HDFC is offering a limited-period SmartBuy offer for its business credit cardholders, allowing eligible cardholders to earn a ₹ 500 Amazon or Flipkart voucher if they meet the minimum spend of ₹10,000. This offer is available through the bank’s SmartBuy platform and is designed to reward routine business expenses, such as travel, dining, advertising, and utility payments.
According to the offer posted on the HDFC SmartBuy offers page, this offer applies only to HDFC Bank’s business credit cards. This includes cards such as BizGrow, Business Regalia, BizPower, and Biz Black, as well as other business variants offered by the bank.
Offer Details
This promotion is active from 8 December 2025. It will remain valid until 15 January 2026, making it a short-term opportunity for small business owners, professionals, and entrepreneurs to extract added value from planned expenses.
To qualify for the ₹ 500 voucher, cardholders must spend a minimum of ₹ 10,000 during the offer period on eligible categories. These categories are clearly defined, and they focus on everyday business needs.
- Business Travel (Flights, Hotels, Rail & Bus Bookings)
- Business Dining
- B2B Purchases (Ad Spends, Hardware, Electrical Equipment)
- Electricity & Utility Payments
Bottom Line
The rewards from this offer will be in addition to the existing rewards and offers already associated with HDFC Bank business cards. In short, this offer is straightforward and provides an extra incentive for the businessman’s spending. For cardholders, it presents an opportunity to earn assured value in the form of shopping vouchers, while reinforcing the practical advantages of using business credit for daily business expenses.