The SBI Wealth RuPay Select Debit Card is a premium card specially created for SBI Wealth clients who have more than ₹30 lakhs in their account. With this card, users can withdraw a large amount of cash from ATMs each day, making it easy to access their money. The card also has a high spending limit for shopping, both in stores and online. One of its best features is access to airport lounges, both international and domestic. Cardholders receive benefits like free movie tickets each month, a free annual health check-up, and a one-year subscription to Amazon Prime Video.
The SBI Wealth RuPay Select Debit Card also offers benefits for those who enjoy leisure activities, such as golf games and spa visits. It also includes personal accident insurance and coverage for accidental deaths, providing extra safety for users.
Amazon Prime Membership
With the SBI Wealth RuPay Select Debit Card, users get the benefit of a 12-month Amazon Prime Video membership. This means you can enjoy a whole year of streaming your favorite movies, TV shows, and exclusive content on Amazon Prime Video without any extra cost.
Golf Benefits
The SBI Wealth RuPay Select Debit Card offers a great golf benefit for its users. Each cardholder can enjoy two complimentary golf games every year. Users can access this benefit once every six months.
Airport Lounge Access
The SBI Wealth RuPay Select Debit Card gives cardholders access to airport lounges, which are comfortable waiting areas at the airport. You can use this benefit four times a quarter for domestic lounges, whereas you can access it for international lounges twice a year when traveling abroad.
Spa Sessions
The SBI Wealth RuPay Select Debit Card includes a nice spa benefit for cardholders. Each year, you can enjoy one spa visit at select spa centers without any charge. Whether you want a massage, facial, or other spa treatment, this benefit lets you enjoy a little self-care and rejuvenate yourself.
Entertainment Perks
With the SBI Wealth Rupay Select Debit Card, you can enjoy free movie tickets through BookMyShow. You get two movie tickets each month, with a discount of up to ₹500.
Health Benefits
The SBI Wealth RuPay Select Debit Card comes with some health advantages. Cardholders can enjoy a free annual health check-up package once a year. This means you can get important health tests and check-ups without having to pay for them.
Withdrawal And Purchase Limit
The SBI Wealth RuPay Select Debit Card comes with particular limits for both cash withdrawals and purchases. For cash withdrawals at ATMs, you can take out a minimum of ₹100 and a maximum of ₹2 lakh per day. On the other hand, when it comes to using the card for purchases, whether in stores or online, you can spend up to ₹5 lakh in one day.
Concierge Services
The SBI Wealth RuPay Select Debit Card offers 24/7 concierge services, which means you have a personal assistant available anytime you need help. This service can assist you with various tasks, such as booking travel arrangements, making dinner reservations, or getting tickets for events. Just think of it as having someone to take care of your needs, so you can focus on enjoying your day.
Insurance Benefits
The SBI Wealth RuPay Select Debit Card offers two types of insurance benefits to its cardholders:
- Personal Accident Insurance (PAI): This provides coverage of up to ₹10 lakhs in case of an accident that leads to injury or death.
- Air Accident Insurance (AAI): This gives coverage of up to ₹1 crore if an unfortunate event occurs during air travel.
How to Apply For SBI Wealth RuPay Select Debit Card?
To apply for the SBI Wealth RuPay Select Debit Card, you first need to be a customer with more than 30 lakh in your SBI accounts, which includes your investment plans and bonds. If you meet this requirement, you can visit any SBI branch and tell the Branch Manager (BM) that you want to be onboarded to Wealth.
Once you express your interest, the BM can connect you with a Relationship Manager (RM) who specializes in wealth services. The RM will guide you through the process of applying for the debit card. They will provide you with the necessary forms and help you understand the benefits of the card.
Make sure to bring any required documents, like your ID and proof of your account balance, to speed up the process. After completing the application, you should receive your SBI Wealth RuPay Select Debit Card soon.
Conclusion
The SBI Wealth RuPay Select Debit Card makes everyday transactions easy and rewarding. It offers multiple benefits, making it a great option for customers who want more from their debit card. The card’s contactless payment feature allows users to make quick payments without any hassle. You can also enjoy special offers on leisure activities along with insurance perks. By choosing this card, you can enjoy comfort, savings, and security in your daily transactions.
11 comments
Tanuj
Is there any difference between the Rupay Select and the VISA Signature debit card variants of SBI Wealth in regards to international lounge access ?
Suveer
You can signup on rupay.co.in with your select card then you will see all these offers where you can activate
Devyansh Garg
Which SPAs are eligible for this card? How to know about them ?
vijayakumar gs
procedure to get one year free subscription of Amazon Prime-video for SBI wealth select card
Basavaraju N K
I am a weath debit card holder. Pl give a list of spas and hospitals/diagnostic centre to avail spa and heath check up fecilities
Abhishek Chatterjee
The number of lounge accesses is decided by banks. Not all banks follow RuPay’s t&c. Some RuPay cards offers are exclusive tie-ups with banks.
For example, the ICICI Sapphiro RuPay Debit Card, which is also a RuPay Select variant, offers 4 domestic lounge accesses per quarter.
One more thing: RuPay has devalued lounge access for RuPay Select Debit Cards effective from April 1, 2025. Now, RuPay Select Debit Cards offer only 1 domestic lounge access per quarter and 2 international lounge accesses per year.
Source: https://www.npci.org.in/PDF/npci/rupay/2025/RuPay-OC030-FY-24-25-RuPay-Debit-Select-Card-Program-w-e-f-1st-April-2025.pdf
But I don’t think this recent devaluation will apply to the SBI Wealth RuPay Select Debit Card and ICICI Sapphiro RuPay Select Debit Card. It is applicable to other RuPay Select Debit Cards.
Abhishek Chatterjee
SBI Wealth RuPay Select Debit Card also eligible on CGSP Diamond account, CGSP Platinum account, SGSP Diamond account, SGSP Platinum account, CSP Diamond account, CSP Platinum account etc.
All SBI salary accounts of this type—Diamond, Platinum, Rhodium, etc.—are eligible for this.
If you’re curious about how this is happening, it’s obviously a bug. Technically, this should only be applicable to Wealth accounts. I personally know 25 people who have already applied for this SBI Wealth RuPay select debit card using their salary accounts (the ones I mentioned).
Now, how do you apply?
Go to SBI branch, mention the card code “SRW” and apply. Write this card code on the top of the card application form.
Note – Obviously, some SBI branch staff might refuse. Some SBI staff were even shocked just hearing Wealth word.
If you have a good relationship with the SBI branch staff, try telling them the card code I mentioned, and your application should go through. All 25 people I mentioned applied this way.
If you’re lucky, the SBI staff might not even ask any questions.
Last week, one person got the card—SBI branch staff just saw the card code and applied it to his SBI SGSP Diamond Account without any question.
One more thing—SBI officially offers two debit cards.
If you have an SBI Diamond or Platinum account, try applying for the 2nd debit card, SBI Platinum RuPay Select Debit Card. Card Code: “SRA”
If you have an SBI Rhodium account, apply for the SBI Rhodium RuPay Select Debit Card. Card Code: “SRB”
The SBI Platinum RuPay Select Debit Card and SBI Rhodium RuPay Select Debit Card have slightly different benefits compared to the SBI Wealth RuPay Select Debit Card.
Hopefully, the SBI staff will agree to issue the 2nd debit card as well. However, some SBI staff can be difficult about this and may say that a second debit card isn’t allowed.
As mentioned earlier, if you have a good relationship with the SBI staff, they might approve the 2nd debit card as well.
Obviously, just don’t apply on the same day. Good luck.
@Uday Devgan, SBI Wealth RuPay select debit card offer – Domestic Lounge access 4 per quarter & International Lounge access 2 per annum. Not 3 domestic Lounge, as you mentioned in your article.
Uday
@Abhishek Chatterjee, regarding the lounge access benefits, you mentioned that it’s 4 domestic lounges per quarter and 2 international lounges per annum. To clarify and provide the details, I’ve updated the article.
Thanks
Akshay
Only wealth relationship manager can issue this card. Ask your branch to onboard you to wealth or ask who is your wealth RM
Rajesh
But SBI officials don’t know about this.. please tell him..
I am eligible for this card but they don’t know about this card..
DAMAYANTI PADMAKANT SARAIYA
I want to know about charges