Visually impaired and blind people often struggle to manage their finances independently. Most banks do not consider their needs, making it hard for them to perform everyday transactions confidently. This situation often makes people feel excluded from important financial services that others can access easily.
PNB Bank has launched the Antah Drishti Braille Debit Card for visually impaired individuals. This debit card will help them make transactions without any problem. This card is more than just a tool for managing money; it helps people feel empowered. It has easy-to-use features that let cardholders manage their finances confidently. They can access their funds, make purchases, and complete transactions without needing help.
PNB Bank has introduced a new card to help include visually impaired people in banking. This initiative allows them to access the same banking services as everyone else, creating a fairer financial environment for all.
Features of the PNB Antah Drishti Braille Debit Card
Contactless NCMC Debit Card
The PNB Antah Drishti Braille Debit Card is a special card that helps visually impaired people use public transportation more easily. It has the benefiting feature of the National Common Mobility Card and allows users to pay quickly on buses, metros, and other public transport systems with a simple tap. This means they don’t have to use cash or complicated ticket machines, making travel much less stressful.
Usage Limits and Scope
The PNB Antah Drishti Braille Debit Card can be used for domestic transactions only. This restriction is in place to guarantee that users have a safe banking experience within the country. The card has a cash withdrawal limit of ₹25,000 per day at ATMs. The card also has combined limits for Point of Sale (PoS) and e-commerce transactions, capped at ₹60,000 per day.
Low Issuance and Maintenance Charges
The PNB Antah Drishti Debit Card offers great value for users. One of its best features is that there are no charges to issue the primary debit card. This means you can get the card without paying any initial fees, making it perfect for those who do not want to pay any issuance fee.
The card has a low annual maintenance fee of ₹150 plus taxes. This low cost makes it an attractive option for users who want banking services without a big financial commitment. If you need to replace your debit card, the replacement fee is also reasonable at ₹150 plus taxes. This keeps banking accessible without high costs, even if your card is lost or damaged.
Designed for Easy Accessibility
The PNB Antah Drishti Debit Card includes Braille markings, making it easier for users to recognize their card and its number. This design helps people who are visually impaired by allowing them to read important information through touch. This focus on touch helps people with visual impairments manage everyday banking tasks more easily.
Fees and Charges
| Categories | Fees |
| Issuance Fee | Nil |
| Annual Fee | ₹150 + GST |
| Replacement Charges | ₹150 + GST |
| Cash Withdrawal | ₹25,000 |
| PoS Limit | ₹60,000 |
| Validity | 7 Years |
Conclusion
The PNB Antah Drishti Braille Debit Card stands out as a remarkable initiative in the banking sector. This card not only addresses the practical needs of visually impaired people but also promotes their independence in managing their finances.
Many banks ignore the need for accessibility, but PNB is leading the way by focusing on inclusivity. This effort shows that accessible banking is both necessary and possible, setting an example for other financial institutions to follow.
PNB shows its commitment to helping everyone, including visually impaired users, by introducing special features. This supports a more inclusive banking environment, allowing everyone to fully participate in their financial lives. The PNB Antah Drishti Braille Debit Card is a great step towards fairer banking for all.