Amazon Pay ICICI Bank Credit Card

Amazon Pay ICICI Bank Credit Card

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ICICI Bank Sapphiro Credit Card

ICICI Bank Sapphiro Credit Card

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Airtel Axis Bank Credit Card

Airtel Axis Bank Credit Card

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American Express SmartEarn Credit Card

American Express SmartEarn Credit Card

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Joining Fee

Nil

Joining Fee

Rs. 6,500 + GST

Joining Fee

Rs. 500 + GST

Joining Fee

Rs. 495 + GST
Rewards and Benefits

Welcome Benefits

Cashback and Discounts Up to Rs. 2,000 and Free 3-Month Prime Membership

Welcome Benefits

Exclusive travel & shopping gift vouchers worth more than Rs. 9,000 (From Tata CliQ, EaseMyTrip, Uber, Zomato Pro, Croma) with the Visa & Mastercard variants and get an extra cashback of Rs. 750 on spending Rs 20,000 within 60 days of issuance with the AmEx variant.

Welcome Benefits

Amazon Voucher Worth Rs. 500

Welcome Benefits

Cashback of Rs. 500 and 2,000 Referral Bonus Membership Rewards Points

Rewards Rate

5% cashback on Amazon purchases for Prime members and 3% cashback for Non-Prime members, 2% cashback on partner brands & 1% cashback on all other payments except fuel purchases

Rewards Rate

On every Rs. 100 spent, get 4 Reward Points per Rs. 100 spent on international purchases & 2 Reward Points on domestic purchases.

Rewards Rate

25% cashback on Airtel Mobile, Broadband, WiFi, and DTH recharges, 10% cashback on utility bill payments via the Airtel Thanks app, 10% cashback on Swiggy, Zomato and BigBasket, and 1% cashback on other spends.

Rewards Rate

1 Membership Reward Point/Rs. 50 spent (with a few exceptions), 10X Reward Points on Flipkart, Uber, Zomato, AJIO, PVR, Blinkit and more.

Movie & Dining

A minimum of 15% discount on dining bills at restaurants participating in the Culinary Treats program

Movie & Dining

Get Rs. 500 off on the second movie or event ticket when you buy one ticket from Book My Show.

Movie & Dining

Up to 20% off on dining across 4000+ participating restaurants.

Movie & Dining

10X Membership Rewards Points on spends with BookMyShow, Zomato and PVR Cinemas.

Reward Redemption

Reward Points earned transferred to Amazon Pay balance at the end of the payment cycle. 1 Reward Point = Re. 1

Reward Redemption

Redeem reward points earned for cash back or gifts at a rate of 1 RP = Re. 0.25.

Reward Redemption

Direct cashback to the credit card statement.

Reward Redemption

Can be redeemed against online shopping vouchers, INSTA rewards for offline purchases, transferable to various flight and hotels loyalty programmes and for making credit card bill payments under the Cash + Points scheme.

Travel

N/A

Travel

Complimentary Domestic &  International Airport Lounge visits and complimentary Spa Sessions at select Domestic airports under the Dreamfolks Membership Programme.

Travel

Complimentary domestic lounge access.

Travel

10X Reward Points on spends on Uber (max cap of 500 Points)

Golf

N/A

Golf

Complimentary golf rounds/lessons every quarter

Golf

NA

Golf

N/A

Domestic Lounge

N/A

Domestic Lounge

2 complimentary domestic lounge visits with the MasterCard & Amex variant each, and 4 complimentary domestic lounge access with the Visa variant.

Domestic Lounge

4 complimentary domestic lounge access every year.

Domestic Lounge

N/A

International Lounge

N/A

International Lounge

2 complimentary International Airport Lounge Access every year through the Dreamfolks membership.

International Lounge

NA

International Lounge

N/A

Insurance Benefits

N/A

Insurance Benefits

Air accident insurance (worth Rs 3 crores), Credit Shield Cover worth Rs 50,000 and other travel-related Insurance Covers.

Insurance Benefits

NA

Insurance Benefits

Zero cost liability if loss of card reported within 3 working days, post which max liability of the cardholder limited to Rs. 1,000.

Zero Liability Protection

Cardholders won't be liable for any unauthorized transaction made with the card post reporting the loss of card to the bank

Zero Liability Protection

Lost card liability (worth Rs. 50,000) is applicable from 2 days prior to reporting and till 7 days after reporting the loss to the ICICI Bank.

Zero Liability Protection

You will not be liable for any fraudulent transactions made on a lost/stolen card if the loss is reported to the bank in a timely manner.

Zero Liability Protection

Zero cost liability on reporting the loss of card within 3 working days, post which max liability of the cardholder limited to Rs. 1,000.
Fees & Charges

Renewal Fee

Nil

Renewal Fee

Rs. 3,500 + GST

Renewal Fee

Rs. 500 + GST

Renewal Fee

Rs. 495 + GST

Spend-Based Waiver

N/A

Spend-Based Waiver

Renewal fee waiver on spending Rs 6 Lakhs annualy.

Spend-Based Waiver

The annual fee is waived off on spending Rs. 2 lakhs or more in the previous year.

Spend-Based Waiver

Annual renewal fee waived on spends of Rs. 40,000 in the previous year.

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Rs. 99 (plus applicable taxes) per redemption request

Rewards Redemption Fee

Nil

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% of the transaction amount

Foreign Currency Markup

3.50% of the total transaction value.

Foreign Currency Markup

3.5% of the total transaction amount.

Foreign Currency Markup

3.50% on international transactions

Interest Rates

3.5% – 3.8% per month or 42% – 45.6% per annum

Interest Rates

3.4% per month (or 40.8% per annum)

Interest Rates

3.6% per month

Interest Rates

3.5% per month

Fuel Surcharge

1% fuel surcharge is waived at all petrol stations across India.

Fuel Surcharge

1% of Fuel Surcharge Waiver (Maximum Rs 250 per billing cycle) at all fuel stations in India.

Fuel Surcharge

1% fuel surcharge waiver on all transactions between Rs. 400 and Rs. 4,000.

Fuel Surcharge

1% fuel surcharge waiver at HPCL fuel stations on transactions exceeding Rs. 5,000.

Cash Advance Charges

2.5% of the withdrawn amount, subject to a minimum fees of Rs. 300.

Cash Advance Charges

2.5% of the total transaction amount (minimum Rs. 300)

Cash Advance Charges

2.5% of the withdrawn amount or Rs. 500 (whichever is higher)

Cash Advance Charges

3.5%, subject to a minimum amount of Rs. 250

Add-on Card Fee

Nil

Add-on Card Fee

Nil

Add-on Card Fee

Nil

Add-on Card Fee

1 complimentary add-on card, Rs. 250/card thereafter.

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