YES CART, which was launched on May 21, 2019, is a platform that displays offers provided to YES Bank cardholders by different merchants, such as Flipkart, Myntra, TataCliq, etc, and on Flight bookings. Previously, Amazon was also included along with these merchants, but is has been withdrawn now. You can always earn Reward Points through your YES Bank credit card whenever you spend, but through the YES CART offers, you can earn 10X Reward Points (up to 10,000 Reward Points every month) and exclusive cashback offers on selected YES Bank credit/debit cards. This offer gives you an opportunity to save up to Rs. 2,500 every month on the eligible YES Bank credit cards.
July 2021 Update
The current shopping/travel/instant voucher offers on the YES CART are valid till 31 July 2021.
Accelerated Reward Points Through YES CART
You can earn up to 10X Reward Points on your spends on selected merchants/categories (Flipkart, Myntra, TataCliq, Flight bookings, and Instant vouchers) through selected YES Bank credit cards, including Yes Private, YES First Exclusive, YES First Preferred, YES Premia, YES Prosperity Edge, YES Prosperity Rewards, and YES Prosperity Rewards Plus. The maximum Reward Points you can earn through your YES Private Credit Card is capped at 2,500 RPs per month, and it is 10,000 RPs per month for all other eligible cards. Following is a table showing the no. of accelerated Reward Points for each of these cards:
|Card name||Regular Reward Points||Accelerated Reward Points through YES CART on selected merchants/categories*||Maximum Cap (per calendar month)|
|YES Private||4 RPs per Rs. 200 spent||10X RPs (40 RPs per Rs. 200 spent)||2,500 RPs|
|YES First Exclusive||12 RPs per Rs. 200 spent||10X RPs (120 RPs per Rs. 200 spent)||10,000 RPs|
|YES First Preferred||8 RPs per Rs. 200 spent||10X RPs (80 RPs per Rs. 200 spent)||10,000 RPs|
|YES Prosperity Edge||4 RPs per Rs. 200 spent||10X RPs (40 RPs per Rs. 200 spent)||10,000 RPs|
|YES Prosperity Rewards||2 RPs per Rs. 200 spent||10X RPs (20 RPs per Rs. 200 spent)||10,000 RPs|
|YES Prosperity Rewards Plus||4 RPs per Rs. 200 spent||10X RPs (40 RPs per Rs. 200 spent)||10,000 RPs|
|YES Premia||6 RPs per Rs. 200 spent||10X RPs (60 RPs per Rs. 200 spent)||10,000 RPs|
*Selected merchants/categories that provide accelerated Reward Points on YES Bank credit cards are: Flipkart, Myntra, TataCliq, Instant vouchers, and domestic/international flight bookings.
Cashback Earning when Reward points are converted to Gift Vouchers
On redeeming your earned reward points against gift vouchers, you can save up to Rs. 2,500 every month on all the eligible YES Bank credit cards. Following is the table that shows how:
|Card name||Value of 1 Reward Point||Total Cashback earned (monthly)|
|YES Private||Re. 1||Rs. 2,500|
|YES First Exclusive||Re. 0.25||Rs. 2,500|
|YES First Preferred||Re. 0.25||Rs. 2,500|
|YES Prosperity Edge||Re. 0.25||Rs. 2,500|
|YES Prosperity Rewards||Re. 0.25||Rs. 2,500|
|YES Prosperity Rewards Plus||Re. 0.25||Rs. 2,500|
|YES Premia||Re. 0.25||Rs. 2,500|
Please note that the value of 1 Reward Point is equal to Re. 0.25 for redemption against flight/hotel bookings, Re. 0.10 for redemption against product catalogue & e-gift vouchers, and 0.10 mile for redemption against intermiles.
Cashback Offers On YES CART
Along with the Reward Point offers on the above cards, you also get exclusive cashback offers on the YES Bank cashback cards through YES CART.
|Card name||Cashback on Amazon, Flipkart, Myntra & TataCliq||Maximum Cap (per calendar month)|
|YES Prosperity Cashback||3% cashback||Rs. 1,000|
|YES Prosperity Cashback Plus||3% cashback||Rs. 1,000|
The YES Bank cardholders can get a benefit of up to Rs. 2,500 every month under the YES CART 10X Reward offer. But, you will need to spend a specific minimum amount to get the maximum benefit in the form of Reward Points. Following is a table that explains how much you must spend on each of these cards in order to get the maximum Reward Points:
|Card name||Minimum Spend on selected merchant categories||Standard Reward Points earned||Bonus Reward Points earned||Total Reward Points earned||Percentage Value of Reward Points|
|YES First Exclusive||18,600||1,116||10,000||11,116||15%|
|YES First Preferred||27,800||1,112||10,000||11,112||10%|
|YES Prosperity Edge||55,600||1,112||10,000||11,112||5%|
|YES Prosperity Rewards||1,11,200||1,112||10,000||11,112||2.5%|
|YES Prosperity Rewards Plus||55,600||1,112||10,000||11,112||5%|
How To Avail The Shopping Offer (Flipkart/Myntra/Tata Cliq)
To avail of the 10X Reward Points offer:
- Go to the yescart.yesbank.in home Page.
- You will see all the ongoing offers on your screen.
- Select the offer you want to avail out of Flipkart, Myntra, or Tata Cliq.
- Click on ‘Shop now.’
- Fill in the required details that include the first 6 digits of your credit card, the last 4 digits of your credit card, and your registered mobile number.
- Agree to the terms & conditions & proceed.
How To Avail The Discount On Flight Tickets
- Go to the yescart.yesbank.in home page.
- Click on the option ‘Fly.’
- You can now book round trip/one-way tickets as per your requirements.
- If you need assistance with booking, you can call on +91 9830514841.
Points to keep in mind:
- To avail of this offer, you will have to make the entire purchase through your YES Bank card only.
- The products which are already in your cart will not be eligible for the accelerated reward points/cashback. Only the products that you add after being redirected from the YES CART website will get you 10X Reward Points.
- The benefits will be credited to your account within 90 days after the eligible transaction.
The YES CART gives you a great opportunity to save amazingly on your spends through the YES Bank credit cards. You can earn thousands of Reward Points (equivalent to up to Rs. 2,500) each calendar month and a cashback of up to Rs. 1,000 on the cashback cards. The 10X Reward Points offer is valid only till July 31, 2021. So, hurry up and grab exciting deals to get maximum benefit before the offer ends.
- Do I get accelerated Reward Points for bill payments on making payments through the eligible YES Bank cards?
No, the YES CART offer is not valid for bill payments, wallet recharges, flight bookings (other than that booked on the YES CART fly option), and jewelry purchases, etc.
- Is the 10X Reward Points offer valid for grocery purchases?
Yes, you get 10X Reward Points on groceries on Flipkart through YES CART on the eligible YES Bank Credit Cards.
- What is the maximum benefit that I can get on the YES Private Credit Card under the YES CART offer?
The maximum number of Reward Points you can earn using your YES Private Credit Card is capped at 2,500 Reward Points per month, where 1 Reward Point = Re. 1. Therefore, you can save up to Rs. 2,500 every month on your YES Private Credit Card.
- Do I get 10X Reward Points on the products that are added to my cart before being redirected by the YES CART website?
No, the YES CART offer is valid only for the products/items that are added to your cart after being redirected from the YES CART website.