RBL Bank Introduces Four New Credit Cards – Nova, Lumière, Aspire Banking, and Signature Banking

RBL Bank has launched four new credit cards together, each offering different features and benefits for a wide range of customers, from ultra-high-net-worth individuals to those looking for a basic rewards card.

Among the four, Nova and Lumière take most of the spotlight, as they are high-fee, high-benefit cards offering top-tier privileges. The other two, Aspire and Signature Banking, provide essential features, and while they aren’t introducing anything new to the market, the launch of a super-premium metal card like Lumière is definitely worth highlighting.

About Lumière Credit Card

The all-new RBL Bank Lumière Credit Card is a premium metal card with a joining fee of ₹50,000 + GST. It is designed for ultra-high-net-worth individuals and offers unmatched privileges, including access to the “Select Circle” service, an exclusive, concierge-style support.

All features of the card have not been announced yet, but it is expected to offer some of the most premium and rewarding benefits ever seen on an RBL Bank credit card.

This is an invite-only credit card. 

About NOVA Credit Card

The RBL Nova Credit Card is another premium offering, of course, not as high-end as the Lumière Credit Card. With two free add-on credit cards, this card appears to be rewarding with a fee structure similar to other popular premium cards. Given below is a complete list of known features of the cards.

• A gift card worth ₹12,500 from Taj Experiences or Luxe as a welcome benefit.
• Spend ₹3 lakh or more in a calendar quarter and receive a ₹10,000 gift card of your choice.
• Earn 12 reward points for every ₹200 spent on flight and hotel bookings.
• Enjoy a low 2% foreign transaction fee on international spends.
• Get 12 complimentary lounge visits in India and 12 international lounge visits, plus 4 guest visits abroad.
• Enjoy 4 free golf games and 12 golf lessons every year.
• Get 10% off at select fine-dining restaurants in India.
• Earn 4 reward points for every ₹200 spent on regular purchases.
• Earn accelerated 12 reward points for every ₹200 spent on bookings made through nova.rbl.bank.in.
• Each reward point is equal to ₹1 when redeemed.
• Certain categories do not earn rewards, such as fuel, utilities, insurance, wallet loads, government services, rentals, cash transactions, and EMIs.

The Nova Credit Card is currently an invite-only card. Those interested can contact their RBL Relationship Manager. 

About Signature Banking Credit Card

The RBL Signature Banking Credit Card has an annual membership fee of ₹2,500, which is waived for customers holding a Signature Banking account. It offers benefits like cashback on various categories and lounge visits, making it a solid choice for those looking for value in their credit card usage.

• Earn up to 4% cashback on flights, hotels, shopping, and vouchers when you use the RBL Rewards Portal.
• Get 1% cashback on all other eligible purchases (up to ₹1,500 per billing month).
• Milestone benefits include ₹2,000 cashback for spending ₹4 lakh in a membership year, and ₹4,000 additional cashback for spending ₹6 lakh in the same year.
• Enjoy 2 domestic lounge visits every quarter at major airports in India.
• Get 2 international lounge visits per year through Priority Pass.
• Buy 1 Get 1 Free on movie tickets on BookMyShow every month (up to ₹250).
• No cashback is given on certain categories like grocery, dining, entertainment, fuel, utilities, insurance, railways, rentals, education, wallet loads, government services, cash transactions, and similar excluded spends.

About Aspire Banking Credit Card

• Earn 3% cashback on flights, hotels, shopping, and vouchers when using the RBL Rewards Portal.
• Get 1% cashback on all other eligible purchases (up to ₹1,000 per billing month).
• Milestone benefits: ₹1,500 cashback when you spend ₹3 lakh in one membership year. ₹3,000 additional cashback when you spend ₹5 lakh within the same year.
• Enjoy 1 complimentary domestic lounge visit every quarter, provided you spend ₹35,000 or more.
• Get Buy 1 Get 1 Free on movie tickets on BookMyShow every month (up to ₹150).
• Annual fee is ₹1,500, but Aspire Banking customers get it waived.

Bottom Line

With the launch of the new Nova and Lumière Credit Cards, RBL Bank has stepped into the premium and super-premium segment. The bank, known for products like the RBL BookMyShow Play and World Safari Credit Card, will now offer high-end options, including the metal Lumière and the premium Nova Card.

Along with these, RBL Bank has also introduced the Aspire and Signature Banking cards, which offer standard credit card benefits. However, the Nova and Lumière clearly stand out with their unique design and ultra-premium features.

This move shows that RBL Bank is expanding its credit card portfolio and aiming to attract new customers with more rewarding offerings. The bank also recently refreshed its mobile app UI, giving users a cleaner and more modern experience.

Share your thoughts on these new card launches in the comments below. We will update this space as more details become available.