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IndusInd Fortuna Prima Credit Card

IndusInd Bank has recently launched the Fortuna Prima Credit Card, which is designed to upgrade business purchases. It allows small business owners and large corporations to manage spending, reduce paperwork, and gain better awareness of the company’s financial activities. This exclusive card provides many benefits and is specially designed to meet the financial needs of businesses and entrepreneurs in India.

With a focus on cashback rewards and personalized features, the Fortuna Prima Credit Card lets cardholders enjoy a cashback of 0.40% on all MCC transactions, along with the freedom to personalize the card through embossed customization. The Fortuna Prima card provides complimentary access to domestic airport lounges, along with a fuel surcharge waiver, providing savings on fuel expenses for cardholders. Insurance coverage worth ₹25 lakhs is also provided with this card, making it an excellent choice for people who want their business to grow but securely.

IndusInd Fortuna Prima Credit Card

( 4.3 / 5 )
Fortuna Prima Credit Card
  • Joining Fee₹0 - ₹10,000 + GST
  • Annual Fee₹0 - ₹10,000 + GST
  • Best Suited ForBusiness Expenses
  • Reward TypeCashback

Rewards Rate

0.40% cash back on regular MCC spends

Welcome Benefits

N/A

Movie & Dining

N/A

Rewards Rate

0.40% cash back on regular MCC spends

Reward Redemption

Earned Cashback will be automatically credited to the cardholder’s account

Travel

N/A

Domestic Lounge Access

Two complimentary visits every year

International Lounge Access

N/A

Golf

N/A

Insurance Benefits

Insurance cover against card liability up to ₹25 lakhs, corporate liability waiver insurance of up to ₹25 lakhs

  • Spend-Based Waiver

    Rewards Redemption Fee

    Foreign Currency Markup

    3.5%

    Interest Rates

    N/A

    Fuel Surcharge Waiver

    1% fuel surcharge waived for fuel transactions between ₹500 – ₹10,000

    Cash Advance Charges

    3.35% from the date of withdrawal

    • Domestic airport lounge access is provided to cardholders twice every year.
    • A fuel-surcharge waiver is also applicable on fuel transactions.

    Pros

    • Users earn cashback on every transaction.
    • You can customize your card according to your preference.
    • There is no interest charge with this card.

    Cons

    More benefits related to dining, entertainment, and travel should be provided with this card.

  • Cashback Earned

    Users who have the Fortuna Prima Credit Card will earn a cashback of 0.40% on all MCC transactions. To qualify for cashback, you need to spend a minimum of ₹1 lakh in one billing cycle, and only transactions over ₹100 will be eligible. Transactions under ₹100 will not count for cashback. The cashback earned can be up to ₹30,000 in one cashback cycle, and it will be automatically credited in the following month’s statement. One should be aware that no cashback will be awarded on low interchange MCC spends.

    Embossed Credit Card

    The Fortuna Prima Credit Card from IndusInd Bank offers the exclusive feature of 4th-line embossing, which allows cardholders to personalize their cards by elegantly imprinting the company’s name. This feature allows cardholders to add up to 19 characters, including spaces and department names, to the card. When you apply for the card, you can provide your company name on the application form, which will be embossed on your Fortuna Prima Credit Card, giving it an elegant touch. This customization option makes the card unique and professional, reflecting the cardholder’s corporate identity.

    Complimentary Airport Lounge Access

    With the IndusInd Fortuna Prima Credit Card, you can enjoy complimentary access to the domestic airport lounge in India. This benefit allows you to have 2 domestic lounge visits every year at airports across India. Whether you’re traveling for business or leisure, you can relax in style before your flight. Take advantage of comfortable seating and access to free wi-fi, and indulge in a gourmet meal while waiting to embark on your journey.

    Fuel Surcharge Waiver

    The Fortuna Prima card offers a fuel surcharge waiver of 1% on fuel purchase transactions between ₹500 – ₹10,000, where the minimum surcharge is ₹10. This benefit helps cardholders to save money on fuel expenses.

    IndusInd Fortuna Prima Credit Card Review

    The IndusInd Bank launched two credit cards, namely the Fortuna Prime and Fortuna AdvantEdge. Both the cards are business-centric and have features and perks that will elevate the cardholder’s experience. The IndusInd Bank Fortuna Prima Credit Card is a top choice for businesses due to its competitive cashback rate and useful benefits such as airport lounge access and fuel surcharge waivers. While it may not offer deals on dining or entertainment perks, its focus on providing cashback rewards and useful features makes it a great choice for business owners who want to save money on their everyday expenses. It offers customization options to suit your needs and help you manage your business spending while prioritizing financial security.

    FAQs:

    Yes, the card offers the option for embossed customization, allowing cardholders to personalize the card by adding their company name.

    Yes, the IndusInd Fortuna Prima Credit Card is globally accepted and can be used for transactions worldwide wherever Mastercard is accepted.

    You can contact customer service for the IndusInd Fortuna Prima Credit Card by calling the toll-free number 1860-267-7777 or emailing them.

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