Discover the Latest YES Bank Debit Cards

YES Bank, established in 2004, has grown rapidly in India’s banking sector, offering its customers a wide range of financial products and services. Among its popular offerings are the Yes Bank debit cards. These cards have different benefits that meet various customer needs. They offer cashback on transactions, easy access to money through a vast network of ATMs, and security features to protect against fraudulent activities. From cashback on everyday transactions to attractive discounts on dining and entertainment to exclusive access to airport lounges and golf clubs, Yes Bank debit cards make sure that every transaction brings you satisfaction and safety. Whether you’re a seasoned traveler, a movie buff, or someone who loves shopping, there’s a Yes Bank debit card created just for your needs.

Eclectic Debit Card

The Eclectic Debit Card from YES Bank is packed with rewards and is perfect for those who love to shop and travel. It has an annual fee of ₹2,499 and does not have any foreign currency markup fees, making it a great addition to your card collection. As a welcome benefit, this card offers 500 reward points on debit card activation within 30 days of card issuance. It offers complimentary 3x reward points, which can be redeemed for several products and vouchers on YES Rewardz.

The Eclectic Debit Card provides a high transaction limit worth ₹1 lakh and a high purchase limit with the domestic purchase limit being ₹5 lakh and international purchase limit worth ₹1 lakh. Cardholders can avail of a 50% discount of up to ₹300 on booking two movie tickets, ₹500 off on non-movie tickets, and up to ₹200 off on food and beverages through BookMyShow. This offer is valid from Thursday to Sunday and can be availed once every month. It is a great option for frequent travelers, offering three complimentary domestic airport lounge visits every quarter and two yearly international airport lounge visits. A wide range of benefits are included with this debit card for its users, such as insurance coverage, a complimentary golf program, and discounts on Zomato and Blinkit.

Elevate Debit Card

To elevate your card experience, the YES Bank has introduced the Elevate Debit Card. Designed to enhance your shopping and travel experience this card has an annual fee of ₹2,499 and has zero foreign currency markup charges. It offers 3x reward points for making transactions through your Elevate card and then redeeming them for vouchers and products.

The Elevate Debit Card has a high cash withdrawal limit of ₹1 lakh and a total purchase limit of ₹4 lakh. People compassionate about golf will find this card quite rewarding as it offers a complimentary golf program, including 4 rounds of green fees and 12 golf lessons every year with a 50% discount for golf services. It also offers three domestic airport lounge visits across India every quarter. It also includes a BookMyShow discount of up to ₹1,000 once every month with a discount of 50% up to ₹300 on movies, ₹500 on non-movies, and ₹200 on food/beverages which can be availed from Thrusday to Sunday. Insurance coverage and a fuel surcharge waiver are also included, making the Elevate Debit Card a great option for everyday, hassle-free transactions.

Emerge Debit Card

YES Bank has launched the Emerge Debit Card with enhanced features and benefits, which is a great choice for those seeking added value from their banking experience. With an annual fee of ₹1,249, this card helps you earn 2x reward points for every transaction, which can be redeemed at YES Rewardz for products and vouchers. It comes with a visit to domestic airport lounges once every quarter across 70 airports in India. Golf enthusiasts will like this card as it offers 50% off on golf services, four complimentary rounds of green fees, and 12 complimentary golf lessons. Movie buffs will get a flat ₹200 off on movie tickets once every month on first 1000 transations. Insurance coverage worth ₹50 lakhs is also offered, giving users peace of mind during unexpected situations. A fuel surcharge waiver is also offered with the Emerge Debit Card.

Explore Debit Card

If you are exploring a new debit card option, you should definitely use the Explore Debit Card from YES Bank. It has an annual fee of ₹599 and a foreign currency markup of 3% on international transactions. Users will earn 1x reward points with this card, which can be redeemed at YES Rewardz. A high withdrawal and purchase limit and wide access to ATMs are also included with the Explore Debit Card. Movie freaks will definitely like this card as it offers great discounts on movie tickets. VISA variant cardholders will get a 50% discount of up to ₹300 on movie tickets, ₹200 on food/beverages, from every Thursday to Sunday on booking two tickets once every month via BookMyShow and for MasterCard variant users a flat ₹150 off on movie tickets on the first 600 transactions twice every month. A complimentary golf program and one domestic airport lounge access are also offered with this card. Fuel surcharge waiver and insurance coverage are the added perks of this card for an enhanced experience. The detailed description of the insurance coverage offered by Explore Debit Card is as follows:

Categories	Sum Insured
Purchase Protection	₹25,000
Lost Card Liability	₹2 Lakh
Personal Accident	₹5 Lakh
Air Accident	₹25 Lakhs

Engage Debit Card

With a nominal annual fee of ₹399, the Engage Debit Card from Yes Bank offers users enhanced features and perks for their daily transactions. It has a high withdrawal limit of ₹50,000, a domestic purchase limit of ₹1,50,000, and an international purchase limit of ₹1 lakh. Golf enthusiasts will enjoy the 15% green fee waiver on selected premium golf courses in India. A 1x reward point is earned on all purchases made with the Engage Debit Card, which can be redeemed for vouchers for selected brands. Users will also get insurance coverage, including purchase protection, air accidents, personal death, and lost card liability. The best deal on this card is the discount on movie tickets through BookMyShow. VISA variant cardholders get a discount of ₹100 on the first 1000 transactions and the MasterCard variants users get a discount of ₹100 on the first 600 transactions once every month on purchasing atleast two movie tickets, elevating the experience for movie buffs.

Element Debit Card

The Element Debit Card is the most affordable card launched by YES Bank. It is your gateway to a world of convenience and offers benefits and security on your transactions. It has a joining fee of ₹299, and users who make transactions with it will receive 1x reward points. You can redeem these points for vouchers from brands on YES Rewardz.  This card offers a high ATM withdrawal limit of ₹30,000 and a domestic/ international purchase limit of ₹1 lakh. This card has insurance coverage, which includes lost card and fraud worth ₹1 lakh, purchase protection worth ₹25,000, and personal accident cover of ₹2 lakh. A 15% green fee waiver to access select golf courses in India is also included with this card.

Bottom Line

YES Bank offers different debit cards to suit customers’ preferences and needs. Whether you’re a dedicated shopper, traveler, or someone who enjoys movies and golf, there’s a card for you. The Eclectic Debit Card is perfect for those who enjoy shopping and traveling without worrying about foreign transaction fees, whereas the Elevate Debit Card enhances your shopping and travel experiences with its high withdrawal limits and exclusive golf privileges. The Emerge Debit Card is a great choice because it offers reward points, discounts on golf, and insurance coverage, and the Explore Debit Card is ideal for those who are looking for a basic yet rewarding option with movie discounts and a low annual fee. Each card comes with its own set of benefits, ensuring that every YES Bank customer finds a card that matches their preferences.