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Joining Fee

Rs. 500 (plus applicable taxes)

Welcome Benefits

500 CashPoints

Rewards Rate

2 CashPoints for every Rs. 150 you spend on retail purchases, 5X CashPoints per EMI spends at select merchants, 10X CashPoints on partner brands.

Movie & Dining

Up to 15% off on dining at over 2,000 premium restaurants.

Reward Redemption

CashPoints redeemable for cashback, purchasing products, flight/hotel bookings via SmartBuy and partner airlines’ AirMiles

Travel

N/A

Golf

N/A

Domestic Lounge

N/A

International Lounge

N/A

Insurance Benefits

N/A

Zero Liability Protection

No liability for the cardholder towards the transactions done on a lost/stolen card if the issue is reported to the bank in a timely manner.

Joining Fees

Rs. 500 (plus applicable taxes)

Renewal Fee

Rs. 500 (plus applicable taxes)

Spend based Waiver

Renewal fee waived off on spending Rs. 50,000 or more in the previous year

Rewards Redemption Fee

Rs. 99 per redemption request

Foreign Currency Markup

3.5 % of the transacted amount

Interest Rates

3.6% per month (or 43.2% annually)

Fuel Surcharge

1% fuel surcharge waiver applicable on all fuel transactions

Cash Advance Charge

2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)

Add-on Card Fee

Nil