IndusInd Bank has been making several changes to the reward and fee structure of its credit cards. Many of these changes can be considered devaluations, and almost all of them are silently executed.
From 13th March 2025, IndusInd Bank Indulge Credit Card will no longer offer unlimited international airport lounge access. It shall now only provide four free visits each quarter via Priority Pass to airport lounges outside India. This move comes after the bank had revised the fee structure of the card from only charging a joining fee of ₹2 lakh to a joining fee of ₹75,000 and adding an annual charge of ₹10,000.
| Previous Features | New Features |
| Joining Fee – ₹2 Lakh + GST. No Annual Charges | Joining Fee – ₹75,000 + GST. Annual Charge of ₹10,000 + GST |
| Unlimited International Airport Lounge Access | Four Free International Airport Lounge Visits Each Quarter |
| Annual Fee Waiver at Spends of ₹20 Lakh | Annual Fee Waiver at Spends of ₹10 Lakh |
| Unlimited Golf Games at Premium and Regular Clubs in India | Unlimited Golf Games at Regular Clubs and 4 Free Golf Games at Premium Clubs |
Bottom Line
IndusInd Indulge Credit Card is a premium card offering meant for high net individuals. While it can be considered a good move to reduce the annual charge of the card from an unrealistic figure of 2 lakh to ₹75,000, it should also be noted that many of the benefits offered to cardholders have been reduced.
Those with the Indulge Credit Card should be mindful of these new airport lounge access and golf game revisions made to the card. These changes shall be applicable from 13th March 2025.