Instant Discount with Popular Credit Cards on Croma Products

Several credit card issuing companies have partnered with Croma, a leading electronics and home appliance retailer, to bring exclusive deals to their customers. These partnerships mean that credit card holders from banks like AU, Bank of Baroda, Federal Bank, ICICI, HSBC, and HDFC can now enjoy significant savings on their purchases at Croma. From instant cashback to hefty discounts on both EMI and non-EMI transactions, these offers are designed to make premium electronics more accessible to common people.

The collaboration between Croma and these banks brings a limited-time offer prepared to serve various shoppers’ needs. Running from July 1st to September 30th, 2024, this special offer will benefit many customers who want to upgrade their gadgets or buy new electronics. During this special promotion, all cardholders can take advantage of discounts available on certain weekdays and enjoy weekend deals. There’s something for everyone!

Each bank’s credit card has a designated day or days within the week when its particular offers are applicable. This helps customers plan their purchases based on the day that offers the best value for their specific credit card, ensuring that they save the most money on high-quality Croma products.

Monday- Offers from AU Credit Card

You are in for a great deal if you purchase something from Croma on a Monday with your AU Credit Card. AU cardholders will get a flat discount on a minimum spending of ₹15,000. This limited-time offer is valid from July 1, 2024, to September 30, 2024, on Mondays only. Users can use their AU credit cards to avail of this offer once per month. Customers spending ₹15,000 and above can enjoy a flat ₹1,000 off, those purchasing items worth ₹50,000 and above can get a flat ₹2,000 discount, and for purchases of ₹1,00,000 and above, there’s a massive discount of ₹5,000 available. The offer is applicable in-store only on full-swipe transactions and requires cardholders to select the bank offer at checkout to avail of the instant discount. This promotion is a result of AU Bank and Croma working together to provide additional value to cardholders.

Tuesday- Bank of Baroda Credit Card Offers

The Bank of Baroda (BoB) has teamed up with Croma to bring an exclusive offer to its credit cardholders. From July 1st to September 30th, 2024, BoB cardholders can enjoy significant savings on their purchases at Croma. Whether opting for a full payment or choosing an EMI option for a tenure of 9 months or above, customers are in for a treat. For a full swipe, there’s a 10% instant discount up to ₹1,500, and for EMIs, the discount goes up to ₹2,500. A minimum transaction of ₹10,000 is required to avail of this offer. This special promotion is available every Tuesday throughout the offer period and can be availed offline by going directly to the Croma store. There’s a limit of one transaction per card every month. It’s a great opportunity for all eligible BoB credit cardholders residing in India to maximize their savings on a wide range of products available at Croma, right from the latest electronics to various appliances.

Wednesday- Federal Bank Credit Card Offers

If you plan to buy electronics or gadgets from Croma, using your Federal Bank credit card could get you an instant discount. For purchases made using the credit card’s full swipe option, you can avail of a 10% discount up to ₹2,000. And if you opt for an EMI transaction with your credit card, the discount goes up to 10%, maxing out at ₹3,000. It’s important to note that there’s a minimum transaction amount of ₹15,000 to avail of these discounts. This special offer is active weekly but only on Wednesdays, Saturdays, and Sundays, excluding certain tactical campaign days, until 30th September 2024. It’s important to remember that the offer is valid once per card per month, ensuring many customers can benefit from this deal.

Thursday- ICICI Bank Credit Card Offers

Enjoy exclusive discounts on your favorite electronics and gadgets with the Thursday Delights Offer at Croma, specially launched for ICICI Bank credit cardholders. Whether you’re looking for a new laptop or upgrading your home appliances, take advantage of a flat ₹1,000 instant discount on minimum purchases of ₹10,000 through Non-EMI transactions or upgrade your savings to a flat ₹1,500 discount on EMI transactions with a minimum spend of ₹15,000. This special promotion runs every Thursday from 1st July 2024 to 30th September 2024. This offer can be claimed online through Croma’s official website. This offer does not apply to Amazon Pay ICICI credit cardholders or to business, commercial, and corporate cards. ICICI cardholders can use this offer once a month.

Friday- HDFC Bank Credit Card Offers

For those looking to make the most out of their shopping at Croma, HDFC Bank credit cards have introduced some amazing offers for its users. A limited-time offer starting from 1st July 2024 till 30th September 2024, shoppers can avail themselves of an instant discount of 7.5% up to ₹3,000. This offer is designed for transactions made using HDFC EasyEMI on credit cards, with a minimum transaction value of ₹10,000. The discount is valid only on tenures of 6 months or more and is applicable on Fridays, Saturdays, and Sundays during the offer period. It’s important to note that this discount is limited to once per card per week and cannot be combined with other brand EMI offers or promotions. The eligibility of this offer extends to retail credit cards, business cards, and select corporate and commercial credit cards, excluding virtual cards and other specific card types.

Saturday/Sunday- HSBC Bank Credit Card Offers

HSBC Bank is rolling out an enticing offer for its credit cardholders, exclusively for transactions on Croma’s website. Available for a limited period from July 1, 2024, to September 30, 2024, customers can enjoy significant savings on their purchases every weekend. For those preferring easy transactions without EMI, there’s a 5% discount capped at ₹2,000. However, if you’re looking to spread the cost over a few months, opting for an EMI transaction can fetch you a more profitable 7.5% discount, with a higher cap of ₹5,000, provided the EMI tenure is 6 months or more. It’s important to note that the offer is attached to a minimum transaction value of ₹20,000. This offer can be availed online through Croma’s official website. This promotion is a bonus for both existing and new HSBC resident credit cardholders, though corporate cardholders and those behind on their payments cannot avail of this offer.

Bottom Line

The collaboration between Croma and leading banks such as AU, Bank of Baroda, Federal Bank, ICICI, HSBC, and HDFC presents a fantastic opportunity for credit cardholders to save big on electronics and home appliances. With a range of exclusive discounts available on selected weekdays and weekends from July 1st to September 30th, 2024, customers have a good chance to purchase high-quality products at reduced prices. Whether it’s instant discounts on full-swipe transactions or savings on EMI purchases, these deals are created to meet various consumer needs.