Get ₹700 Cashback on Spends of ₹10,000 or More With Kotak Credit Cards

From launching new co-branded credit cards to rolling out exclusive limited-time offers, Kotak Mahindra Bank is steadily making its way back into the credit card game. The bank has now introduced a special cashback offer for select Kotak Credit Card holders. Customers who spend ₹10,000 or more using their Kotak Mahindra Bank Credit Card during the offer period will be eligible to receive ₹700 cashback. This offer is a great way for cardholders to earn a little extra value on their festive or everyday purchases while enjoying the growing range of benefits Kotak is bringing to its credit card lineup.

Enrolment Period: From 1st October 2025 to 31st October 2025

The spend milestone must be achieved within 30 days from the date of enrollment, including the day you enroll for the offer.

How to Avail this Offer?

• Click the link shared by Kotak Bank via email, SMS, WhatsApp, or other official channels to register. Enrollment is mandatory.
• Make eligible purchases worth the required amount within 30 days of enrollment. Only net spends (after refunds or reversals) made post-enrollment will count.
• Once you hit the spend milestone, you’ll receive the flat cashback amount mentioned in the offer communication.

Check Complete Offer Details Here.

Bottom Line

This is a simple yet rewarding offer, giving you an effective 7% return on your spends, over and above your regular Kotak Credit Card rewards. If you’ve received this offer, it’s definitely worth taking advantage of, as it’s a rare, high-value, spend-based promotion with a low spending requirement and generous cashback benefit.

Keep in mind that there are some exclusions with this offer. The following will not qualify for the offer:

• EMI and loan-on-card payments
• Balance transfers and cash withdrawals
• Rent, education fees, and insurance payments
• Wallet loads and utility or telecom bill payments
• Online gaming transactions
• Government service payments

Rest, this is quite a rewarding spend-based offer for Kotak Mahindra Credit Cardholders.