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Joining Fee

Nil

Welcome Benefits

Welcome bonus of Amazon Pay Balance (Rs. 300 to Rs. 600)

Rewards Rate

5% cashback on Amazon purchases for Prime members and 3% cashback for Non-Prime members, 2% cashback on partner brands & 1% cashback on all other payments except fuel purchases

Movie & Dining

A minimum of 15% discount on dining bills at restaurants participating in the Culinary Treats program

Reward Redemption

Reward Points earned transferred to Amazon Pay balance at the end of the payment cycle. 1 Reward Point = Re. 1

Travel

N/A

Golf

N/A

Domestic Lounge

N/A

International Lounge

N/A

Insurance Benefits

N/A

Zero Liability Protection

Cardholders won’t be liable for any unauthorized transaction made with the card post reporting the loss of card to the bank

Joining Fees

Nil

Renewal Fee

Nil

Spend based Waiver

N/A

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% of the transaction amount

Interest Rates

3.5% – 3.8% per month or 42% – 45.6% per annum (variable, based on the customer’s financial behavior)

Fuel Surcharge

1% fuel surcharge is waived at all petrol stations across India.

Cash Advance Charge

2.5% of the withdrawn amount, subject to a minimum fees of Rs. 300.

Add-on Card Fee

Nil