee Rs. 1,499 + GST
Rewards and Benefits
Welcome Benefits E-vouchers worth Rs. 5,000 from any one of the brands, including Yatra, Aditya Birla Fashion, Hush Puppies/Bata, Pantaloons, and Shoppers Stop.	Welcome Benefits Gift voucher (worth Rs. 3,000) from any of these brands, Yatra, Aditya Birla Fashion, Bata/Hush Puppies, Shoppers Stop, and Pantaloons.	Welcome Benefits A Noise ColorFit Pulse Smart Watch worth Rs. 5,999, complimentary Fitpass Pro membership, and complimentary Netmeds First membership.
Rewards Rate 2 Reward Points on every Rs. 100 you spend on retail purchases, 5X Reward Points on dining spends, departmental stores, and grocery purchases (reward rate of 2.5%)	Rewards Rate 10 Reward Points for every spend of Rs. 100 on groceries, dining, movie and departmental store, 2 RPs for every Rs. 100 spent on all other retail.	Rewards Rate 10 Reward Points per Rs. 100 spent on Pharmacy, Chemist, movie & dining and 2 RPs per Rs. 100 spent elsewhere.
Movie & Dining Get free movie tickets every month (max benefit capped at Rs. 6,000 per year and Rs. 250 per ticket, offer valid for at least 2 tickets per booking per month), dining offers with up to 25% discount at partner restaurants (with American Express variant only)	Movie & Dining 5X Reward Points (10 Reward Points) on dining and movie spendsGet up to 25% discount on dining bills at partner restaurants (only with AmEx variant)	Movie & Dining 10 Reward Points per Rs. 100 spent on movie and dining
Reward Redemption Reward Points are redeemable against gift vouchers on sbicard.com or SBI mobile app or for paying the outstanding balance of the card, 1 Reward Point = Rs. 0.25	Reward Redemption Redeem reward points on Sbicard.com for gift vouchers or for settling the card's statement balance.1 RP = Rs. 0.25	Reward Redemption The Reward points are redeemable against a host of options on the Rewards catalogue or against the statement balance (1 RP = Re. 0.25).
Travel Complimentary CV (Club Vistara) Membership, complimentary Trident Privilege Red Tier membership, and free domestic and international airport lounge access.	Travel Complimentary Trident Privilege Red Tier Membership, Complimentary Club Vistara Silver membership, & complimentary international and domestic airport lounge visits.	Travel Get complimentary access to domestic lounges along with complimentary Priority Pass membership.
Golf 4 complimentary rounds of green fees and up to 50% off on golf games along with 1 free lesson per month at selected golf courses across the country (you get it only with the MasterCard variant of the card)	Golf Complimentary 4 rounds of green fee and 1 complimentary golf lesson every month and also up to 50% off on golf games (With MasterCard Variant only)	Golf NA
Domestic Lounge 2 complimentary visits to domestic airport lounges every quarter	Domestic Lounge 8 complimentary domestic airport lounge visits per annum (max visits 2 per quarter)	Domestic Lounge 2 complimentary domestic lounge visits per quarter.
International Lounge 6 complimentary visits to international airport lounges per year (max 2 per quarter) with the Priority Pass program.	International Lounge 4 complimentary international airport lounge access every year with Priority Pass Membership (2 per quarter)	International Lounge NA
Insurance Benefits Zero liability protection against lost card worth Rs. 1 lakh applicable from 48 hours prior to 7 days post reporting the loss of card to the bank.	Insurance Benefits Air accident cover (worth Rs. 50 lakhs), fraud liability cover (worth Rs. 1 lakh) applicable from 48 hours prior to 7 days post reporting about the loss of the card to the bank	Insurance Benefits Get an air accident cover of Rs. 50 lakhs, zero liability cover of Rs. 1 lakh, and other travel insurance covers, including lost baggage, delayed baggage, loss of travel documents, etc.
Zero Liability Protection Get an insurance cover worth Rs. 1 lakh that is applicable from 48 hours prior to 7 days post reporting the loss of card	Zero Liability Protection Fraud liability cover (worth Rs. 1 lakh) applicable from 48 hours prior to 7 days post reporting the loss of card to the bank	Zero Liability Protection The liability for a fraudulent transaction done on the lost or stolen card will not fall on the cardholder if he/she reports the same to the bank in a timely manner.
Fees & Charges

Renewal Fee Rs. 4,999 + GST	Renewal Fee Rs. 2,999 + GST	Renewal Fee Rs. 1,499 + GST
Spend Based Waiver Renewal fee of Rs. 4,999 is waived on annual spends of Rs. 10 lakh or more in the preceding year	Spend Based Waiver Renewal fee is waived off if a minimum of Rs. 3 lakhs were spent in the previous year	Spend Based Waiver The renewal fee can be waived if you spend Rs. 2 lakhs or more in the previous year.
Rewards Redemption Fee Rs. 99 (plus applicable taxes) per redemption request	Rewards Redemption Fee Rs. 99 (plus applicable taxes) per redemption request	Rewards Redemption Fee Rs. 100 on each redemption request
Foreign Currency Markup 1.99% of the transaction amount	Foreign Currency Markup 3.5% of the transaction amount	Foreign Currency Markup 3.5% of the transaction amount
Interest Rates 3.50% per month (42% per annum)	Interest Rates 3.5% per month (42% per annum)	Interest Rates 3.50% per month (42% per annum)
Fuel Surcharge 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 4,000 at all fuel stations across India (max waiver capped at Rs. 250 per month)	Fuel Surcharge 1% fuel surcharge waiver applicable on every fuel transaction between Rs. 500 to Rs. 4,000 (maximum waiver of Rs. 250 in a month).	Fuel Surcharge 1% fuel surcharge waiver for all fuel transactions between Rs. 500 and Rs. 4,000.
Cash Advance Charges 2.5% of the transaction amount, subject to a minimum charge of Rs 500	Cash Advance Charges 2.5% of the amount withdrawn or Rs. 500 (whichever is higher)	Cash Advance Charges 2.5% of the cash amount subject to a minimum of Rs. 500
Add-on Card Fee Nil	Add-on Card Fee Nil	Add-on Card Fee Nil

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