Suryoday Small Finance Bank is a private-sector bank incorporated in 2008 and headquartered in Mumbai. It offers a special banking experience through its RuPay Espire Select Debit Card, which is specially designed for premium banking customers.
The Espire Select Debit Card offers impressive benefits, including high withdrawal limits and exclusive offers for family members. Customers can also enjoy access to various services, such as airport lounges, insurance, and concierge services, making everyday banking more luxurious.
With a dedicated relationship manager, users receive personalized assistance to meet their banking needs. This article explains the main features and benefits of the Suryoday Bank RuPay Espire Select Debit Card. It is designed for people who want a better banking experience. With this debit card, you can earn interest on your savings and enjoy special discounts, making it a great way to manage your money.
Espire Premium Banking
Espire Premium Banking from Suryoday Bank offers a luxurious banking experience designed for their customers. With a committed relationship manager, you receive personalized assistance to meet your financial needs. The program includes exclusive benefits like access to airport lounges, discounts on loans, and complimentary memberships to clubs and dining services. You can earn interest rates on your savings and enjoy special offers for a better banking experience.
Features of Espire Premium Banking
- Users will receive a dedicated relationship manager that will provide you with all the banking facilities.
- With this premium banking, users will get exclusive privileges such as spa services, airport lounge access, insurance, etc.
- This premium banking also offers impressive interest rates. With monthly interest credit, you can earn up to 7.75% on your savings account.
- Get discounts on processing fees and interest rates for home loans and secured business loans.
- After 90 days of successful account opening, users will enjoy a complimentary Club ITC Culinaire Select Membership with several benefits.
- Users will even receive a year-long EazyDiner membership and vouchers from Starbucks and Truefitt/ Enrich Salon.
- The banking program will also provide an Amazon voucher worth ₹250 on a minimum transaction of ₹1,000.
Eligibility Criteria
To be eligible for the Espire Select Premium Banking and Debit Card, a cardholder should:
- Be a resident of India.
- Must have a single or a joint account.
Documents Required
Identity and address proof as requested by the Reserve Bank of India.
Suryoday Bank RuPay Espire Select Debit Card
The Suryoday Bank RuPay Espire Select Debit Card offers exclusive benefits for customers who value premium banking and lifestyle privileges. With this card, users enjoy an ATM withdrawal limit of ₹2.5 lakhs per day and unlimited free transactions at other bank ATMs in India. Cardholders can access year-round offers, including lounge access, insurance, and gym memberships, making it a great choice for those looking for a rewarding banking experience.
Features of Espire Select Debit Card
- The Espire Select Debit Card has a withdrawal limit of ₹2.5 lakhs per day, and the POS limit is ₹5 lakhs per day.
- Four members of a family can enjoy the benefits of the Espire Select Debit Card.
- This card provides year-round offers for different categories such as lounge access, insurance, concierge services, golf, gym, health, spa, and OTT services.
- Customers will enjoy free unlimited transactions at ATMs of other banks across the country.
Fees and Charges
- Average Monthly Balance: ₹7,50,000
- ATM Withdrawal Limit: ₹2,50,000
- Minimum Initial Payment: 7,50,000
- You can earn 3.00% per year on your balance up to ₹1 lakh.
- If you do not maintain your Average Monthly Balance, you will incur charges. If your average monthly balance is between ₹7,00,000 and ₹7,50,000, you will be charged ₹1,500 each month. If your average monthly balance is less than ₹7,00,000, the charge will be ₹2,000 per month.
Bottom Line
The Suryoday Bank RuPay Espire Select Debit Card provides a great banking experience for those who prefer premium services. It offers high ATM withdrawal limits, exclusive family benefits, and luxurious perks like airport lounge access and discounts on various services. You will also get personalized help from a dedicated relationship manager who will improve your banking experience. To enjoy these benefits, you need to maintain the required average monthly balance. The Espire Select Debit Card simplifies managing your finances while adding value to your daily life.