HDFC Bank MoneyBack Plus Credit Card

HDFC Bank MoneyBack Plus Credit Card

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Joining Fee

Rs. 500 + GST
Rewards and Benefits

Welcome Benefits

500 CashPoints

Rewards Rate

2 CashPoints for every Rs. 150 you spend on retail purchases, 5X CashPoints per EMI spends at select merchants, 10X CashPoints on partner brands.

Movie & Dining

Up to 15% off on dining at over 2,000 premium restaurants.

Reward Redemption

CashPoints redeemable for cashback, purchasing products, flight/hotel bookings via SmartBuy and partner airlines' AirMiles

Travel

N/A

Golf

N/A

Domestic Lounge

N/A

International Lounge

N/A

Insurance Benefits

N/A

Zero Liability Protection

No liability for the cardholder towards the transactions done on a lost/stolen card if the issue is reported to the bank in a timely manner.
Fees & Charges

Renewal Fee

Rs. 500 + GST

Spend-Based Waiver

Renewal fee waived off on spending Rs. 50,000 or more in the previous year

Rewards Redemption Fee

Rs. 99 per redemption request

Foreign Currency Markup

3.5 % of the transacted amount

Interest Rates

3.6% per month (or 43.2% annually)

Fuel Surcharge

1% fuel surcharge waiver applicable on all fuel transactions

Cash Advance Charges

2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)

Add-on Card Fee

Nil

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