Shoppers Stop is a one-stop shop for all your needs, from clothing to home decor you can find everything you need under one roof. Along with the exceptional product variety and great services, they also have three co-branded credit cards for their customers to choose from. If you find yourself at one of the Shoppers Stop stores or the website very often, consider getting one of these cards for additional perks like higher rewards on your spending and free Shoppers Stop vouchers. Enhance your shopping experience with one of the credit cards from great banks like Axis and HDFC who make sure that their customers get the best reward return rate and best of offers.
List of Best Shoppers Stop Credit Cards
Here is the list of the best Shoppers Stop credit cards from which you can choose.
Shoppers Stop HDFC Bank Credit Card
Out of the two Shoppers Stop co-branded HDFC credit cards available right now, the Shoppers Stop HDFC Bank Credit Card is the entry-level card with an annual fee of ₹299 + GST. Cardholders earn 3% reward points on every Shoppers Stop transaction, and 1% reward points on non-Shoppers Stop purchases. You can redeem your Reward Points on Smartbuy or Netbanking. The validity of these reward points is up to 2 years.1 Reward point = ₹1 when redeemed against Shoppers Stop vouchers (for other redemption options, please refer to Shoppers Stop HDFC Bank Credit Card)
As a part of the welcome bonus, customers get a ₹500 shopping voucher from Shoppers Stop, redeemable on any transaction at the Shoppers Stop store. Customers can earn ₹500 per month for a single purchase of ₹15,000 or above on Shoppers Stop over the weekend (capped to a maximum of once a month and 5 times a year). The customers are also eligible for a complimentary Shoppers Stop Silver Edge Membership, allowing them to earn 2 First Citizen Reward Points for every purchase of ₹200 in addition to the HDFC points.
Please Note: There is no spend-based fee waiver available for the annual fee of this card.
Shoppers Stop Black HDFC Credit Card
Shoppers Stop Black HDFC Bank Credit Card has an annual fee of ₹4500 + GST, which is fairly high compared to the other Shoppers Stop credit cards available. Cardholders get 7% reward points on every Shoppers Stop purchase & 2% reward points on non-Shoppers Stop purchases. These points can be redeemed at the value of ₹1 when availed against the Shoppers Stop voucher (for other redemption options, please refer to Shoppers Stop Black HDFC Bank Credit Card)
For the welcome bonus, cardholders get Shoppers Stop vouchers worth ₹1500, redeemable on any bill value, and are eligible for a premium Shoppers Stop Black membership, which allows them to earn First Citizen Points (20 First Citizen Reward Points for every purchase of ₹200) in addition to the HDFC Reward Points earned with the credit card. Users earn ₹1,500 per month for a single purchase of ₹50,000 or more on Shoppers Stop over the weekend.
Please Note: There is no spend-based fee waiver available for the annual fee of this card.
Axis Bank Shoppers Stop Credit Card
With an annual fee of ₹500 + GST, the Axis Bank Shoppers Stop Credit Card offers you unlimited 20 First Citizen reward points on every ₹200 that you spend on private labels at Shoppers Stop, 12 First Citizen reward points per ₹200 spent on beauty products or other brands at Shoppers Stop. There is no limit to the points you can accumulate. The annual fee, however, will be waived if a customer spends ₹1Lakh or more in the previous year.
As a part of the welcome bonus, customers receive First Citizen reward points worth ₹300, Shoppers Stop vouchers worth ₹2,250, and a complimentary Shoppers Stop Golden Glow Membership. Users get an instant 15% discount on EazyDiner with the Axis Bank Shoppers Stop Credit Card. Every Wednesday, you can avail 15% off on flights and hotel bookings made via Goibibo and MakeMyTrip, 10% off on orders made via Swiggy and Amazon Fresh, and 10% off up to ₹1000 on Tira.
How to Choose The Right Shoppers Stop Credit Card?
Take a look at this side-by-side comparison of the three cards to help you choose the one that meets your needs.
| Shoppers Stop HDFC Bank Credit Card | Shoppers Stop Black HDFC Bank Credit Card | Axis Bank Shoppers Stop Credit Card | |
| Joining Fee | ₹299 + GST | ₹4500 + GST | ₹500 + GST |
| Renewal Fee | ₹299 + GST | ₹4500 + GST | ₹500 + GST |
| Welcome Benefits | Shoppers Stop Voucher Worth ₹500 and Complimentary Shoppers Stop Silver Edge Membership | Shoppers Stop Vouchers Worth ₹4,500 and Complimentary Shoppers Stop Black Membership | First Citizen Reward Points Worth ₹300, Shoppers Stop Vouchers Worth ₹2,250, and Complimentary Shoppers Stop Golden Glow Membership |
| Rewards Rate | 3% Reward Points on Every Shoppers Stop Spend and 1 % Reward Points on Non-Shoppers Stop Spends | 7% Reward Points/₹150 on Every SS Spends. 2% Reward Points/₹150 on Non-SS Spends | Unlimited 20 First Citizen Points/Every ₹200 Spent at Shoppers Stop (Private Labels) |
| Spend-Based Waiver | N/A | N/A | ₹500 is Waived off When a Cardholder Spends ₹1 Lakh or More in the Previous Year. |
| Movie & Dining | N/A | N/A | 15% Instant Discount on EazyDiner up to ₹500 per Month for a Minimum Transaction Value of ₹2,500. |
| Lounge Access | N/A | 16 Complimentary Lounge Access at Domestic Airports (maximum 4 times a quarter). | N/A |
Bottom Line
With the presence of multiple cards and their reward systems, it is natural to face a dilemma as a customer, especially if it is your first time looking for a credit card that will meet your needs. If you are looking for an ideal credit card for shopping and everyday spending, Shoppers Stop credit cards can serve you the best. If you are looking for an entry-level credit card we suggest going for the Axis Bank Shoppers Stop Credit Card or the Shoppers Stop HDFC Bank Credit Card. If you are someone who shops a lot at Shoppers Stop and would benefit from the Complimentary Shoppers Stop Black Membership, high reward return rate, and airport lounge access, go for the Shoppers Stop Black HDFC Bank Credit Card.