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HDFC Bank MoneyBack Plus Credit Card Apply Now
Joining Fee Rs. 500 + GST
Rewards and Benefits
Welcome Benefits 500 CashPoints
Rewards Rate 2 CashPoints for every Rs. 150 you spend on retail purchases, 5X CashPoints per EMI spends at select merchants, 10X CashPoints on partner brands.
Movie & Dining Up to 15% off on dining at over 2,000 premium restaurants.
Reward Redemption CashPoints redeemable for cashback, purchasing products, flight/hotel bookings via SmartBuy and partner airlines' AirMiles
Travel N/A
Golf N/A
Domestic Lounge N/A
International Lounge N/A
Insurance Benefits N/A
Zero Liability Protection No liability for the cardholder towards the transactions done on a lost/stolen card if the issue is reported to the bank in a timely manner.
Fees & Charges

Renewal Fee Rs. 500 + GST
Spend Based Waiver Renewal fee waived off on spending Rs. 50,000 or more in the previous year
Rewards Redemption Fee Rs. 99 per redemption request
Foreign Currency Markup 3.5 % of the transacted amount
Interest Rates 3.6% per month (or 43.2% annually)
Fuel Surcharge 1% fuel surcharge waiver applicable on all fuel transactions
Cash Advance Charges 2.5% of the withdrawn amount (subject to a minimum charge of Rs. 500)
Add-on Card Fee Nil